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CIT Bank Platinum Savings: Earn up to Expired

4.75% APY*
+31 Deal Score
43,561 Views
CIT Bank, our partner, offers the following benefits with their Platinum Savings account.

Thanks to staff member EfficientGame645 for finding this deal.
  • Must have a minimum daily balance of $5000 to earn 4.75% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank
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Original Post

Written by
Edited May 9, 2023 at 08:32 AM by
CIT Bank our partner, offers the following benefits with their \Platinum Savings[/URL] account.
  • Must have a minimum daily balance of $5000 to earn 4.75% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank
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in Financial Tools & Services (4) CIT Bank
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Deal
Score +31
43,561 Views
4.75% APY*
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The more I read into the fine print, it seems like the first $5000 has 0.25% interest and anything >$5000 has 4.75% APR. This is pretty sly and would mean you'd need over $75,000 balance to earn more interest than their Savings Connect product at a flat rate of 4.50%
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I've never had an issue with CIT, and they are FDIC insured. That being said, when clicking through the link you may be providing SD with some of your personal info (see below). I suggest going directly to their website through a search engine.

"Welcome Slick Deals visitors! Reach your savings goals faster with a Platinum Savings Account."
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It always annoys me that all these online banks constantly add accounts with new names and only these new accounts offer the highest rates. I currently have the Savings Connect one and it is at 4.4%. Yes I understand that this has a $5K requirement but that's nothing really. Now I need to open a new account and then transfer over yet again. This is the 4th time I've done this with CIT bank.
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Joined Nov 2019
L4: Apprentice
> bubble2 421 Posts
148 Reputation
Knockknock13
04-27-2023 at 03:06 PM.
04-27-2023 at 03:06 PM.
Quote from coronakid :
Yeah, there must be a lot of people that don't pay attention. By the way, I noticed that the rate on my account is listed as 4.65%. Although that's still very good it's not 4.75%.

Even i saw the same 4.65 when completing steps, but i still opened, got lots of money atleast some kinda interest balances my expenses
Reply
Joined Nov 2019
L4: Apprentice
> bubble2 421 Posts
148 Reputation
Knockknock13
04-29-2023 at 06:14 AM.
04-29-2023 at 06:14 AM.
Becareful with this bank and other bank some reported in comments,its easy to hack your account, there security is so stupid that people can change their security phone number,they dis to my account with $9k cash in it,i need to go through too many processes to its my account, literally a nightmare,someone in the comment section or in other thread reported same happen with them.
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Joined Nov 2016
L4: Apprentice
> bubble2 351 Posts
136 Reputation
TurboSri
05-12-2023 at 09:35 PM.
05-12-2023 at 09:35 PM.
I opened an account a week ago to park some of my money, and I now see the APY as 4.85% (APR is 4.736%).
Nice!

It did take an additional couple of days for the funds to come out of hold; however, the interest is earned from an earlier date.
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