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Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,911 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT
  • Deal Image
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Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
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Deal
Score +73
174,911 Views
Deposit 10K-100K+
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
·
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
·
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
·

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Joined Dec 2017
L4: Apprentice
> bubble2 418 Posts
30 Reputation
carwash1976
04-29-2023 at 12:17 PM.
04-29-2023 at 12:17 PM.
Can anyone spare $100,000 so I can take advantage of this offer?
Reply
Joined Mar 2005
L4: Apprentice
> bubble2 437 Posts
38 Reputation
nrg
04-29-2023 at 02:39 PM.
04-29-2023 at 02:39 PM.
Quote from iflabs :
I'd rather invest the $100K in stocks and earn $300 in dividend every quarter. Unless you're balling in income and $100K is your emergency savings, or you're retired or close to retirement, having $100K cash in hand is a terrible financial strategy.

Capital One never gave me my $400 checking bonus from 2 years ago.
How? There are tons of ppl that make $100 an hour and easily can have 100k cash at hand. I've seen accounts from ppl that own commercial properties and real estate see balance going up and down 100-200k in a business checking account. If you're net is in millions and have over 100k cash at hand, I'm pretty sure they're doing pretty well financially.
Reply
Joined Nov 2015
L3: Novice
> bubble2 174 Posts
57 Reputation
ns8013
04-29-2023 at 02:59 PM.
04-29-2023 at 02:59 PM.
Quote from briannaw :
I'm considering this as well, but I'm really confused with the past performance: YTD Returns +1.33%, 1 Yr +2.34%, 3 Yrs +0.78%. That's a far cry from 4.88%, and makes it seem worthless. I don't understand, can anyone explain why I would do this instead of just a higher savings account?
You can't look at a money market account that way. It follows interest rates, so when rates were really low for years, the return was terrible. Now that rates are up, returns are somewhat decent for minimal risk at 4.88 or whatever. Once rate cuts start to happen in the future, returns for this will start dropping, and at some point you'll want to move your money elsewhere. Although it's almost always going to be better than getting paid .05% by the crooks at banks like Chase.
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
906 Reputation
Pro
mtnagel
04-29-2023 at 04:15 PM.
04-29-2023 at 04:15 PM.
Quote from carwash1976 :
Can anyone spare $100,000 so I can take advantage of this offer?
Sure. As long as you can give a better return than this Smilie
Reply
Joined Aug 2018
L2: Beginner
> bubble2 66 Posts
10 Reputation
GreenMoney6014
04-30-2023 at 02:04 AM.
04-30-2023 at 02:04 AM.
I got message while opening account that my identity couldn't be verified. Anyone else got this error ?
I already have 4 different Cap One accounts and still they were not able to verify my identity Smilie
Reply
Joined Sep 2010
L3: Novice
> bubble2 124 Posts
119 Reputation
Bejar
04-30-2023 at 07:42 AM.
04-30-2023 at 07:42 AM.
Quote from samsungs70 :
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

I am a current 360 account owner, makes me disqualified I guess. Anyone know if I open an account for my spouse and make myself secondary joint holder does that disqualify that account from the bonus offer?
Reply
Joined Aug 2013
L2: Beginner
> bubble2 77 Posts
14 Reputation
byrus
04-30-2023 at 05:12 PM.
04-30-2023 at 05:12 PM.
Quote from mwd21 :
I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬

I know that's finicky haha, but with so many other banks out there we went with someone else.

We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.

Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.

If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.

Good luck!

I have a Marcus account and cit. Marcus is no longer competitive from an apy perspective so barely keep any money in there anymore.
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Joined Jun 2004
L6: Expert
> bubble2 1,238 Posts
29 Reputation
spalgutt
05-01-2023 at 08:54 PM.
05-01-2023 at 08:54 PM.
.....
Reply
Last edited by spalgutt May 1, 2023 at 09:07 PM.
Joined Nov 2011
New User
> bubble2 14 Posts
10 Reputation
kalfiji
05-02-2023 at 07:22 AM.
05-02-2023 at 07:22 AM.
It's 3.75 apy now
Reply
Joined May 2005
L7: Teacher
> bubble2 3,742 Posts
331 Reputation
nba2k18
05-02-2023 at 07:26 AM.
05-02-2023 at 07:26 AM.
Quote from kalfiji :
It's 3.75 apy now
do we have to call them to get the updated rate on our existing account? how does it work
Im at 3.5a apy
Reply
Joined Feb 2015
L3: Novice
> bubble2 150 Posts
59 Reputation
cheapslicker
05-02-2023 at 08:01 AM.
05-02-2023 at 08:01 AM.
Quote from kalfiji :
It's 3.75 apy now

Rate on capital one app has not update yet, still 3.5
Reply
Joined May 2005
L7: Teacher
> bubble2 3,742 Posts
331 Reputation
nba2k18
05-02-2023 at 08:27 AM.
05-02-2023 at 08:27 AM.
Quote from cheapslicker :
Rate on capital one app has not update yet, still 3.5
what is the usual time it takes to reflect? hope existing users will get this soon
Reply
Joined Dec 2011
Two Minds Became One
> bubble2 13,508 Posts
Peerless_Warrior
05-02-2023 at 08:46 AM.
05-02-2023 at 08:46 AM.
Looking for some advice. I'm a young adult with 17k savings and 90k in investments. I don't want to touch the latter, just want to know if I should leave my savings or try their CD.
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
906 Reputation
Pro
mtnagel
05-02-2023 at 08:53 AM.
05-02-2023 at 08:53 AM.
Quote from Peerless_Warrior :
Looking for some advice. I'm a young adult with 17k savings and 90k in investments. I don't want to touch the latter, just want to know if I should leave my savings or try their CD.
How much are your investments making now?
Reply

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Joined May 2005
L7: Teacher
> bubble2 3,742 Posts
331 Reputation
nba2k18
05-02-2023 at 10:31 AM.
05-02-2023 at 10:31 AM.
Quote from carwash1976 :
Can anyone spare $100,000 so I can take advantage of this offer?
cash me outside
Reply
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