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Ink Business Preferred® Credit Card: Earn 100k Bonus Points After You Spend $8k in the First 3 Months Expired

+90 Deal Score
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Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:

Original Post

Written by
Edited July 12, 2024 at 02:51 PM by
Chase is offering 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business Preferred® Credit Card. The annual fee is $95.

Card Details:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

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Created 06-29-2023 at 03:49 PM by EfficientGame645
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

449 Comments

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Featured Comments

To people who can't spend the 8k. I normally pay my property taxes they charge 2% fee but this card gives back 1% so you pay 1% on 8k spent. Ie pay 80 dollars to get 1k bonus.
Also you can make estimated payments on your federal tax I believe it's 1.87% fee then reduce your withholdings to pay less to account for estimated payment. Otherwise get it back next year as refund etc..
Ever sell something on ebay? At a garage sale? Look, you have a business!

Ever have an IDEA for a business but haven't done anything with it yet? Look, you have a business!

Apply as a sole proprietorship, the business name is the same as your name, the EIN is your SSN.





You can do considerably better than 3 cents a point with most business and first class airline transfers (a booking to Japan earlier this year in business was about 7.4 cents a point for me for example though this is toward the high end)

Also I'd double check your "normally" results- 3 cents is high for typical Hyatt use, 2-2.5 is more typical.


Mind you- Hyatt is still worth doing compared to the portal or PYB or taking it as cash-- and even usually beats coach airfare values--- but typically is inferior to biz/first plane tickets via transfers.







How much are you spending that you're earning 3 million UR every year?
Unless you have a slick deal on a time machine, that's not a useful data point.

This is actually a much LOWER spend that it has been for most of the last couple years- normally it's been 15k for this card.

https://www.doctorofcredit.com/ch...quirement/

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Joined Mar 2005
L9: Master
> bubble2 4,962 Posts
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thegman230
01-11-2024 at 05:34 PM.
01-11-2024 at 05:34 PM.
Quote from Knightshade View quoted comment :
Why did you think they'd waive it?
Lol they will not waive it period
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 822 Posts
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tennislover1234
01-13-2024 at 11:49 AM.
01-13-2024 at 11:49 AM.
Quote from Knightshade View quoted comment :
Why did you think they'd waive it?
I never had a card that charges a fee upfront.
For example, United Visa, Amex Bonvoy, etc, they all had first year no fee, and charges a fee after one year of use.

Now I know that there is a card that charges fee as soon as you use it.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
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Knightshade
01-13-2024 at 12:06 PM.
01-13-2024 at 12:06 PM.
Quote from tennislover1234 View quoted comment :
I never had a card that charges a fee upfront.
For example, United Visa, Amex Bonvoy, etc, they all had first year no fee, and charges a fee after one year of use.

Now I know that there is a card that charges fee as soon as you use it.

From my experience across dozens of cards MOST cards with AFs don't waive them first year, but both types exist... and some go both ways depending on what promo is running at the time.
Reply
Joined Aug 2015
New User
> bubble2 19 Posts
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jchanasianman
01-20-2024 at 04:25 PM.
01-20-2024 at 04:25 PM.
Quote from tambui6 View quoted comment :
I got the chase ink unlimited Business card and already got the bonus a few months ago. You're saying I should still be eligible for this card bonus reward?

Do you need actual business? I mean it says to not use for personal when applying 🤣.
1
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Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
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Knightshade
01-21-2024 at 07:44 AM.
01-21-2024 at 07:44 AM.
Quote from jchanasianman View quoted comment :
Do you need actual business? I mean it says to not use for personal when applying 🤣.

Ever sold something on Ebay?

Every THOUGHT about selling something on Ebay?

Oh, look, you have a business.
1
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Joined Aug 2006
CTU: Custom Title User!
> bubble2 803 Posts
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bizcut99
01-23-2024 at 05:33 AM.
01-23-2024 at 05:33 AM.
Approved but I only got a $6k credit line. Guess I should have said the business had more income.
Reply
Joined Oct 2013
L2: Beginner
> bubble2 96 Posts
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EricS4565
01-23-2024 at 11:51 AM.
01-23-2024 at 11:51 AM.
Can you transfer points to Hyatt or Southwest from this card?
Reply

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Joined Nov 2022
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> bubble2 1,885 Posts
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L97
01-23-2024 at 04:10 PM.
01-23-2024 at 04:10 PM.
The Sapphire Preferred gives you about $900 value for $3K spend + $95 annual fee, doesn't it?
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,496 Posts
75 Reputation
mcali786
01-28-2024 at 12:40 PM.
01-28-2024 at 12:40 PM.
Quote from _lukas View quoted comment :
The Sapphire Preferred gives you about $900 value for $3K spend + $95 annual fee, doesn't it?
Only issue, this is a business card, doesn't go towards the 5/24 rule I believe and saphire you can only get the bonus once every 48 months
Reply
Joined Nov 2022
L6: Expert
> bubble2 1,885 Posts
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L97
01-28-2024 at 01:09 PM.
01-28-2024 at 01:09 PM.
Don't all cards bonuses apply every 36-48 months?

I went with the Alaska Airlines personal card anyway. The Sapphire cards only give you 5% if you book through their portal and Alaska has an s ton of partners that apply points toward. $3K spend for roughly $1K value and their companion fare
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Joined Nov 2022
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> bubble2 1,885 Posts
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L97
01-28-2024 at 01:14 PM.
01-28-2024 at 01:14 PM.
Quote from mcali786 View quoted comment :
Only issue, this is a business card, doesn't go towards the 5/24 rule I believe and saphire you can only get the bonus once every 48 months

Meant to reply
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
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Knightshade
01-28-2024 at 02:02 PM.
01-28-2024 at 02:02 PM.
Quote from _lukas View quoted comment :
Don't all cards bonuses apply every 36-48 months?
No?

Some are once per lifetime officially, some 48 months, some 24 months, some you can get multiples on the same card in relatively short order- it all varies by issuer and card.



Quote from _lukas View quoted comment :
I went with the Alaska Airlines personal card anyway. The Sapphire cards only give you 5% if you book through their portal
...what? CSP is 25% bonus in the portal, CSR is 50% bonus in the portal.


Quote from _lukas View quoted comment :
and Alaska has an s ton of partners that apply points toward
So does Chase.
Reply
Joined Nov 2022
L6: Expert
> bubble2 1,885 Posts
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L97
01-28-2024 at 02:41 PM.
01-28-2024 at 02:41 PM.
Quote from Knightshade View quoted comment :
No?

Some are once per lifetime officially, some 48 months, some 24 months, some you can get multiples on the same card in relatively short order- it all varies by issuer and card.





...what? CSP is 25% bonus in the portal, CSR is 50% bonus in the portal.




So does Chase.

No need for the 'tude. Thanks for the info.

Alaska's companion fare and free checked bags are quite nice. I just wish they didn't get rid of the 'free' companion fare just by having the card. Now you have to use $6K on the card annually to qualify for it the next renewing year.
1
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Joined May 2010
L7: Teacher
> bubble2 2,399 Posts
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Daekwan
02-06-2024 at 07:51 PM.
02-06-2024 at 07:51 PM.
Quote from bru_that View quoted comment :
Yes, they all can be.
So wait a minute. I got this card back in July 2023 with the exact same spending requirement and bonus. You are saying I can simply re-apply for it now, keep the previous account open, AND get the 100K bonus all over again for a second time. Only thing I need to worry about is spending the $8,000 a second time?
Reply

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Joined Feb 2011
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> bubble2 2,244 Posts
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bru_that
02-06-2024 at 09:03 PM.
02-06-2024 at 09:03 PM.
Quote from Daekwan View quoted comment :
So wait a minute. I got this card back in July 2023 with the exact same spending requirement and bonus. You are saying I can simply re-apply for it now, keep the previous account open, AND get the 100K bonus all over again for a second time. Only thing I need to worry about is spending the $8,000 a second time?
correct.
1
Reply
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