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Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,919 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT
  • Deal Image
Deal Image
Apply Now

Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
·
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
·
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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HIDDENunknown0004-22-2023 at 05:29 AM.
Joined Nov 2012
L2: Beginner
> bubble2 97 Posts
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ohbouy
04-22-2023 at 05:55 AM.
04-22-2023 at 05:55 AM.
Quote from techdesai2 :
How about CIT bank which pays 4.75 percent annual interest in their savings account? Has anyone heard of them?

Yes. CIT is how owned by First Citizens Bank based out of Raleigh NC. FCB is the bank that just bought SVB (California bank that had a bank run). FCB is a smaller regional bank but is apparent expert in taking over failed banks since decades ago. CIT is offering a decent APY on its savings as well as no penalty CD
1
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Joined Nov 2012
L2: Beginner
> bubble2 97 Posts
42 Reputation
ohbouy
04-22-2023 at 05:56 AM.
04-22-2023 at 05:56 AM.
Quote from FourthDr :
At Fidelity brokerage you can get all kinds of CD's right now in the 5-5.1% APY from many banks for terms of 6-12month . All FDIC insured. And no promo needed. Only a $1000 minimum per CD. I'd say that beats pretty much everything.

Not everyone knows how to manage nor wants brokered CDs
1
Reply
Joined Nov 2012
L2: Beginner
> bubble2 97 Posts
42 Reputation
ohbouy
04-22-2023 at 05:58 AM.
04-22-2023 at 05:58 AM.
Quote from alxdlz :
Anyone recommend any better APYs with other reputable banks?

CIT, Citibank and some offer better APY on CDs. Fed is expected to raise interest rate by up to 25bps next month, so if you think that will happen and will be passed down by banks, then plan accordingly
Reply
Joined Dec 2015
L2: Beginner
> bubble2 48 Posts
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dcee
04-22-2023 at 06:06 AM.

Our community has rated this post as helpful. If you agree, why not thank dcee

04-22-2023 at 06:06 AM.
This is a simple deal. I don't know why people are complicating it.
Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus you are way above any rate out there for that period of time
1
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Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
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mtnagel
04-22-2023 at 06:08 AM.
04-22-2023 at 06:08 AM.
Quote from dcee :
This is a simple deal. I don't know why people are complicating it.
Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus you are way above any rate out there for that period of time
This exactly! This person gets it!
Reply
Joined Jul 2005
L9000: Broke Member
> bubble2 3,728 Posts
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EffinAhole
04-22-2023 at 06:15 AM.
04-22-2023 at 06:15 AM.
Quote from iBoo :
100k/1k is 4% APY. No thanks.
Except youre not using your brain here. Its $1000 bonus + 3.5% APY as well. You would still have 3.5% APY for those 90 days too... So the total would be more than 4% APY...
Reply

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Joined Apr 2011
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newbharry
04-22-2023 at 07:42 AM.
04-22-2023 at 07:42 AM.
Quote from iFITSFREEITSME2141 :
So stupid. If you have 10k. Then you're smart enough to have good credit. Instead. Apply for a chase cc and get 700 to 900 dollars for just using. Plus points are not taxable. This deal is worthless!!!
Apples to apples please
Reply
Joined Apr 2011
L6: Expert
> bubble2 1,184 Posts
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newbharry
04-22-2023 at 07:45 AM.
04-22-2023 at 07:45 AM.
Quote from mikejonesok22 :
How you think people save 100k? By saving money from using sites like SD...
Or making money ..
Reply
Joined Dec 2007
L1: Learner
> bubble2 21 Posts
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FourthDr
04-22-2023 at 07:47 AM.
04-22-2023 at 07:47 AM.
Quote from ohbouy :
Not everyone knows how to manage nor wants brokered CDs
It's easy to do. Just sign up for a Fidelity account. Then look through list of CD's. Check the ones you want for the term rate and click buy. That easy. Way easier than opening an account at dozens of different banks individually.
1
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Joined Nov 2012
L2: Beginner
> bubble2 97 Posts
42 Reputation
ohbouy
04-22-2023 at 07:51 AM.
04-22-2023 at 07:51 AM.
Quote from FourthDr :
It's easy to do. Just sign up for a Fidelity account. Then look through list of CD's. Check the ones you want for the term rate and click buy. That easy. Way easier than opening an account at dozens of different banks individually.

You assume that everyone is savvy with using a brokerage and understands how brokered CDs work. One big diff that you don't point out and that people should know is that with brokered CDs your interest is not compounded unlike in regular CDs. You're responsible for manually reinvesting interest earned
Reply
Joined Aug 2009
Buy Now. Think Later.
> bubble2 17,457 Posts
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PocketsThick
04-22-2023 at 09:38 AM.
04-22-2023 at 09:38 AM.
Quote from samsungs70 :
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Darn, thanks for that. I was over here contemplating if I could open up multiple accounts and put 100k of cash in each account. I had dreams. Crushed. haha.
Reply
Joined Aug 2007
L9: Master
> bubble2 4,493 Posts
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pug_ster
04-22-2023 at 09:47 AM.
04-22-2023 at 09:47 AM.
That sucks. I opened the savings account about 3 months ago. Aaarrgh.
Reply
Joined Nov 2018
L3: Novice
> bubble2 242 Posts
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mwd21
04-22-2023 at 10:00 AM.
04-22-2023 at 10:00 AM.
Quote from techdesai2 :
How about CIT bank which pays 4.75 percent annual interest in their savings account? Has anyone heard of them?
I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬

I know that's finicky haha, but with so many other banks out there we went with someone else.

We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.

Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.

If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.

Good luck!
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Joined Jul 2009
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thakoolkid
04-22-2023 at 10:07 AM.
04-22-2023 at 10:07 AM.
Quote from SturgeonGeneral :
I did this last year, easy 1k. FYI, it's taxable so, not really 1k, so make that $1k earn before you have to give part of it away.

Dumb question but 33% is the rate? So basically only like $660ish
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