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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+274 Deal Score
656,287 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Add Comment
Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+274
656,287 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined Feb 2019
L3: Novice
> bubble2 152 Posts
24 Reputation
SKYNET301
07-21-2023 at 12:24 AM.
07-21-2023 at 12:24 AM.
Quote from radars :
You can try the evergreen visa that provides you with the pre-qualified test and has the same benefits as the Wells Fargo does. I have no idea how difficult to get the Wells Fargo Active Cash credit card but one cannot get this card if has applied for the other Wells Fargo credit card within 6 months.

Evergreen visa not available in any zip code
Reply
Joined Apr 2014
L1: Learner
> bubble2 21 Posts
14 Reputation
pancho214
07-22-2023 at 06:51 PM.
07-22-2023 at 06:51 PM.
Quote from 1jzgte :
be wary, wells fargo products are a pita to cancel.. cant do it via secure message nor email.. you must call and speak to a rep w/ a heavy accent and get tossed around in their phone tag
Thanks for the warning!
Reply
Joined Jan 2016
New User
> bubble2 436 Posts
180 Reputation
Dtran2009
07-24-2023 at 07:59 PM.
07-24-2023 at 07:59 PM.
I know a trick to do a balance transfer with NO FEE AND the balance transfer will count towards the spending limit. Tried it with 2 different credit cards and it works.
Reply
Joined Dec 2022
New User
> bubble2 4 Posts
10 Reputation
FictitiousBoi
07-25-2023 at 11:26 AM.
07-25-2023 at 11:26 AM.
Don't turn this into Reddit people 😔
3
Reply
Joined Jul 2008
L7: Teacher
> bubble2 2,115 Posts
281 Reputation
sandwich
07-25-2023 at 01:23 PM.
07-25-2023 at 01:23 PM.
Quote from onthewire :
I have an old WF card I never use. Does anyone know if it's possible to get this offer by going through their "Switch My Credit Card" option?
My never used WF credit card got switched automatically to Active Cash without me requesting it.
Reply
Joined Sep 2012
L4: Apprentice
> bubble2 561 Posts
37 Reputation
dreezy
07-30-2023 at 01:16 PM.
07-30-2023 at 01:16 PM.
I closed this card a year ago, gonna reopen this same card just to take advantage of this rewards bonus. I hope it works lol
Reply
Joined Dec 2021
Custom User Title
> bubble2 726 Posts
105 Reputation
LastButNotLeast
07-31-2023 at 01:56 PM.
07-31-2023 at 01:56 PM.
Just applied. Have several accounts with WF. Approved in minutes. Thanks, OP.
Reply

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Joined Jul 2011
L5: Journeyman
> bubble2 729 Posts
38 Reputation
unclebenny4140
07-31-2023 at 02:46 PM.
07-31-2023 at 02:46 PM.
If you get instant approval can you use this immediately for an online purchase? Or do you have to wait for the physical card to arrive?

Looking to buy a laptop tonight and this could save me $200. TIA
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 729 Posts
38 Reputation
unclebenny4140
07-31-2023 at 02:55 PM.
07-31-2023 at 02:55 PM.
Quote from LastButNotLeast :
Just applied. Have several accounts with WF. Approved in minutes. Thanks, OP.
Did you get access to the card immediately or just approval?
Reply
Joined Dec 2021
Custom User Title
> bubble2 726 Posts
105 Reputation
LastButNotLeast
07-31-2023 at 03:24 PM.
07-31-2023 at 03:24 PM.
Quote from unclebenny4140 :
Did you get access to the card immediately or just approval?
I didn't need it, but I do believe that there is a way to use the card immediately.
Edit: Yes.
"Want to use your new card right away?
Use the Wells Fargo Mobile® app to add your card to a mobile wallet like Apple Pay®, Samsung Pay or Google PayTM.
Your actual card should arrive in the mail in 5 to 7 days."
Reply
Last edited by LastButNotLeast July 31, 2023 at 03:27 PM.
Joined Sep 2008
L3: Novice
> bubble2 121 Posts
35 Reputation
darien95
07-31-2023 at 04:01 PM.
07-31-2023 at 04:01 PM.
Quote from Dtran2009 :
I know a trick to do a balance transfer with NO FEE AND the balance transfer will count towards the spending limit. Tried it with 2 different credit cards and it works.
What's the trick? Does it work on any credit card or just this one?
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 729 Posts
38 Reputation
unclebenny4140
07-31-2023 at 04:20 PM.
07-31-2023 at 04:20 PM.
Quote from LastButNotLeast :
I didn't need it, but I do believe that there is a way to use the card immediately.
Edit: Yes.
"Want to use your new card right away?
Use the Wells Fargo Mobile® app to add your card to a mobile wallet like Apple Pay®, Samsung Pay or Google PayTM.
Your actual card should arrive in the mail in 5 to 7 days."

Thank you kind sir!
Reply
Joined Jan 2016
New User
> bubble2 436 Posts
180 Reputation
Dtran2009
08-01-2023 at 02:40 AM.
08-01-2023 at 02:40 AM.
Quote from darien95 :
What's the trick? Does it work on any credit card or just this one?

This trick ONLY works if the card you trying to do the balance transfer is a VISA credit card and you need to be a costco member/know someone that has a member. It requires a purchase.

So with costco return system, if you buy something and return it, it will return back to the card you used. If you returning multiple items at the same time from different receipts/transaction, they will return the funds on ANY VISA credit/debit card because they don't know which card you want to use. You can technically get cash advance instead if your bank checking card is a VISA. This doesn't work for online orders, only works at costco warehouse purchases. So if you need to do a balance transfer of $3000, buy a MacBook Pro or something expensive and pay with the NEW visa credit card. Then buy a banana or whatever and pay with another payment. Wait a day and refund both and they will ask you to insert ANY visa credit card for the refund. Insert your OLD credit card with the balance you trying to transfer and you should get a credit of the amount in 3-5days.

This way, you hit your spend limit to get the $200 bonus and get balance transfer with no fees. Again, if you need cash advance with no fee, it will work if your debit card is a visa. Insert your debit card and they will tell you not to enter your pin. It will go into your bank as a credit which take 3-5 days. Did this twice with different cards to get the bonus. Free money basically.
3
Reply
Joined Jul 2013
L3: Novice
> bubble2 185 Posts
14 Reputation
j0lla127
08-01-2023 at 09:13 AM.
08-01-2023 at 09:13 AM.
Quote from sandwich :
My never used WF credit card got switched automatically to Active Cash without me requesting it.
Me too... Does anybody know if the promotion still applies to people who had their existing card converted to the WF Active Cash Card?
Reply

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Joined Jul 2013
L9: Master
> bubble2 4,908 Posts
2,111 Reputation
JJoye
08-01-2023 at 09:18 AM.
08-01-2023 at 09:18 AM.
Quote from jolla127 :
Me too... Does anybody know if the promotion still applies to people who had their existing card converted to the WF Active Cash Card?
If you have the promotion, you should be able to see it by logging in and checking the rewards section
Reply
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