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Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Expired

Deposit 10K-100K+
(New Capital 360 Accounts)
+73 Deal Score
174,892 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member henry333 for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
    • Note, offer does not extend to users that have open on or after January 1, 2020
  2. Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $10,000+ & Earn $100 Bonus Funds
      • Deposit $50,000+ & Earn $500 Bonus Funds
      • Deposit $100,000+ & Earn $1,000 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT
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Original Post

Written by
Edited April 21, 2023 at 05:09 PM by
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.

https://www.capitalone.com/bank/spring23/

See the link for details. Minimum investment $10,000 for 15+90 days.
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Deal
Score +73
174,892 Views
Deposit 10K-100K+
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
·
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
·
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
·

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Joined Jun 2017
L3: Novice
> bubble2 269 Posts
14 Reputation
stan1337
05-02-2023 at 04:01 PM.
05-02-2023 at 04:01 PM.
I'm still 3.5 rip
Reply
Joined Jun 2016
L3: Novice
> bubble2 153 Posts
95 Reputation
sabby007
05-02-2023 at 05:56 PM.
05-02-2023 at 05:56 PM.
I feel poor reading this thread…
all are talking about interest rate on 100K.
I am thinking of putting 50k, can imagine how ppl who want to put less than 50k must be feeling 🤪
Reply
Joined Nov 2011
L10: Grand Master
> bubble2 8,535 Posts
569 Reputation
iBoo
05-02-2023 at 07:03 PM.
05-02-2023 at 07:03 PM.
Quote from sabby007 :
I feel poor reading this thread…
all are talking about interest rate on 100K.
I am thinking of putting 50k, can imagine how ppl who want to put less than 50k must be feeling
I'd do 100k if I was eligible. I just opened their account like a year or two ago. (:
Reply
Joined Feb 2018
L5: Journeyman
> bubble2 651 Posts
133 Reputation
DealFreak1
05-02-2023 at 10:06 PM.
05-02-2023 at 10:06 PM.
Quote from nba2k18 :
do we have to call them to get the updated rate on our existing account? how does it work
Im at 3.5a apy

Rates get updated at the end of day(12:00 am) as per their website, I see 3.75 now in my account
Reply
Joined Feb 2017
L3: Novice
> bubble2 199 Posts
18 Reputation
timurnot
05-04-2023 at 06:35 AM.
05-04-2023 at 06:35 AM.
Quote from DealFreak1 :
Rates get updated at the end of day(12:00 am) as per their website, I see 3.75 now in my account

I have 3.75 too, how can we check if offer spring23 applied and everything is cool
Reply
Joined Jun 2017
L3: Novice
> bubble2 269 Posts
14 Reputation
stan1337
05-04-2023 at 12:47 PM.
05-04-2023 at 12:47 PM.
Quote from timurnot :
I have 3.75 too, how can we check if offer spring23 applied and everything is cool

It never showed anywhere, but as long as you entered it during signup, you should get it. I got mine and it never said anything about a promo.
Reply
Joined Nov 2005
L2: Beginner
> bubble2 66 Posts
12 Reputation
evophile
05-05-2023 at 01:31 PM.
05-05-2023 at 01:31 PM.
I opened an account on 5/1 and transferred in money right away.

However I just received an email saying

subject: Avoid Account Closure
"The account will be closed if funds aren't added in time."

I could put more in there but I'm not sure what the issue is?
Reply

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Joined May 2015
L7: Teacher
> bubble2 2,414 Posts
655 Reputation
justye
05-06-2023 at 11:49 AM.
05-06-2023 at 11:49 AM.
Can you open multiple accounts for the same person and get the promo for each account? I want to set this up for my father, but want to ensure he doesn't have more than the FDIC insured limit in each account.
Reply
Joined Jul 2016
REP ME!
> bubble2 627 Posts
77 Reputation
0nth3sp3ctrum
05-07-2023 at 05:23 AM.
05-07-2023 at 05:23 AM.
Can I transfer money from my capital one savings to my wife's account to get the bonus?
Reply
Joined Dec 2006
L5: Journeyman
> bubble2 678 Posts
197 Reputation
outback_97
05-12-2023 at 09:37 AM.
05-12-2023 at 09:37 AM.
Opened the savings account on 5/3 and finally got it funded today, been waiting all week for funds to transfer from my credit union. Hopefully will see the bonus in November... I know the offer is expired now, but opening by 5/3 and funding within 15 days I should qualify.

For those that have this account, is it normal to take four business days to transfer funds from another bank? Or is it slower because it was the first transaction?
Reply
Joined Jun 2016
L3: Novice
> bubble2 153 Posts
95 Reputation
sabby007
05-15-2023 at 06:29 PM.
05-15-2023 at 06:29 PM.
Quote from outback_97 :
Opened the savings account on 5/3 and finally got it funded today, been waiting all week for funds to transfer from my credit union. Hopefully will see the bonus in November... I know the offer is expired now, but opening by 5/3 and funding within 15 days I should qualify.

For those that have this account, is it normal to take four business days to transfer funds from another bank? Or is it slower because it was the first transaction?

It is normal to take 4 days but the back starts giving the interest once the money is deducted
Reply
Joined Dec 2006
L5: Journeyman
> bubble2 678 Posts
197 Reputation
outback_97
05-16-2023 at 07:57 AM.
05-16-2023 at 07:57 AM.
Quote from sabby007 :
It is normal to take 4 days but the back starts giving the interest once the money is deducted
Good to know, thank you.
Reply
Joined Sep 2011
L4: Apprentice
> bubble2 483 Posts
50 Reputation
Jeff630
05-18-2023 at 06:59 AM.
05-18-2023 at 06:59 AM.
Quote from Demas :
Tell me you don't know money without telling me you don't know money.
Oh is money your friend or family? did you come out from money's cat? stupid f
Reply
Joined Mar 2009
L1: Learner
> bubble2 18 Posts
41 Reputation
mikesja
05-20-2023 at 06:52 AM.
05-20-2023 at 06:52 AM.
FYI read the fine print. I did this in November and didn't get the bonus because I pulled the money on day 95. 90 day clock starts two weeks after the account opened. So it's really day 104 not 90. What a scam.
Reply

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Joined Jun 2005
L6: Expert
> bubble2 1,725 Posts
906 Reputation
Pro
mtnagel
05-20-2023 at 08:49 AM.
05-20-2023 at 08:49 AM.
Quote from mikesja :
FYI read the fine print. I did this in November and didn't get the bonus because I pulled the money on day 95. 90 day clock starts two weeks after the account opened. So it's really day 104 not 90. What a scam.
That sucks, but it definitely says that:
Quote :
Deposit a total of $10,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period). You will earn a bonus once you've maintained the Deposit Amount of $10,000 or more for 90 days following the Initial Funding Period.
So 90 days + 15 days = 105 days. I'll keep it in a little longer just to make sure.
Reply
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