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Target: Apply for a new Credit, Debit or Reloadable RedCard, Get One-Time Coupon $40 off $40+ w/ Approval (Exclusions Apply)

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Target [target.com] offers a one-time coupon for $40 Off a future qualifying $40+ purchase when approved for a Credit, Debit or Reloadable RedCard between June 18, 2023 and July 22, 2023. Offer valid online and in-store (store locator [target.com]).

Note: The coupon will be mailed to approved cardholders with their RedCard and valid through 8/21/2023. Refer to the offer page [target.com] for complete exclusions and terms and conditions.
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Target: Apply for a new Credit, Debit or Reloadable RedCard, Get One-Time Coupon $40 off $40+ w/ Approval (Exclusions Apply)
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Joined Aug 2018
New User
> bubble2 8 Posts
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VirtualSuplex
06-19-2023 at 03:16 PM.
06-19-2023 at 03:16 PM.
Did this last time and got a $40 off of $40 coupon in the mail like 5 days later. When the red card came in, I just cut it up and never used it.
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Joined Mar 2015
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> bubble2 972 Posts
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itsacedeniro
06-19-2023 at 04:47 PM.
06-19-2023 at 04:47 PM.
Quote from VirtualSuplex :
Did this last time and got a $40 off of $40 coupon in the mail like 5 days later. When the red card came in, I just cut it up and never used it.

Why? If you pay it off every month you get 5% of all your purchases at Target.
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Joined Oct 2011
L5: Journeyman
> bubble2 607 Posts
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maingey
06-19-2023 at 06:51 PM.
06-19-2023 at 06:51 PM.
Do you have to open a banking account to do the debit?
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Joined Feb 2014
L1: Learner
> bubble2 20 Posts
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pgfoundali
06-19-2023 at 07:54 PM.
06-19-2023 at 07:54 PM.
Quote from VirtualSuplex :
Did this last time and got a $40 off of $40 coupon in the mail like 5 days later. When the red card came in, I just cut it up and never used it.
Same. Are we eligible to do this again?
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Joined Jan 2012
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> bubble2 122 Posts
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desterpot
06-19-2023 at 08:06 PM.
06-19-2023 at 08:06 PM.
Quote from pgfoundali :
Same. Are we eligible to do this again?

Yes, close the card and wait about 10 days.
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Joined Dec 2008
L3: Novice
> bubble2 129 Posts
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lisa788
06-19-2023 at 08:06 PM.
06-19-2023 at 08:06 PM.
Quote from pgfoundali :
Same. Are we eligible to do this again?
Apparently we can't do it more than once. I cancelled my previous Reloadable account last year. Just tried signing up again and it said I was ineligible.
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Joined Aug 2018
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> bubble2 8 Posts
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VirtualSuplex
06-19-2023 at 08:33 PM.
06-19-2023 at 08:33 PM.
Quote from itsacedeniro :
Why? If you pay it off every month you get 5% of all your purchases at Target.

Because i simply wanted $40 off of $40
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Joined Dec 2005
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> bubble2 11,880 Posts
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ScottoDono
06-19-2023 at 09:42 PM.
06-19-2023 at 09:42 PM.
I do not think any credit card is worth opening for $40 . There are much better credit cards. Unless you dont care about having too many credit cards. Even Amazon, waiting for it to be back at $150
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Joined Nov 2019
L9: Master
> bubble2 4,538 Posts
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QueensGambit
06-19-2023 at 09:51 PM.
06-19-2023 at 09:51 PM.
FYI this coupon is only applicable to Target.com sold items. Opened a few accounts to use the coupon for some raised garden beds and none applied to products outside of one's sold directly by target.
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Joined Oct 2022
L2: Beginner
> bubble2 73 Posts
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AlwaysLookin4Deals
06-19-2023 at 10:02 PM.
06-19-2023 at 10:02 PM.
Quote from ScottoDono :
I do not think any credit card is worth opening for $40 . There are much better credit cards. Unless you dont care about having too many credit cards. Even Amazon, waiting for it to be back at $150

You don't need to open a credit card. Debit card qualifies.
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Joined Dec 2005
L10: Grand Master
> bubble2 11,880 Posts
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ScottoDono
06-19-2023 at 10:04 PM.
06-19-2023 at 10:04 PM.
Quote from AlwaysLookin4Deals :
You don't need to open a credit card. Debit card qualifies.
That changes everything. Good deal then. I prefer debit, not credit with Target simply to get the 5%
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Joined Oct 2009
Shemomedjamo
> bubble2 11,504 Posts
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TekkenLord
06-20-2023 at 03:28 AM.
06-20-2023 at 03:28 AM.
How good is Target Infosec is now? I assume after the breach, they beefed it up a thousand fold.
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Joined Nov 2019
L5: Journeyman
> bubble2 592 Posts
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jeff44jeff
06-20-2023 at 03:33 AM.
06-20-2023 at 03:33 AM.
Quote from ScottoDono :
I do not think any credit card is worth opening for $40 . There are much better credit cards. Unless you dont care about having too many credit cards. Even Amazon, waiting for it to be back at $150

Also the reloadable card. Signed up for it and never activated or used it.
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Joined Apr 2012
L1: Learner
> bubble2 4 Posts
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davidst95
06-20-2023 at 03:46 AM.
06-20-2023 at 03:46 AM.
Does a Redcard Reloadable run a credit check on you? I don't want to negatively impact my score for $40. Thanks.
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