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Ink Business Preferred® Credit Card: Earn 100k Bonus Points After You Spend $8k in the First 3 Months Expired

+90 Deal Score
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:

Original Post

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Edited July 12, 2024 at 02:51 PM by
Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

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Created 06-29-2023 at 03:49 PM by EfficientGame645
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever sell something on ebay? At a garage sale? Look, you have a business!

Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!

Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.





You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)

Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.


Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.







How much are you spending that you're earning 3 million UR every year?
Unless you have a slick deal on a time machine, that's not a useful data point.

This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.

https://www.doctorofcredit.com/ch...quirement/

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Joined Apr 2017
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> bubble2 46 Posts
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BertrmaH
07-04-2023 at 05:38 PM.
07-04-2023 at 05:38 PM.
Quote from Knightshade :
Ever sell something on ebay? At a garage sale? Look, you have a business!

Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!

Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.





You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)

Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.


Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.







How much are you spending that you're earning 3 million UR every year?

150K on each card every year on postage / shipping
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Joined Dec 2011
L3: Novice
> bubble2 139 Posts
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pufnstuf68
07-05-2023 at 03:48 PM.
07-05-2023 at 03:48 PM.
Got a big purchase coming up… anyone know how to get it with a referral bonus? Business referral bonus is 40K points, however when I create the referral link it takes me to the 15K / $195 offer. Frown
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Last edited by pufnstuf68 July 5, 2023 at 03:52 PM.
Joined Aug 2006
L7: Teacher
> bubble2 2,766 Posts
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SDPK
07-05-2023 at 05:21 PM.
07-05-2023 at 05:21 PM.
Does it have to be business?
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Joined Nov 2008
L3: Novice
> bubble2 197 Posts
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henry333
07-05-2023 at 05:39 PM.
07-05-2023 at 05:39 PM.
Quote from pufnstuf68 :
Got a big purchase coming up… anyone know how to get it with a referral bonus? Business referral bonus is 40K points, however when I create the referral link it takes me to the 15K / $195 offer.
On ebay, you can find people offering >$200 for you to use their referral link (they earn points from Chase)
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Joined Nov 2008
L3: Novice
> bubble2 197 Posts
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henry333
07-05-2023 at 05:49 PM.
07-05-2023 at 05:49 PM.
I have been using Chase cards for most purchases and use Ultimate Rewards points on United flights to Asia. Unfortunately, United silently devalue their mile values by 1/3 (need 1/2 more miles for award travel) in May . Now the only good redemption left seem to be Chase Travel using Sapphire Reserve {1.5c/point). Would have jumped on this offer before.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,326 Posts
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Knightshade
07-05-2023 at 06:23 PM.
07-05-2023 at 06:23 PM.
Quote from henry333 :
I have been using Chase cards for most purchases and use Ultimate Rewards points on United flights to Asia. Unfortunately, United silently devalue their mile values by 1/3 (need 1/2 more miles for award travel) in May . Now the only good redemption left seem to be Chase Travel using Sapphire Reserve {1.5c/point). Would have jumped on this offer before.

There's other good redemptions to asia though that'll beat the heck out of the portal unless you've got a need for a REALLY specific city pair or something that most airlines don't service?
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Joined Dec 2012
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> bubble2 83 Posts
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jvondiel
07-06-2023 at 10:49 AM.
07-06-2023 at 10:49 AM.
I signed up yesterday. This is an excellent deal. Good to see the minimum spend dropped to $8k vs $15k.
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Joined Dec 2017
L7: Teacher
> bubble2 2,012 Posts
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kalatoker
07-06-2023 at 04:40 PM.
07-06-2023 at 04:40 PM.
I would get this if it was 5k. 8k is too much for me especially since I'm not purchasing anything any time soon.
2
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Joined Jan 2020
L3: Novice
> bubble2 105 Posts
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OliveAppliance662
07-06-2023 at 05:46 PM.
07-06-2023 at 05:46 PM.
This offer need $95 though
Ink Business unlimited vs ​Ink Business Cash vs ​Ink Business preferred?
Which one is better?




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Joined May 2010
L5: Journeyman
> bubble2 501 Posts
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neasoon
07-07-2023 at 09:02 AM.
07-07-2023 at 09:02 AM.
Is there a way to get a virtual card or digital card? I have a large purchase which can't wait. The card may take a couple of biz days to arrive
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Joined Dec 2011
L3: Novice
> bubble2 139 Posts
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pufnstuf68
07-07-2023 at 09:12 AM.
07-07-2023 at 09:12 AM.
Quote from pufnstuf68 :
Got a big purchase coming up… anyone know how to get it with a referral bonus? Business referral bonus is 40K points, however when I create the referral link it takes me to the 15K / $195 offer. Frown

Looks like this $8K/100K UR/ $95 offer is now available via the referrals link! Got some big home repairs coming up. Good offer this time around. Gonna top off my UR points and buy some time till I'm out of Sapphire jail.
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Last edited by pufnstuf68 July 7, 2023 at 09:15 AM.
Joined Dec 2005
L6: Expert
> bubble2 1,552 Posts
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Kapidex
07-07-2023 at 10:35 AM.
07-07-2023 at 10:35 AM.
Got instant approval but not seeing the account in my profile. Does the Ink card show up in the same place as personal cards on the app/website?
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Joined Mar 2006
L8: Grand Teacher
> bubble2 3,243 Posts
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henny
07-07-2023 at 11:02 AM.
07-07-2023 at 11:02 AM.
Quote from Knightshade :
This is a different card, so no waiting needed at all for you.

For the SAME card it's 24 months for most chase cards- 48 months for Sapphire ones.

It's 48 months for Sapphire but there's no time limit for Chase business cards. I've done about 6 Chase Bus Unlimited cards over the last 24 months. (so has my spouse)

The key is to cancel the card you're earned the bonus for and give it about 30 days before you apply for the next one since Chase is rather stingy when giving you credit on a business card. Also don't apply for Chase cards more then twice per 30 days.

Chase will use the 5/24 rule for approval but they don't report new business card accounts so it won't affect your 5/24 score.

Chase business cards are wonderful at harvesting sign up bonuses. If you toggle between you and your spouse don't forget about the referral bonuses.
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Joined May 2010
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> bubble2 501 Posts
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neasoon
07-07-2023 at 01:54 PM.
07-07-2023 at 01:54 PM.
Quote from Kapidex :
Got instant approval but not seeing the account in my profile. Does the Ink card show up in the same place as personal cards on the app/website?

For me it shows under business, not in mix of personal cards
1
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