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U.S. Bank: Open Business Checking Account & Deposit/Maintain $5K Balance for 60 Days Expired

Earn $500 Bonus
(w/ Enrollment in Online Banking / App)
+100 Deal Score
367,453 Views
Update: This popular offer is still available.

U.S. Bank offers a $500 or $750 Bonus when you Open an Eligible Business Checking Account using promo code AFL23 and make a Deposit Totalling $5,000+ or $15,000+ within 30 days of opening your account. Must maintain your balance for 60 days after the account opening and enroll in online banking or the U.S. Bank Mobile App to earn your bonus. Offer valid through August 31, 2023. Member FDIC.

Thanks to Community Member desitoyota for sharing this deal.

Offer Instructions:
  • Promo code AFL23 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business.
    • A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
  • Must enroll in online banking or the U.S. Bank Mobile App within 60 days to earn your bonus.
  • Earn $500 when you deposit $5,000
    • Earn a $500 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $5,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $5,000 until the 60th day after account opening.
  • Earn $750 when you deposit $15,000
    • Earn your $750 Business Checking bonus by opening a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account through 08/31/2023. You must make new deposit(s) of at least $15,000 in new money deposits (Direct Deposits, ATM/Branch Deposits, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and thereafter maintain a balance of at least $15,000 until the 60th day after account opening.

Original Post

Written by
Edited December 6, 2023 at 02:57 PM by
I just wanted to open a business checking account and found this out.
$500 bonus for depositing $5000 and keeping it for 60 days
$750 for $15000 deposit and hold it for 60 day
Here is the link:
Created 05-07-2023 at 06:23 PM by desitoyota
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Deal
Score
+100
367,453 Views
Earn $500 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

732 Comments

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Featured Comments

Beware this bank uses every possible avenue to deny your bonus. They claimed ach transfers from my other non US bank accounts to this account weren't "new" funds or money

edit: mods, why did you remove my edit comment telling others that were telling me I did it wrong to go kick rocks!?!
Lol usbank is terrible
Lol our Banks are broke.

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Joined Jun 2012
L5: Journeyman
> bubble2 636 Posts
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drslovak
08-05-2023 at 12:55 PM.
08-05-2023 at 12:55 PM.
I did the first deal from a few months back. Today is my 60th day and now I wait for the bonus
1
Reply
Joined Mar 2005
L8: Grand Teacher
> bubble2 3,311 Posts
1,588 Reputation
JL5
08-05-2023 at 01:47 PM.
08-05-2023 at 01:47 PM.
Quote from drslovak :
I did the first deal from a few months back. Today is my 60th day and now I wait for the bonus
Any bumps or fees along the way??
Some just don't seem to get US Bank to play nice...
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 636 Posts
66 Reputation
drslovak
08-05-2023 at 01:48 PM.
08-05-2023 at 01:48 PM.
Quote from JL5 :
Any bumps or fees along the way??
Some just don't seem to get US Bank to play nice...

None so far. Be sure to set it up paperless
1
Reply
Joined Sep 2015
L1: Learner
> bubble2 20 Posts
46 Reputation
getsdeals
08-05-2023 at 01:53 PM.
08-05-2023 at 01:53 PM.
Quote from epix1718 :
Signed up yesterday using my EIN # and deposited $15K from my SoFi account.. No issues then got Welcome Email with just the last 4 digits of the account number. Need full account number to to create the online banking portion.

I called US Bank this morning and even after verifying my name/address/social/the amount deposited/etc.. they say they can't give it to me for "security reasons" and that I need to call their "business department". Already feels like they are giving me the run around.

I'm wanting to login so I can turn off paper statements.

Edit: Just called their "business department" as well and lady was pretty rude, was adamant she will not give an account # over the phone, I mentioned wanting to turn off the paper billing to not get the $6 charge and she said if that happens I could call back in and they could review it.. Asked to do some type of confirmation that I atleast called and wanted to have paper billing turned off and she said can only do that via the online banking page, of which I can't access with out account number. She said I should expect to see a letter in the mail within the next couple weeks that will have the account number but also have a feeling she was just lying to me. She was very unhelpful with any request.
mine opened last week. Trial and error below to see if this works
Account number: 10479879+(your last four given to you)
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
08-05-2023 at 05:03 PM.
08-05-2023 at 05:03 PM.
Quote from drslovak :
I did the first deal from a few months back. Today is my 60th day and now I wait for the bonus

Don't the t&c say "45 days of balance verification"...so, the bonus could be up to 105 days to see in your account...
Reply
Joined Jun 2012
L5: Journeyman
> bubble2 636 Posts
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drslovak
08-05-2023 at 05:05 PM.
08-05-2023 at 05:05 PM.
Quote from cgigate :
Don't the t&c say "45 days of balance verification"...so, the bonus could be up to 105 days to see in your account...

Possibly. From what I read people were closing their accounts and not getting their bonus and that could be the reason. I'll give it a little bit. That moneys just sitting anyway
Reply
Joined Sep 2007
L6: Expert
> bubble2 1,796 Posts
1,455 Reputation
ericfw
08-05-2023 at 07:54 PM.
08-05-2023 at 07:54 PM.
Quote from getsdeals :
Account number: 10479879+(your last four given to you)
Not true.
Reply

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Joined Sep 2007
L6: Expert
> bubble2 1,796 Posts
1,455 Reputation
ericfw
08-05-2023 at 07:57 PM.
08-05-2023 at 07:57 PM.
Quote from JL5 :
For those outside of US Bank's area of operation (my understanding, they don't even operate in 1/2 the states of the USA - so much for US Bank - LOL)...

I thought I previously read to open a credit card (as you can open a US Bank credit card from any state) and then once that relationship is established with US Bank, you'll be able to open accounts for bonus offers that you normally would not be able to.

Does anyone have any datapoints on this?

Ex, Do I need to have a Business Credit card to open a business account...or would I be able to get by, by opening a normal non-business credit card and then opening a business checking account such as the one in this post??

TIA for any datapoints.
Open a free Self-directed brokerage account and wait for several days. You can close it after opening the checking account.
Reply
Joined Nov 2017
L2: Beginner
> bubble2 417 Posts
368 Reputation
sinsanamano
08-07-2023 at 05:44 AM.
08-07-2023 at 05:44 AM.
We may ask to see your articles of incorporation, company charter, partnership agreement or other identifying documents. This helps us verify your business, beneficial owners and accounts signers before opening the business account. - how can we do if asked??
Reply
Joined Sep 2006
L8: Grand Teacher
> bubble2 3,321 Posts
555 Reputation
seetachi
08-07-2023 at 06:17 AM.
08-07-2023 at 06:17 AM.
I called US bank after 60 days and I was told that their Promo department has to review the account and there is no estimate how long it will take for them to deposit the bonus. I was told that we need to wait another 4 weeks.
Reply
Joined Nov 2018
Fiber it does the body go
> bubble2 9 Posts
10 Reputation
Dakoster
08-07-2023 at 07:30 AM.
08-07-2023 at 07:30 AM.
Just got another account lock and my account has to be verified for fraudulent activity. Will be on review for 30 to 45 days. Since I'll be over the review period I will not qualify for any amount.
Reply
Joined Nov 2018
Fiber it does the body go
> bubble2 9 Posts
10 Reputation
Dakoster
08-07-2023 at 10:48 AM.
08-07-2023 at 10:48 AM.
And my account has been closed smdh
Reply
Joined Oct 2006
L6: Expert
> bubble2 1,482 Posts
exm
08-08-2023 at 08:44 AM.
08-08-2023 at 08:44 AM.
I had to call them to get my account number. No debit card yet after 2 weeks. Anyway, online banking is opened, set my preferences to paperless and I am currently waiting on the deposit verification (2 small amounts for my external bank).

There's $100 in the account and instead of $15k I will deposit $5k (making the total $5100). I am earning 5% interest on my my money so the additional 10k gives me about $40 a month. I am losing out on an additional $250 bonus but part of it is offset by interest and I don't really trust the process.

Fingers crossed.
Reply
Joined Mar 2013
L8: Grand Teacher
> bubble2 3,849 Posts
4,689 Reputation
vksduser
08-08-2023 at 01:35 PM.
08-08-2023 at 01:35 PM.
Took 90 days to get $500, the $500 deposit says "Adjusted Interest"
I didn't call customer service, just waited.
Reply

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Joined Jan 2013
L6: Expert
> bubble2 1,479 Posts
189 Reputation
Curb71
08-08-2023 at 02:52 PM.
08-08-2023 at 02:52 PM.
I wanted to follow up here to let all the skeptics know that I got the $750 bonus today.
Account opened 5/15 with $100
Funded 5/18 with $15k
$750 Bonus received 8/8
I took another look at the terms and conditions and don't see anything saying I can't go into the branch tomorrow and withdraw the funds and close the account. Anyone know otherwise?
Reply
Last edited by Curb71 August 8, 2023 at 02:55 PM.
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