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Ink Business Preferred® Credit Card: Earn 100k Bonus Points After You Spend $8k in the First 3 Months Expired

+90 Deal Score
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:

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  • Read our review on the Ink Business Preferred® Credit Card
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Original Post

Written by
Edited July 12, 2024 at 03:51 PM by
Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever sell something on ebay? At a garage sale? Look, you have a business!

Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!

Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.





You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)

Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.


Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.







How much are you spending that you're earning 3 million UR every year?
Unless you have a slick deal on a time machine, that's not a useful data point.

This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.

https://www.doctorofcredit.com/ch...quirement/

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Joined Sep 2014
L7: Teacher
> bubble2 2,891 Posts
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msp3
06-30-2023 at 05:49 AM.
06-30-2023 at 05:49 AM.
Want to sign up, but the Ink Preferred doesn't have the 0% interest offer like the no annual fee Ink cards do...
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Joined Sep 2009
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> bubble2 15,211 Posts
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Knightshade
06-30-2023 at 08:51 PM.
06-30-2023 at 08:51 PM.
Quote from Redflyer :
Trash offer I got this three years ago for spending $5k.

Unless you have a slick deal on a time machine, that's not a useful data point.

This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.

https://www.doctorofcredit.com/ch...quirement/
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Joined Jul 2019
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> bubble2 17 Posts
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CoralHill519
07-01-2023 at 07:43 AM.
07-01-2023 at 07:43 AM.
Anyone know when this offer expires? Also, I just got a Barclay's card, can I apply get accepted for tgis?
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Joined Jan 2009
BRRR...BRRRR....
> bubble2 3,206 Posts
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mango316
07-01-2023 at 07:50 AM.
07-01-2023 at 07:50 AM.
Damn unless you have a "business" to spend for, $8k is hard to churn let alone $15k in 3 months….
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Joined Sep 2009
L10: Grand Master
> bubble2 15,211 Posts
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Knightshade
07-01-2023 at 08:31 AM.
07-01-2023 at 08:31 AM.
Quote from mango316 :
Damn unless you have a "business" to spend for, $8k is hard to churn let alone $15k in 3 months….

Personally I tend to put my "large" spend signup bonuses early in the year as you can knock those out by arranging your taxes to owe a fair bit to the IRS and paying them with the new card/cards... you do pay like 2% to do it, but since these large SUBs are typically at least 10-15% back (even as cash- lots more for premium travel) on the spend it's still quite profitable in the net
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Joined Dec 2011
L2: Beginner
> bubble2 95 Posts
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xrbr123
07-01-2023 at 10:35 AM.
07-01-2023 at 10:35 AM.
Anyone who have this card, can you suggest - how to classify a car rental as business car rental? without going thru big hassle
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Joined Sep 2009
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Knightshade
07-01-2023 at 10:42 AM.
07-01-2023 at 10:42 AM.
Quote from xrbr123 :
Anyone who have this card, can you suggest - how to classify a car rental as business car rental? without going thru big hassle
Irrelevant unless you need to file an insurance claim.

If you do then when filing the claim they will ask for a written confirmation from your employer that the rental was primarily for business purposes.... that's all you'll need (for that aspect of the claim)

if your "business" is just you as a sole prop then just make up some letterhead if you don't already have any and send that confirming it.
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glass_tiki
07-02-2023 at 09:44 AM.
07-02-2023 at 09:44 AM.
Ugh, signed up a month ago for $15,000 spend. Any way to qualify for this? Already hit the $8000 limit for business
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Joined Sep 2009
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Knightshade
07-02-2023 at 11:09 AM.
07-02-2023 at 11:09 AM.
Quote from glass_tiki :
Ugh, signed up a month ago for $15,000 spend. Any way to qualify for this? Already hit the $8000 limit for business

Send chase a secure message, they usually match better offers if you're still in the SUB period.
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glass_tiki
07-02-2023 at 01:23 PM.
07-02-2023 at 01:23 PM.
Quote from Knightshade :
Send chase a secure message, they usually match better offers if you're still in the SUB period.

Omg thank you so much! I sent them a message and they honored it for me within the hour
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Joined Jan 2013
L4: Apprentice
> bubble2 352 Posts
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seahawks2112
07-02-2023 at 01:53 PM.
07-02-2023 at 01:53 PM.
I got the Chase Ink business cash card in December and received my bonus. Does anyone know how long you have to wait to receive another bonus?
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Joined Aug 2010
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computer87
07-02-2023 at 02:01 PM.

Our community has rated this post as helpful. If you agree, why not thank computer87

07-02-2023 at 02:01 PM.
To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
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