Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.
Thanks to Staff Member EfficientGame645 for finding this deal.
Card Details:
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Edited July 12, 2024
at 02:51 PM
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.
Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
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Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!
Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.
You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)
Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.
Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.
How much are you spending that you're earning 3 million UR every year?
This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.
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as long as you don't currently have the card open for the business you will apply under- yes you do.
Is the in branch 90k still running?
Other than the 3:1 "silly" bonus categories, "normal" spending accrual is 1:1.
The Chase Bus. Unlimited (my favorite) has much easier $6k spend and offers 1.5:1 point accrual on all purchases and no annual fee. 75,000 sign up points.
Do the math. Chase Bus. Unlimited might be a better option unless you can confidently reach a $8k spend and exploit the 3:1 bonus categories.
Other than the 3:1 "silly" bonus categories, "normal" spending accrual is 1:1.
The Chase Bus. Unlimited (my favorite) has much easier $6k spend and offers 1.5:1 point accrual on all purchases and no annual fee. 75,000 sign up points.
Do the math. Chase Bus. Unlimited might be a better option unless you can confidently reach a $8k spend and exploit the 3:1 bonus categories.
Don't forget to account for referral bonuses as well, currently 40k per card. With the three new card I picked up and the referral bonuses, I'm going to add nearly 400K UR points to my account. Luckily I have some major home improvement expenses coming through in the next 6 weeks, but I understand that not everyone can meet that spend. Lowering to $8K on the Ink Preferred was huge though.
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Transferring to partners is the same on all cards that allow transfers- 1:1 (unless there's a specific transfer bonus in effect at the time, occasionally they offer these for certain partners, usually a 20 or 30% bonus for a limited time)
The 1.25/1.5 stuff is using points in the chase portal... which is usually an inferior value to transferring to airlines or Hyatt.
There are a FEW cases where using the portal might make sense though and where the portal ratio might matter (for example if you specifically need to book Southwest, and you have the CSR, then the 1.5c in the portal, and the miles with SW earned since SW treats it as a cash booking, might beat a 1:1 transfer to southwest since SW points are usually only worth ~1.4 cents and don't themselves earn miles)
yes and yes
The 1.25/1.5 stuff is using points in the chase portal... which is usually an inferior value to transferring to airlines or Hyatt.
There are a FEW cases where using the portal might make sense though and where the portal ratio might matter (for example if you specifically need to book Southwest, and you have the CSR, then the 1.5c in the portal, and the miles with SW earned since SW treats it as a cash booking, might beat a 1:1 transfer to southwest since SW points are usually only worth ~1.4 cents and don't themselves earn miles)
BTW, wife has no fee Ink cards, both cash and unlimited, can she refer me for this card? or you have to have the same card to refer to someone? Thanks again.
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BTW, wife has no fee Ink cards, both cash and unlimited, can she refer me for this card? or you have to have the same card to refer to someone? Thanks again.
They should be able to provide you a link that'll let you sign up for any ink card regardless of which one they have