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SlickdealsForumsDeal TalkCapital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Deposit 10K-100K+ (New Capital 360 Accounts)
Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY
Expired
Deposit 10K-100K+
(New Capital 360 Accounts)
+73Deal Score
174,832 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below
Thanks to community member henry333 for finding this deal
Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬
I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
If you're playing around with the UI, you're not doing it right. The proper method is you open the savings account, you dump money into it, then you log in once a month to see your money grow or add money to it. That's it.
You're obviously trying to push an inferior Marcus account because of a referral link. Stop, bad advice. Way better banks than crappy Marcus by Goldman Sachs.
CIT is super easy to setup. It takes less than 5 minutes. During sign up you can transfer money to the new account. No hard pulls on your credit.
What's the best way to move 100k between savings accounts?
Initiate the money transfer from the bank that the money is currently NOT in. Some banks have weird stipulations on how much money you can withdrawal at a time. But if you do it from the bank without the money in it, it circumvents it.
So stupid. If you have 10k. Then you're smart enough to have good credit. Instead. Apply for a chase cc and get 700 to 900 dollars for just using. Plus points are not taxable. This deal is worthless!!!
They aren't mutually exclusive, you buffoon. You can do both.
Earning 1% on 100k for a "sign up bonus" is not good at all. Even the 3.5% is just average now, and will surely fall as the FED lowers rates in the coming years. I get a better rate at Ally and don't have to do any of the work to create a Cap1 account, fund it, and wait.
You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.
Hope that helps!
It's like 7.5% APY because you're only leaving it for 115 days in the account
Earning 1% on 100k for a "sign up bonus" is not good at all. Even the 3.5% is just average now, and will surely fall as the FED lowers rates in the coming years. I get a better rate at Ally and don't have to do any of the work to create a Cap1 account, fund it, and wait.
You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.
I'm letting people know my personal experience on why I would open up at another bank than CIT which is what the original person asked. Answering a person's question rather than stating "Way better banks than crappy Marcus by Goldman Sachs." Why is it crappy? What makes it terrible? What makes bank xyz better than Marcus?
In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)
Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.
Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.
For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.
Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬
I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
I opened an account with CIT 2 months ago and the UI on both the app and website are very poor in my opinion. The app won't even display the current APY on it. Transfers seem to take longer with them too I've noticed.
It is. That's not net worth. It's your liquid cash. If you have that much, your net worth is usually in multi millions. Most household who earn 200k/yr don't even have 20k
LOL, how could most household earn 200k/yr , don't have 20k ?....they earn fake money 🤑💰
In reality, most American family not earn over 71k/yr average... https://www.google.com/search?q=a...merican+fa
I opened an account with CIT 2 months ago and the UI on both the app and website are very poor in my opinion. The app won't even display the current APY on it. Transfers seem to take longer with them too I've noticed.
Very similar experience. And just felt weird to navigate like I was on a website from 10+ years ago. Haha.
And when I'm helping grandparents/older family members setup things like this, I'd rather suggest a cleaner, easier to work with UI/UX.
Been a customer for over 15 year Zero customer service over 60 days an can't use the app on new phone only text to verify never get a text no other option zero help BS I changed banks. worst customer service for a login issue
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$50,000 gets you $500
$100,000 gets you $1,000.
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I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
You're obviously trying to push an inferior Marcus account because of a referral link. Stop, bad advice. Way better banks than crappy Marcus by Goldman Sachs.
CIT is super easy to setup. It takes less than 5 minutes. During sign up you can transfer money to the new account. No hard pulls on your credit.
They aren't mutually exclusive, you buffoon. You can do both.
You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.
Hope that helps!
It's like 7.5% APY because you're only leaving it for 115 days in the account
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You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.
Hope that helps!
In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)
Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.
Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.
For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.
Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
Why 115? Can be 90 + 3/4 extra days just to be on the safe side.
I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
I opened an account with CIT 2 months ago and the UI on both the app and website are very poor in my opinion. The app won't even display the current APY on it. Transfers seem to take longer with them too I've noticed.
LOL, how could most household earn 200k/yr , don't have 20k ?....they earn fake money 🤑💰
In reality, most American family not earn over 71k/yr average... https://www.google.com/search?q=a...me
And when I'm helping grandparents/older family members setup things like this, I'd rather suggest a cleaner, easier to work with UI/UX.
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