U.S. Bank Smartly has a $6.95 monthly fee, this is waived if you do any of the following:
Have combined monthly direct deposits totaling $1,000 or more
Keep a minimum average account balance of $1,500 or more
Hold an eligible U.S. Bank credit card
Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Be a military member (requires self disclosure)
Be under the age of 24 or over the age of 65
Standard savings account has a $4 monthly fee. This is waived if you do any of the following:
Maintain a $300 minimum daily balance
Keep a $1,000 average monthly collected balance
Hold the account jointly with a youth
                                      
                       
           
   
 
  
          
          
                          
                      
          
                          
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              U.S. Bank - Bank Advertiser
 
         
                        
        
  
      
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If you are on a high tax bracket then it is not worth getting out of bed for this. Like i said, I like bonuses but only credit card ones. Credit card ones have no tax obligation and are better deals too in points value.
https://web.archive.org/web/20230...offer.h
I called U.S. bank, and they told me that the code was correctly applied, but I have to wait yet 1.5 months to get the $600 (I got $1000 in direct deposit).
Also, not to have get another bonus and not to have had an account in U.S. bank in the last 2 years. So... I should have the $600 soon.
Thanks!!!
Pd: also, it is not neccesary to have the money in the account, we can't use it or transfer to other account because the condition is to get $10000 in direct deposit.
If we dont want to have a fee charge, we could have $1500 in the account or continue receiving $1000 of direct deposit each month.
And they will charge $2 for paper document (I had, so, the agent indicated me how to select digital instead of on paper and avoid that $2 fee charge).
06/19/23, $600 received!!