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Its one of those things. If you know, you know. Easy money.
That's B.S. Wifey and I apply for at least 6-8 cc's/year and our credit rating is around 830/ea. Applying for a cc makes a tiny hit to your cc rating which goes away pretty quickly.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
The amount of new accounts opened per year is only a small percentage of the overall credit formula. The majority of your score is based on you debt to income ratio. I open around 4 cards per year and sit around 790-810 credit score. That is still in the range to get the best available interest rates.
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The amount of new accounts opened per year is only a small percentage of the overall credit formula. The majority of your score is based on you debt to income ratio. I open around 4 cards per year and sit around 790-810 credit score. That is still in the range to get the best available interest rates.
Do you guys close/cancel the credit cards by any chance? I do open and close credit cards time to time and have 810+ credit score. Wondering if I can be more aggressive with both opening and closing credit cards or only opening. Thanks in advance!
That's B.S. Wifey and I apply for at least 6-8 cc's/year and our credit rating is around 830/ea. Applying for a cc makes a tiny hit to your cc rating which goes away pretty quickly.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
Do you guys close/cancel the credit cards by any chance? I do open and close credit cards time to time and have 810+ credit score. Wondering if I can be more aggressive with both opening and closing credit cards or only opening. Thanks in advance!
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If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
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$50 non-prime
$200 prime members
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$200 prime members
Oh ic. Can I try the Prime and apply for it and later on cancelling the Prime
If I invite somebody for a referral bonus. Do I still get $50 and they now get $200??
Yes it is!
Do you guys close/cancel the credit cards by any chance? I do open and close credit cards time to time and have 810+ credit score. Wondering if I can be more aggressive with both opening and closing credit cards or only opening. Thanks in advance!
Sign up for a Slickdeals account to remove this ad.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
Do you guys close/cancel the credit cards by any chance? I do open and close credit cards time to time and have 810+ credit score. Wondering if I can be more aggressive with both opening and closing credit cards or only opening. Thanks in advance!