Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,832 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+73
174,832 Views
Deposit 10K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

261 Comments

Your comment cannot be blank.

Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Sign up for a Slickdeals account to remove this ad.

Joined Jan 2008
deal hunter
> bubble2 1,429 Posts
241 Reputation
chronage
04-22-2023 at 10:19 AM.
04-22-2023 at 10:19 AM.
What's the best way to move 100k between savings accounts?
Reply
Joined Aug 2009
Buy Now. Think Later.
> bubble2 17,456 Posts
8,266 Reputation
Pro
PocketsThick
04-22-2023 at 10:20 AM.
04-22-2023 at 10:20 AM.
Quote from mwd21 :
I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬

I know that's finicky haha, but with so many other banks out there we went with someone else.

We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.

Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.

If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.

Good luck!
If you're playing around with the UI, you're not doing it right. The proper method is you open the savings account, you dump money into it, then you log in once a month to see your money grow or add money to it. That's it.

You're obviously trying to push an inferior Marcus account because of a referral link. Stop, bad advice. Way better banks than crappy Marcus by Goldman Sachs.

CIT is super easy to setup. It takes less than 5 minutes. During sign up you can transfer money to the new account. No hard pulls on your credit.
4
Reply
Joined Aug 2009
Buy Now. Think Later.
> bubble2 17,456 Posts
8,266 Reputation
Pro
PocketsThick
04-22-2023 at 10:22 AM.
04-22-2023 at 10:22 AM.
Quote from chronage :
What's the best way to move 100k between savings accounts?
Initiate the money transfer from the bank that the money is currently NOT in. Some banks have weird stipulations on how much money you can withdrawal at a time. But if you do it from the bank without the money in it, it circumvents it.
Reply
Joined Feb 2016
L2: Beginner
> bubble2 88 Posts
21 Reputation
cbraendle
04-22-2023 at 10:24 AM.
04-22-2023 at 10:24 AM.
Quote from iFITSFREEITSME2141 :
So stupid. If you have 10k. Then you're smart enough to have good credit. Instead. Apply for a chase cc and get 700 to 900 dollars for just using. Plus points are not taxable. This deal is worthless!!!

They aren't mutually exclusive, you buffoon. You can do both.
1
Reply

This comment has been rated as unhelpful by Slickdeals users

Show Comment

This comment has been rated as unhelpful by Slickdeals users

Show Comment
Joined Apr 2020
L6: Expert
> bubble2 1,358 Posts
144 Reputation
indelible
04-22-2023 at 11:16 AM.
04-22-2023 at 11:16 AM.
Quote from tygron :
Earning 1% on 100k for a "sign up bonus" is not good at all. Even the 3.5% is just average now, and will surely fall as the FED lowers rates in the coming years. I get a better rate at Ally and don't have to do any of the work to create a Cap1 account, fund it, and wait.

You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.

Hope that helps!

It's like 7.5% APY because you're only leaving it for 115 days in the account
1
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jan 2008
deal hunter
> bubble2 1,429 Posts
241 Reputation
chronage
04-22-2023 at 11:49 AM.
04-22-2023 at 11:49 AM.
Quote from theredspecial :
I don't understand all these comments, if you have $100k liquid this is essentially 7.5% for three months. No brainer.
Seems some don't understand you're getting the $1000 bonus on top of, not in lieu of, the interest. Confused
1
Reply
Last edited by chronage April 22, 2023 at 01:18 PM.
Joined Jun 2019
L2: Beginner
> bubble2 2,121 Posts
467 Reputation
Fanime
04-22-2023 at 11:55 AM.
04-22-2023 at 11:55 AM.
Quote from tygron :
Earning 1% on 100k for a "sign up bonus" is not good at all. Even the 3.5% is just average now, and will surely fall as the FED lowers rates in the coming years. I get a better rate at Ally and don't have to do any of the work to create a Cap1 account, fund it, and wait.

You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.

Hope that helps!
Nope. Do both.
Reply
Joined Nov 2018
L3: Novice
> bubble2 242 Posts
94 Reputation
mwd21
04-22-2023 at 12:02 PM.
04-22-2023 at 12:02 PM.
I'm letting people know my personal experience on why I would open up at another bank than CIT which is what the original person asked. Answering a person's question rather than stating "Way better banks than crappy Marcus by Goldman Sachs." Why is it crappy? What makes it terrible? What makes bank xyz better than Marcus?

In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)

Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.

Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.

For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.

Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
2
Reply
Last edited by mwd21 April 22, 2023 at 12:08 PM.
Joined Jul 2004
L8: Grand Teacher
> bubble2 3,005 Posts
441 Reputation
DiMAn0684
04-22-2023 at 12:03 PM.
04-22-2023 at 12:03 PM.
Quote from indelible :
It's like 7.5% APY because you're only leaving it for 115 days in the account

Why 115? Can be 90 + 3/4 extra days just to be on the safe side.
Reply
Joined Nov 2014
New User
> bubble2 16 Posts
10 Reputation
CAL_08
04-22-2023 at 12:08 PM.
04-22-2023 at 12:08 PM.
Quote from mwd21 :
I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬

I know that's finicky haha, but with so many other banks out there we went with someone else.

We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.

Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.

If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.

Good luck!

I opened an account with CIT 2 months ago and the UI on both the app and website are very poor in my opinion. The app won't even display the current APY on it. Transfers seem to take longer with them too I've noticed.
1
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
04-22-2023 at 12:10 PM.
04-22-2023 at 12:10 PM.
Quote from Jeff630 :
It is. That's not net worth. It's your liquid cash. If you have that much, your net worth is usually in multi millions. Most household who earn 200k/yr don't even have 20k

LOL, how could most household earn 200k/yr , don't have 20k ?....they earn fake money 🤑💰
In reality, most American family not earn over 71k/yr average... https://www.google.com/search?q=a...merican+fa
3
Reply
Last edited by cgigate April 22, 2023 at 12:17 PM.
Joined Nov 2018
L3: Novice
> bubble2 242 Posts
94 Reputation
mwd21
04-22-2023 at 12:11 PM.
04-22-2023 at 12:11 PM.
Quote from CAL_08 :
I opened an account with CIT 2 months ago and the UI on both the app and website are very poor in my opinion. The app won't even display the current APY on it. Transfers seem to take longer with them too I've noticed.
Very similar experience. And just felt weird to navigate like I was on a website from 10+ years ago. Haha.

And when I'm helping grandparents/older family members setup things like this, I'd rather suggest a cleaner, easier to work with UI/UX.
1
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2008
L3: Novice
> bubble2 276 Posts
52 Reputation
bsm2
04-22-2023 at 12:15 PM.
04-22-2023 at 12:15 PM.
Been a customer for over 15 year Zero customer service over 60 days an can't use the app on new phone only text to verify never get a text no other option zero help BS I changed banks. worst customer service for a login issue
Reply
Last edited by bsm2 April 22, 2023 at 12:17 PM.
Page 6 of 18
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.