Bank of America is offering
$200 online cash rewards bonus after you make at least
$1,000 on purchases in the
first 90 days of account opening with their
Bank of America® Customized Cash Reward credit card. No Annual fee.
Card Details:- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards.
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Slickdeals may be compensated by Bank of America.
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The bad thing is, in real life, when you try to do a small less than $10 internet purchase, the card does a security freeze until you call them because the automated system sees small internet purchases as suspicious.
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The bad thing is, in real life, when you try to do a small less than $10 internet purchase, the card does a security freeze until you call them because the automated system sees small internet purchases as suspicious.
So, anything under $20, I always use 2% Priceline which works every time.
Yup... also 3.5% at warehouse clubs if you don't have any better option that quarter from one of the 5x rotating cards.
The bad thing is, in real life, when you try to do a small less than $10 internet purchase, the card does a security freeze until you call them because the automated system sees small internet purchases as suspicious.
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And if you DO have that status then you can also get a different BoA card that gives you 2.625% on everything.
2% cash is pretty much bottom of the barrel in value for non-category spending these days... the above is a lot better combo for someone who does not travel significantly... and for those who do both the Chase and Amex ecosystem offer much better options as well for non-category spending... (2x MR with a BBP or 1.5x UR with a freedom unlimited)
And if you DO have that status then you can also get a different BoA card that gives you 2.625% on everything.
2% cash is pretty much bottom of the barrel in value for non-category spending these days... the above is a lot better combo for someone who does not travel significantly... and for those who do both the Chase and Amex ecosystem offer much better options as well for non-category spending... (2x MR with a BBP or 1.5x UR with a freedom unlimited)
I think you are confused between a spending cap (which is $2500, and the cap the card actually has) and an earning cap-- which is 3% of $2500... but is a cap that does not exist
So if you have higher status instead of getting $75 back on your $2500 spend cap you get $131.25 back on the same $2500 of capped spending.
Plus, of course, you can have more than 1 of these cards, giving you the $2500 cap per quarter on each, much the same way having more than 1 chase freedom card gives you additional 5x earning $1500 caps.
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