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CIT Bank 11 Month No-Penalty CD: Earn Expired

4.80% APY*
+37 Deal Score
45,357 Views
CIT Bank, our partner, offers the following benefits with their No-Penalty CD.

Thanks to staff member LD7 for finding this deal.
  • $1,000 minimum to open
  • No penalty to access funds if needed before maturity
  • No opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • Member FDIC
  • *See site for details
Slickdeals may be compensated by CIT Bank

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Created 03-31-2023 at 01:30 PM by LD7 | Staff
in Finance
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CIT is a division of First Citizens Bank and Trust Co.
Didn't First Citizens just acquire the assets of SVB?
·
4.80% is good for a no-penalty CD.
For a normal CD, Marcus is offering a 10-month 5.05%.
CIT also has a savings account for 4.75% if you put in more than $5k. Keep in mind that CIT is notorious for creating new savings products with higher rates and reducing the rates of old ones without telling you.
·
Ally needs to match this. They just lowered theirs to 4.35% from 4.75%.
·

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Joined Apr 2009
L6: Expert
> bubble2 1,432 Posts
356 Reputation
nowayman
03-31-2023 at 03:05 PM.
03-31-2023 at 03:05 PM.
You can get 5%. Why would you take 4.8%?
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Joined Jun 2004
L4: Apprentice
> bubble2 396 Posts
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porkmeat
03-31-2023 at 04:13 PM.
03-31-2023 at 04:13 PM.
4.80% is good for a no-penalty CD.
For a normal CD, Marcus is offering a 10-month 5.05%.
CIT also has a savings account for 4.75% if you put in more than $5k. Keep in mind that CIT is notorious for creating new savings products with higher rates and reducing the rates of old ones without telling you.
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Joined Oct 2004
L6: Expert
> bubble2 1,245 Posts
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Passions
03-31-2023 at 04:15 PM.
03-31-2023 at 04:15 PM.
Quote from nowayman :
You can get 5%. Why would you take 4.8%?
T-bills aren't as liquid as no penalty CDs.
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Joined Nov 2010
L10: Grand Master
> bubble2 1,486 Posts
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notaek
03-31-2023 at 08:03 PM.
03-31-2023 at 08:03 PM.
Ally needs to match this. They just lowered theirs to 4.35% from 4.75%.
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Joined Dec 2018
L2: Beginner
> bubble2 72 Posts
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BeigeLake5822
03-31-2023 at 08:33 PM.
03-31-2023 at 08:33 PM.
Quote from porkmeat :
4.80% is good for a no-penalty CD.
For a normal CD, Marcus is offering a 10-month 5.05%.
CIT also has a savings account for 4.75% if you put in more than $5k. Keep in mind that CIT is notorious for creating new savings products with higher rates and reducing the rates of old ones without telling you.

Can you post link to Marcus. Couldn't find it.
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