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Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,832 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+73
174,832 Views
Deposit 10K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

261 Comments

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Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

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Joined Nov 2015
L5: Journeyman
> bubble2 872 Posts
123 Reputation
techdesai2
04-21-2023 at 11:34 PM.
04-21-2023 at 11:34 PM.
How about CIT bank which pays 4.75 percent annual interest in their savings account? Has anyone heard of them?
2
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Joined Mar 2016
L3: Novice
> bubble2 200 Posts
42 Reputation
K819
04-22-2023 at 12:34 AM.
04-22-2023 at 12:34 AM.
Not able to apply the offer since I already have CD accounts. Weird Frown
Reply
Joined May 2006
L10: Grand Master
> bubble2 26,280 Posts
3,389 Reputation
namlook
04-22-2023 at 01:25 AM.
04-22-2023 at 01:25 AM.
I have a Cap One checking account and this promotion is advertised on my account page when I log in. I assume that means I'm eligible?
Reply
Joined Sep 2009
L3: Novice
> bubble2 136 Posts
30 Reputation
alxdlz
04-22-2023 at 01:44 AM.
04-22-2023 at 01:44 AM.
Anyone recommend any better APYs with other reputable banks?
Reply
Joined Oct 2003
Never Enough Toys
> bubble2 870 Posts
138 Reputation
Taco
04-22-2023 at 02:10 AM.
04-22-2023 at 02:10 AM.
Quote from taleefoonka :
Dude, if I have 100k Cash I'll probably not gonna check deals on SD, Even 50K is kind of too much. My Apple saving is giving me 4.15% with no minimums and no withdrawal limits or anything. There are many banks which will give you more than 100 dollars if you deposit 10k so not sure if this Capitalone is a deal at all.

Can you name 10?
3
Reply
Joined May 2006
L10: Grand Master
> bubble2 26,280 Posts
3,389 Reputation
namlook
04-22-2023 at 02:34 AM.
04-22-2023 at 02:34 AM.
Quote from taleefoonka :
Dude, if I have 100k Cash I'll probably not gonna check deals on SD, Even 50K is kind of too much. My Apple saving is giving me 4.15% with no minimums and no withdrawal limits or anything. There are many banks which will give you more than 100 dollars if you deposit 10k so not sure if this Capitalone is a deal at all.
I don't think you are understanding this deal. You get $1000 plus 3.5% interest. It's around a 7.5% return.
Reply
Last edited by namlook April 22, 2023 at 02:37 AM.

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Joined Jul 2019
L8: Grand Teacher
> bubble2 3,948 Posts
170 Reputation
Gb1908
04-22-2023 at 04:14 AM.
04-22-2023 at 04:14 AM.
Existing hys customers getting .30
Moved my money out a long time ago
2
Reply
Joined Jan 2005
War Damn Eagle !!!
> bubble2 2,617 Posts
662 Reputation
WDEagle
04-22-2023 at 04:21 AM.
04-22-2023 at 04:21 AM.
From the site:
Quote :
Account opened the month of - Bonus will be paid by
March 2023 - September 12, 2023
April 2023 - October 12, 2023
May 2023 - November 12, 202
Reply
Last edited by WDEagle April 22, 2023 at 04:24 AM.
Joined Oct 2005
L5: Journeyman
> bubble2 809 Posts
197 Reputation
jbrns7
04-22-2023 at 04:29 AM.
04-22-2023 at 04:29 AM.
Quote from WDEagle :
From the site:
So it's really almost 180 days, not 90.
Reply
Joined Nov 2015
L3: Novice
> bubble2 232 Posts
10 Reputation
Nihopayega
04-22-2023 at 04:38 AM.
04-22-2023 at 04:38 AM.
How do you guys usually move such a large sum of money from account(s) to one account. Just curious
Reply
Joined Jun 2015
New User
> bubble2 13 Posts
14 Reputation
mikejonesok22
04-22-2023 at 05:10 AM.
04-22-2023 at 05:10 AM.
Quote from taleefoonka :
Dude, if I have 100k Cash I'll probably not gonna check deals on SD, Even 50K is kind of too much. My Apple saving is giving me 4.15% with no minimums and no withdrawal limits or anything. There are many banks which will give you more than 100 dollars if you deposit 10k so not sure if this Capitalone is a deal at all.
How you think people save 100k? By saving money from using sites like SD...
1
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
906 Reputation
Pro
mtnagel
04-22-2023 at 05:15 AM.
04-22-2023 at 05:15 AM.
Quote from techdesai2 :
How about CIT bank which pays 4.75 percent annual interest in their savings account? Has anyone heard of them?
Yes I've used them for a long time. They are decent, but they will create new accounts with higher rates and not move existing customers to the new rate. But they make it easy to open a new account with the higher rate and transfer the money over. So you have to keep checking that you are getting the best rate. If you're okay with that, I can recommend them.
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
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Pro
mtnagel
04-22-2023 at 05:16 AM.
04-22-2023 at 05:16 AM.
Quote from Nihopayega :
How do you guys usually move such a large sum of money from account(s) to one account. Just curious
The transfer function of most online banks allows you to do large sums. I have some that limit the amount and frequency, but usually you can use another bank to push or pull a higher amount of money from the first bank.
Reply

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Joined Dec 2007
L1: Learner
> bubble2 21 Posts
10 Reputation
FourthDr
04-22-2023 at 05:23 AM.
04-22-2023 at 05:23 AM.
Quote from alxdlz :
Anyone recommend any better APYs with other reputable banks?
At Fidelity brokerage you can get all kinds of CD's right now in the 5-5.1% APY from many banks for terms of 6-12month . All FDIC insured. And no promo needed. Only a $1000 minimum per CD. I'd say that beats pretty much everything.
3
Reply
Last edited by FourthDr April 22, 2023 at 05:26 AM.
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