Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
frontpage
frontpage
SUCHaDEAL 342K Views
Apr 17, 2023 2:14 PM

Apple Card Savings Account:

4.15% Interest

(No Minimum Deposits)at Apple Store
Get Deal at Apple Store
Good Deal?
525Comments
Save
Share
Deal Details
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Apple is offering an Apple Card Savings Account with 4.15% Interest.

Thanks to Community Member SUCHaDEAL for finding this deal.
  • High-yield APY of 4.15%
  • No Fees
  • No Minimum Deposits
  • No Minimum Balance Requirements
  • No Foreign Transaction Fees
What you need to open and maintain an account:
  • Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
  • Be at least 18 years or older.
  • Have a social security number or individual taxpayer identification number.
  • Be a U.S. resident with a valid, physical U.S. address.
  • Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
How to set up Savings:
  • On your iPhone, open the Wallet app and tap Apple Card.
  • Tap the More button, then tap Daily Cash.
  • Tap Set Up next to Savings, then follow the onscreen instructions.
  • Additional Setup Information

Editor's Notes

Written by SlickDealio
  • About the deal:

Original Post

Written by SUCHaDEAL

Community Voting

Deal Score
+348
Good Deal
Get Deal at Apple Store

Top Comments

virals1012
411Comments
3.6KReputation
Here are the links to get started opening this account:

https://learn.applecard.apple/benefits

https://wallet.apple.com/setup/feature/savings
Go to Comment
CTownIntegra
16Comments
80Reputation
Sign ups are live. In the wallet app, select your Apple Card, go to the top right menu and hit Apple Cash, and change redemption to savings. Enter your social and you're done.
Go to Comment
qkumbr
3.8KComments
1.8KReputation
The account is backed by Goldman Sachs - a bank.
Go to Comment

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

526 Comments

Sign up for a Slickdeals account to remove this ad.

Apr 18, 2023 6:52 PM
16 Comments
Joined Nov 2022
JollyKestrel6471Apr 18, 2023 6:52 PM
16 Comments
I will wait for this one. I applied for Apple Card early and there was no sign-up bonus for that one. After some time, I saw a great bonus for Apple Card. I don't want to be in the same situation here
Apr 18, 2023 7:03 PM
691 Comments
Joined Nov 2012
JasonM121Apr 18, 2023 7:03 PM
691 Comments
Quote from madrascaldavid View quoted comment :
UFB Direct offers 5.02% interest on their savings account, and they seem to increase it every couple/few months to keep up with current rates.
4.81% as of today
Apr 18, 2023 7:10 PM
9.5K Comments
Joined Dec 2013
doboy007Apr 18, 2023 7:10 PM
9.5K Comments
Quote from dedezu View quoted comment :
Four times. Vanguard charge 0.1% for almost all fund. Fidelity charge 0.48% expense ratio. $10 vs $48 per year if you deposit $1000.
Vanguard always the king of mutual fund
your math is off, those amounts are for $10k not $1k Smilie
Apr 18, 2023 7:18 PM
1.4K Comments
Joined Jan 2004
seawolfApr 18, 2023 7:18 PM
1.4K Comments
Quote from gorillatechman View quoted comment :
Of course the rate is not fixed. It's going to move and change, whenever the FED changes rates, which is pretty often these days.

And a CD, where you have to lock up your money for a certain time period is not the same thing at all as a savings account.
So then which part of this is a slick deal when a 30 day CD is paying 4.7 (your scenario is implying one can't commit cash for 30 days).
Last edited by seawolf April 18, 2023 at 12:24 PM.
Apr 18, 2023 7:33 PM
1.8K Comments
Joined Jul 2018
ThanksDudeApr 18, 2023 7:33 PM
1.8K Comments
Will this integrate with BRICS? Asking for a friend.
Apr 18, 2023 7:48 PM
776 Comments
Joined Jul 2009
RockPastaApr 18, 2023 7:48 PM
776 Comments
Quote from SatEotU View quoted comment :
Any reason to use this over PayPal savings? They just upped to the same rate
Also Robinhood gold cash sweep is higher (easily worth the monthly fee) & higher insurance

Paypal is not a bank. The savings offer on PayPal is through synchrony bank, idk how that works.

but in general, PAYPAL IS NOT A BANK! So if you like the ease of use of paypal savings because your float paypal balances and then eventually push em into whatever the savings bin is...

Paypal BALANCE is not a bank account. if you leave money in your pp balance it can... disappear.. if they want it to.
1
Apr 18, 2023 7:49 PM
3.5K Comments
Joined Mar 2005
JL5Apr 18, 2023 7:49 PM
3.5K Comments
Quote from slick_Ren View quoted comment :
What's the best place to be on top of interest rates and promos, aside from just checking bankrates daily or something? Is there a subreddit that you focus on?
https://www.doctorofcredit.com/be...t-bonuses/

I don't know if it's the best place...but one of a couple that I look into from time to time to ensure I know who's paying the most and if I want to play/chase that rate.

Sign up for a Slickdeals account to remove this ad.

Apr 18, 2023 8:19 PM
625 Comments
Joined Jul 2011
aquint5554Apr 18, 2023 8:19 PM
625 Comments
Sofi Bank offers 4% readily with the need of an Apple card. Also consider getting a debit card like Schwabs offering to take advantage of being able to move your money around and withdrawing from any debit machine (they reimburse withdrawal fees). I feel this is more of a start to recoup thier losses given this feature wasn't readily given.
Apr 18, 2023 8:45 PM
149 Comments
Joined Aug 2016
KunK5721Apr 18, 2023 8:45 PM
149 Comments
how do i sign up, i dont have iphone lol or any apple products
2
Apr 18, 2023 9:36 PM
33 Comments
Joined May 2018
Redx5Apr 18, 2023 9:36 PM
33 Comments
You can't spend money or make purchases in Savings directly through your Apple Card or Apple Pay. If you want to access your funds, you can transfer money from Savings to Apple Cash or to a linked external bank account.
Apr 18, 2023 9:38 PM
2.1K Comments
Joined Jan 2008
annoyedjohnApr 18, 2023 9:38 PM
2.1K Comments
Quote from KunK5721 View quoted comment :
how do i sign up, i dont have iphone lol or any apple products
you need a qualifying apple device and an apple card.
Apr 18, 2023 9:39 PM
443 Comments
Joined Apr 2013
SiegfriedCApr 18, 2023 9:39 PM
443 Comments
be careful you can only withdraw 20k per week
so if you transfer 250k to it, you need like 3 month to totally withdraw from the saving account
1
2
Apr 18, 2023 9:42 PM
3.2K Comments
Joined May 2018
TimlessApr 18, 2023 9:42 PM
3.2K Comments
Quote from slick_Ren View quoted comment :
What Boa cards give 2.6% CB on everything?
Unlimited Cash Rewards card and Premium Rewards card with Preferred Rewards Platinum Honors status.
1
Apr 18, 2023 9:49 PM
2.2K Comments
Joined Dec 2017
GoodgodApr 18, 2023 9:49 PM
2.2K Comments
Quote from slick_Ren View quoted comment :
Where should it be, then? Asking for a friend.
Apple stock 😚
1

Sign up for a Slickdeals account to remove this ad.

Apr 18, 2023 10:02 PM
362 Comments
Joined Sep 2019
MagentaCircle3391Apr 18, 2023 10:02 PM
362 Comments
do you have to have an iphone to use this?
1

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

Related Searches

FinanceSlickdeals News & ArticlesPersonal FinanceApple