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Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,832 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+73
174,832 Views
Deposit 10K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

261 Comments

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Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

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Joined Dec 2016
L2: Beginner Forever
> bubble2 106 Posts
16 Reputation
GeniusRooster
04-21-2023 at 07:25 PM.
04-21-2023 at 07:25 PM.
Any daily or monthly inbound and outbound limits for Capital One's saving account? Thanks!
Reply
Joined Jan 2015
L10: Grand Master
> bubble2 1,385 Posts
144 Reputation
Deal_Hunter_X
04-21-2023 at 07:46 PM.
04-21-2023 at 07:46 PM.
Quote from GeniusRooster :
Any daily or monthly inbound and outbound limits for Capital One's saving account? Thanks!
From C1 to Schwab, 100k per day (Schwab limit)
Reply
Joined Oct 2005
valueamerica.com dayz
> bubble2 2,368 Posts
862 Reputation
ValueAmerica
04-21-2023 at 07:48 PM.
04-21-2023 at 07:48 PM.
Quote from antfreebee :
Do I qualify if I'm an existing customer already?
No, I got this as an existing customer.

Not eligible for this offer
You're not eligible to use the promo code SPRING23. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?
Reply
Joined Feb 2017
New User
> bubble2 9 Posts
10 Reputation
sm1th3rs
04-21-2023 at 08:06 PM.
04-21-2023 at 08:06 PM.
Solid deal, they have an awesome App and great customer service, and it's not from a sketchy no name bank.
2
Reply
Last edited by sm1th3rs April 21, 2023 at 08:10 PM.
Joined Jul 2006
L9: Master
> bubble2 4,599 Posts
986 Reputation
bjsguess
04-21-2023 at 08:15 PM.
04-21-2023 at 08:15 PM.
Quote from GeniusRooster :
Any daily or monthly inbound and outbound limits for Capital One's saving account? Thanks!
My question as well. If I just want to move the money from WF to C1 and then back
to WF is that an issue? Would hate to have the $100k tied up for longer than anticipated.
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,375 Posts
65 Reputation
NoSleep007
04-21-2023 at 08:16 PM.
04-21-2023 at 08:16 PM.
Bonuses are good, but I've always been weary of banks offering them. Usually the apy is not the highest 3.5apy when discover is 3.75 and Synchrony is 4.15.

Capital one is notorious for lagging behind other banks apy.
2
Reply
Joined May 2009
L3: Novice
> bubble2 260 Posts
10 Reputation
sdsu
04-21-2023 at 08:31 PM.
04-21-2023 at 08:31 PM.
Can we move the funds from checking to this new savings account and qualify for the bonus (or) need to come outside C1 ??
Reply

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Joined Dec 2017
L4: Apprentice
> bubble2 473 Posts
359 Reputation
Joedaddy123
04-21-2023 at 08:33 PM.
04-21-2023 at 08:33 PM.
Does this account give you access to cap one mall or whatever their rebate site is?
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Joined Jan 2009
L4: Apprentice
> bubble2 585 Posts
181 Reputation
music_mania90
04-21-2023 at 09:23 PM.
04-21-2023 at 09:23 PM.
It says they don't have ATM, debit card or check capability. And limit the number of outside transfers. Is it going to be difficult moving the money out after 90 days ?
Reply

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Joined Jan 2012
L3: Novice
> bubble2 220 Posts
49 Reputation
ThePistolShrimp
04-21-2023 at 09:35 PM.
04-21-2023 at 09:35 PM.
I wish Cap 1 was more competitive with their APY.
CIT is 4.75%, that's a pretty big difference.
Reply
Joined Jun 2017
L3: Novice
> bubble2 269 Posts
14 Reputation
stan1337
04-21-2023 at 09:48 PM.
04-21-2023 at 09:48 PM.
Quote from ThePistolShrimp :
I wish Cap 1 was more competitive with their APY.
CIT is 4.75%, that's a pretty big difference.

It's competitive, if you want non competitive look at the bigger banks like chase and wf
1
Reply
Joined May 2007
L7: Teacher
> bubble2 2,034 Posts
184 Reputation
theredspecial
04-21-2023 at 10:15 PM.
04-21-2023 at 10:15 PM.
I don't understand all these comments, if you have $100k liquid this is essentially 7.5% for three months. No brainer.
1
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Joined Aug 2011
L2: Beginner
> bubble2 67 Posts
26 Reputation
XxESKIMOxX
04-21-2023 at 10:26 PM.
04-21-2023 at 10:26 PM.
Quote from music_mania90 :
It says they don't have ATM, debit card or check capability. And limit the number of outside transfers. Is it going to be difficult moving the money out after 90 days ?

I have capitol one checking and savings. I'm not sure where you live but, at least in California they have an official capital one ATM right at the entrance of target, there's also capitol one cafes in selected cities. Additionally they use Allpoint atm machines which are at most 7/11 and drug stores I.e. CVS, Walgreens etc… You should also keep a secondary bank with tellers and physical locations should you need to transfer out and with draw large sums. Just split up your paycheck to meet the minimum requirement to avoid monthly fees for these physical location bank such as chase and BOFA.
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