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frontpageSUCHaDEAL posted Apr 17, 2023 2:14 PM

Apple Card Savings Account:

4.15% Interest

(No Minimum Deposits)at Apple Store
525 Comments
341K Views
Get Deal at Apple Store
Deal Details
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL

Community Voting

Deal Score
+348
Good Deal
Get Deal at Apple Store

Top Comments

virals1012
411Comments
3.6KReputation
Here are the links to get started opening this account:

https://learn.applecard.apple/benefits

https://wallet.apple.com/setup/feature/savings
Go to Comment
CTownIntegra
16Comments
80Reputation
Sign ups are live. In the wallet app, select your Apple Card, go to the top right menu and hit Apple Cash, and change redemption to savings. Enter your social and you're done.
Go to Comment
qkumbr
3.7KComments
1.7KReputation
The account is backed by Goldman Sachs - a bank.
Go to Comment

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526 Comments

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Apr 18, 2023 5:11 AM
1.4K Comments
Joined Nov 2005
cazic99Apr 18, 2023 5:11 AM
1.4K Comments
Quote from venom.goku :
Marcus by Goldman Sachs doesn't even give us 4% interest and they're able to give 4.2% through Apple? Don't understand that...
You don't realize how powerful Apple is do you.? If Goldman doesn't offer what Apple demands, Apple will go partner with another bank who will
Apr 18, 2023 5:41 AM
899 Comments
Joined Nov 2015
venom.gokuApr 18, 2023 5:41 AM
899 Comments
Quote from cazic99 :
You don't realize how powerful Apple is do you.? If Goldman doesn't offer what Apple demands, Apple will go partner with another bank who will
Yeah.. that's true. They do hold the strings on most of the deals they strike with other companies
Apr 18, 2023 5:41 AM
503 Comments
Joined Nov 2014
euuser4279838Apr 18, 2023 5:41 AM
503 Comments
What a load of BS about Wealthfront going out of business.

They got acquired by UBS last year. UBS is as big if not bigger than Goldman Sach.

But keep astroturfing Apple. I like Apple products but I swear its fanboys will think of any fictions and fake news to undermine competitors.

This is just an overhyped HYSA, nothing special. SWVXX by Schwab is paying 4.7%, this is nothing lol.
5
Apr 18, 2023 5:43 AM
1.4K Comments
Joined Nov 2005
cazic99Apr 18, 2023 5:43 AM
1.4K Comments
Quote from AvalonXIII :
What a load of BS about Wealthfront going out of business.

They got acquired by UBS last year. UBS is as big if not bigger than Goldman Sach.

But keep astroturfing Apple. I like Apple products but I swear its fanboys will think of any fictions and fake news to undermine competitors.

This is just an overhyped HYSA, nothing special. SWVXX by Schwab is paying 4.7%, this is nothing lol.
If Credit Suisse can go over night, so can UBS. Goldman is in another class compared to those banks
1
Apr 18, 2023 5:45 AM
58 Comments
Joined Nov 2008
lasteclispeApr 18, 2023 5:45 AM
58 Comments
Quote from cazic99 :
You don't realize how powerful Apple is do you.? If Goldman doesn't offer what Apple demands, Apple will go partner with another bank who will
You think a bank needs to work with apple to get customers? If any bank offers this interest rate they would have more customers than they can handle. Apple has nothing to do with it.
1
Apr 18, 2023 5:47 AM
503 Comments
Joined Nov 2014
euuser4279838Apr 18, 2023 5:47 AM
503 Comments
Quote from cazic99 :
If Credit Suisse can go over night, so can UBS. Goldman is in another class compared to those banks
Well then what happened in 2008 to Goldman Sach ? Go on ?

It is so funny how when Apple is involved, everything is automatically immune from all risks and bankruptcies.

You people are acting like a cult.
3
Apr 18, 2023 5:48 AM
842 Comments
Joined Aug 2009
pookguy88Apr 18, 2023 5:48 AM
842 Comments
Will that 4.15% interest ever change?
2

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Apr 18, 2023 5:49 AM
1.4K Comments
Joined Nov 2005
cazic99Apr 18, 2023 5:49 AM
1.4K Comments
Quote from lasteclispe :
You think a bank needs to work with apple to get customers? If any bank offers this interest rate they would have more customers than they can handle. Apple has nothing to do with it.
Let me put it this way. When Apple
Decided to offer Credit card a few years ago, do you know how many banks bid for it ? JP Morgan, Citi, Amex to name a few .

Banks can go very easily , even very best like Goldman as you have seen last few weeks , so if they can get access to a brand like Apple and their 2 billion users, absolutely no question who needs who more.
Apr 18, 2023 5:52 AM
1.4K Comments
Joined Nov 2005
cazic99Apr 18, 2023 5:52 AM
1.4K Comments
Quote from AvalonXIII :
Well then what happened in 2008 to Goldman Sach ? Go on ?

It is so funny how when Apple is involved, everything is automatically immune from all risks and bankruptcies.

You people are acting like a cult.
What happened to every bank in 2008? What happened to Apple in 2008? Nothing

UBS was just formed in 1998 , why? When two failing Swiss banks merged

Cult? With SVB banking crisis last few weeks, where did Wall Street flock to in uncertain economy? Apple
Stock.

Seems like everybody is in the cult except the dumb ones lol
Apr 18, 2023 6:04 AM
111 Comments
Joined Mar 2013
ThaiMApr 18, 2023 6:04 AM
111 Comments
Quote from pookguy88 :
Will that 4.15% interest ever change?
Yes. Savings APR can changes at anytime. up or down.
Apr 18, 2023 6:11 AM
1.1K Comments
Joined Aug 2006
oh_dannyboyApr 18, 2023 6:11 AM
1.1K Comments
The irony is that this is backed by Goldman Sachs but their own Marcus savings account is only at 3.9% right now.
Apr 18, 2023 6:12 AM
21 Comments
Joined Dec 2017
AutomatikaApr 18, 2023 6:12 AM
21 Comments
Robinhood Gold (5$ a month) is doing a 4.4%
Apr 18, 2023 6:13 AM
111 Comments
Joined Aug 2011
kerethApr 18, 2023 6:13 AM
111 Comments
Quote from mustylurid :
you need a card and that was a bummer for me . don't want a credit check just to open a card+ savings account
You can check to see if you're approved without a credit hit. If you accept the card then you'll see the inquiry. Nothing to worry about.
Apr 18, 2023 6:14 AM
2.2K Comments
Joined Feb 2009
yapchagiApr 18, 2023 6:14 AM
2.2K Comments
so there's no way u can open a savings account if u don't have an iPhone?

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Apr 18, 2023 6:31 AM
28 Comments
Joined Dec 2014
JessicaG9990Apr 18, 2023 6:31 AM
28 Comments
Quote from victornewyork :
what is the best APY we have now ? High Yield Certificate of Deposit (CD) ? ally is 4.8 % for 18 mo
The other week Huntington sent me an offer for 5.12% on a new Money Market account if I opened it with at least $25K. Rate is good for 1 year. I opened it today.

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