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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,704 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,704 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Apr 2016
L3: Novice
> bubble2 162 Posts
mmt44
06-06-2023 at 12:46 PM.
06-06-2023 at 12:46 PM.
Quote from 1453191819231991 :
Any fines for closing after 60 days?
I noticed they have a dormant account fee of $5/month; but I did not notice a closing fee.
Reply
Joined Aug 2016
L6: Expert
> bubble2 1,137 Posts
150 Reputation
Batmansplumber
06-06-2023 at 12:53 PM.
06-06-2023 at 12:53 PM.
Quote from HuntingHumans :
They are close to collapse, they are trying to keep/find liquidity. Aka your money.

Banks are falling apart from bad treasuries values and trying to get money, this offer reeks of desperation. Be cautious, after you put your money in they might be in the news headlines and you'll be praying for a fed bailout to get your money back. Unless you have under $250k then you will be FDIC insured

I believe everything you say, random internet stranger.
Reply
Joined Feb 2011
L6: Expert
> bubble2 1,633 Posts
357 Reputation
egkr
06-06-2023 at 02:56 PM.
06-06-2023 at 02:56 PM.
Quote from catmambo :
You're right. They claimed to me that my initial deposit wasn't new money..lol

Did you transfer from other bank or credit card
Reply
Joined Mar 2007
L0: Rockstar
> bubble2 119 Posts
241 Reputation
daedalusfinch
06-06-2023 at 04:18 PM.
06-06-2023 at 04:18 PM.
Quote from LawrenceT6420 :
Thanks. F that shit then. Gov will take close to 45% of my bonus.

So you were hoping they wouldn't send a form and you could commit tax fraud?

Why would you think you wouldn't pay taxes on this?
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 711 Posts
69 Reputation
wolfpac
06-06-2023 at 05:07 PM.
06-06-2023 at 05:07 PM.
Anyone else having same problem, I *signed* up with my fake business and now they are hounding to provide proofs, I just ignore their calls and mails now. The account is opened and funded.
Reply
Joined Jan 2014
L2: Beginner
> bubble2 67 Posts
22 Reputation
tekno256
06-07-2023 at 10:50 AM.
06-07-2023 at 10:50 AM.
How do you create a login account after the account has been approved?
Reply
Joined Jan 2008
L2: Beginner
> bubble2 39 Posts
21 Reputation
paperpants
06-07-2023 at 11:00 AM.
06-07-2023 at 11:00 AM.
Quote from tekno256 :
How do you create a login account after the account has been approved?
You have to order a debit card to get your full account number which is needed for the online banking enrollment.

I opted out of the debit card at account opening, and waited 18+ days and got nothing at all in the mail and started wondering what was going on. I ended up calling in and they ordered me a debit card. Now I'm hoping it will arrive this week so I can make my deposit within 30d of opening. Probably could go into a branch... but pass... haha
Reply

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Joined Jan 2014
L2: Beginner
> bubble2 67 Posts
22 Reputation
tekno256
06-07-2023 at 11:01 AM.
06-07-2023 at 11:01 AM.
Quote from paperpants :
You have to order a debit card to get your full account number which is needed for the online banking enrollment.

I opted out of the debit card at account opening, and waited 18+ days and got nothing at all in the mail and started wondering what was going on. I ended up calling in and they ordered me a debit card. Now I'm hoping it will arrive this week so I can make my deposit within 30d of opening. Probably could go into a branch... but pass... haha

Thanks! I opted for digital checks, so hopefully I can use that to get my account number to sign up. Maybe try going that route. It was free for digital checks!
Reply
Joined May 2010
L6: Expert
> bubble2 1,627 Posts
134 Reputation
ctz
06-07-2023 at 11:50 AM.
06-07-2023 at 11:50 AM.
US Bank is losing deposits rapidly... I hope they are not the next victim of banking crysis.
Reply
Joined Dec 2020
L2: Beginner
> bubble2 26 Posts
10 Reputation
nodealpls
06-07-2023 at 12:14 PM.
06-07-2023 at 12:14 PM.
Quote from techie333 :
Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: a lot of you morons think I didn't follow the terms of this deal. I've done plenty of deals and am not new to bank account bonuses. As I stated, I transferred from non-US bank account to US bank account meaning 'new' funds according to pretty much any bank bonus offer. Not this bank though. Those of you calling me dumb can get bent and kick rocks lol
I wouldn't trust US bank. I am a Union Bank customer and I'm forced to be with US Bank. The first thing they did was lock me out of my account for 1 week. I am not a small customer.

I have decided to stop banking with them. They told me the bonus are for new customers and not for Union Bank customers being forced to be with them since they bought the Union Bank.

I find it very fishy, I understand they are trying to make the best out of their policy but I can vote with my money. I leave them completely and went ahead with Marcus online savings its 5% interests.

US Bank is the worst bank and I will never bank with them.
Reply
Joined Dec 2020
L2: Beginner
> bubble2 26 Posts
10 Reputation
nodealpls
06-07-2023 at 12:15 PM.
06-07-2023 at 12:15 PM.
Quote from ctz :
US Bank is losing deposits rapidly... I hope they are not the next victim of banking crysis.
They lose because they bought Union Bank and treat Union Bank customers badly. So Union Bank customers are leaving them. I bank with Union bank for more than 12 years and the first thing they do at US bank is to lock me out of my account during transition. I have lots of money with them and I will not bank with them again. I emptied my account and open with Marcus online savings.
Reply
Joined Sep 2011
L2: Beginner
> bubble2 69 Posts
91 Reputation
rgsd
06-07-2023 at 12:22 PM.
06-07-2023 at 12:22 PM.
That's not the code anymore. You have to use Q2BUS23.
Reply
Joined Apr 2006
L10: Grand Master
> bubble2 9,649 Posts
1,049 Reputation
Tnyc
06-07-2023 at 02:26 PM.
06-07-2023 at 02:26 PM.
This offer is not available for NY residents because US Bank doesn't operate in NY state?
Reply
Joined Jan 2021
L6: Expert
> bubble2 1,275 Posts
201 Reputation
Slacky
06-07-2023 at 02:36 PM.
06-07-2023 at 02:36 PM.
Quote from paperpants :
You have to order a debit card to get your full account number which is needed for the online banking enrollment.

I opted out of the debit card at account opening, and waited 18+ days and got nothing at all in the mail and started wondering what was going on. I ended up calling in and they ordered me a debit card. Now I'm hoping it will arrive this week so I can make my deposit within 30d of opening. Probably could go into a branch... but pass... haha

Funny, I never got my card nor any papers from them, had to press the issue several times on phone and at a local branch. "Set up online banking" is a requirement of the offer and kinda hard to do without that info. I'm gambling they don't go insolvent before the bonus posts, but $15k <$250k so principal is fine. If the way they've handled my business so far is an indication of how they function while they're trying to make me a customer, I can't imagine how much care my business account will get once I commit to rely on them. Doubt I'll keep this open after my commitment time is over simply based on experience so far, I get more reliable service at McDonalds.
Reply

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Joined Dec 2015
L3: Novice
> bubble2 269 Posts
22 Reputation
Dereknel
06-08-2023 at 04:50 AM.
06-08-2023 at 04:50 AM.
Quote from ctz :
US Bank is losing deposits rapidly... I hope they are not the next victim of banking crysis.

Stop spreading fake news, cnn
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