Earn A $200 Cash Rewards Bonus
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
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Edited August 26, 2026
at 07:50 AM
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Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
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Zero.
Just did the same thing for the same reason
Did they give you a reason? They denied me the first time and I have two Wells Fargo accounts, a Wells Fargo credit card and an 800+ credit rating. The reason they gave was that I had too many credit cards already.
I waited a month or two and reapplied and got it. Sometime after they sent me an application for their "Signify" card (business version) and I qualified for that as well even though I think I had at least two more credit cards by that point.
I would suggest you wait a little while and try again.
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I waited a month or two and reapplied and got it. Sometime after they sent me an application for their "Signify" card (business version) and I qualified for that as well even though I think I had at least two more credit cards by that point.
I would suggest you wait a little while and try again.
Exactly why I got it. The signify card isn't really much different, still 2% back and no annual fee but since they were giving a $500 bonus on it I figured, why not?
Note that the Wells Fargo cards lack some features you might want on occasion. Not sure they extend warranty on purchases and I think there are some travel perks that come with other cards but not this one. (ie, rental car insurance) So I don't use it for everything .
On the other hand, if you pay your cell phone bill with the WF card, you will get a certain amount of cell phone insurance automatically.
Note that the Wells Fargo cards lack some features you might want on occasion. Not sure they extend warranty on purchases and I think there are some travel perks that come with other cards but not this one. (ie, rental car insurance) So I don't use it for everything .
On the other hand, if you pay your cell phone bill with the WF card, you will get a certain amount of cell phone insurance automatically.
Roughly how long did you wait to reapply for the WF card after being declined?
Roughly how long did you wait to reapply for the WF card after being declined?
I really don't remember very well but I think at least a couple of months.
What is 75% for the member
-Ratio of credit bureau trades with a balance greater than zero (We look at the ratio of open and closed credit accounts that have a balance greater than zero in the last 6 months)
-Number of revolving bankcards reported by credit bureau (We look at the number of bank credit cards in your credit bureau report)
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