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SoFi Checking & Savings: Earn Up to 4.60% APY + Up to $250 with Direct Deposit, terms apply Expired
SoFi is offering up to $250 with direct deposit, terms apply. Up to 4.60% APY on savings and 0.50% APY on checking. No account fees.
Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.
Details/Features:
Slickdeals may be compensated by SoFi
Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.
Details/Features:
- After Opening a New Account and setting up Direct Deposit, wait for your direct deposit to hit your account (typically 2-4 weeks).
- Amount of Direct Deposit Cash Bonus depends on Total Direct Deposit amount in 25-day Evaluation Period :
- $1,000 - $4,999 Total Direct Deposit: $50 Cash Bonus
- $5,000 or more Total Direct Deposit: $250 Cash Bonus
- SoFi will credit members who meet qualification criteria within seven business days of the end of the Evaluation Period.
- No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint Network.
- Up to 2-day-early-paycheck
- Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Organize your money, set savings goals, and save your change with Vaults and Roundups.
- You'll earn up to 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances.
- There is no minimum direct deposit amount required. However, please note that there is a minimum direct deposit required for No-Fee Overdraft Coverage ($1,000).
10/24/2023. Additional information can be found at https://www.sofi.com/banking/
Slickdeals may be compensated by SoFi
Original Post
Written by
Edited December 7, 2023
at 11:30 AM
SoFi is offering up to $250 with direct deposit, terms apply. Up to 4.60% APY on savings and 0.50% APY on checking. No account fees.
Details/Features:
Slickdeals may be compensated by SoFi
Details/Features:
- After Opening a New Account and setting up Direct Deposit, wait for your direct deposit to hit your account (typically 2-4 weeks).
- Amount of Direct Deposit Cash Bonus depends on Total Direct Deposit amount in 25-day Evaluation Period :
- $1,000 - $4,999 Total Direct Deposit: $50 Cash Bonus
- $5,000 or more Total Direct Deposit: $250 Cash Bonus
- SoFi will credit members who meet qualification criteria within seven business days of the end of the Evaluation Period.
- No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint Network.
- Up to 2-day-early-paycheck
- Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Organize your money, set savings goals, and save your change with Vaults and Roundups.
- You'll earn up to 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances.
- There is no minimum direct deposit amount required. However, please note that there is a minimum direct deposit required for No-Fee Overdraft Coverage ($1,000).
10/24/2023. Additional information can be found at https://www.sofi.com/banking/
Slickdeals may be compensated by SoFi
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Am i reading this right?
Want to unlock 4.50% APY on your savings balances? Direct deposit your pay or add $5,000 every 30 days*
Second this question, anyone have experience with this scenario?
Most banks have this sign up bonus like capital one etc with a direct deposit from most any bank. but this bank it MUST be a payroll deposit.
I called them up and told them i am self employed which is the truth but they did not care which is fine but i just do not see how this is such a deal when capital one 360 is easy and better.
Most banks have this sign up bonus like capital one etc with a direct deposit from most any bank. but this bank it MUST be a payroll deposit.
I called them up and told them i am self employed which is the truth but they did not care which is fine but i just do not see how this is such a deal when capital one 360 is easy and better.
So you opened up an account with the terms clearly stated and now criticize the promo because you can't take advantage of it? Also, you're allowed to have more than one banking account so people can take advantage of this bonus plus Capital One's.
#2 I have capital one Discover also wells fargo bank of america and the really easy one Truist bank and a few more like 5th3rd and everyone of them i got a easy sign up bonus.
So those people who have just Capital one can also do Discover or Truist or 1 of many banks that only require a direct deposit from most any place unlike SoFi and plus you have to deposit each month to even get the 4.50% when many places have that or near as well.
This is a horrid deal.It might be a good bank but a horrid deal
#2 I have capital one Discover also wells fargo bank of america and the really easy one Truist bank and a few more like 5th3rd and everyone of them i got a easy sign up bonus.
So those people who have just Capital one can also do Discover or Truist or 1 of many banks that only require a direct deposit from most any place unlike SoFi and plus you have to deposit each month to even get the 4.50% when many places have that or near as well.
This is a horrid deal.It might be a good bank but a horrid deal
I'm still failing to see how this is a "horrid" deal. Because it requires a legitimate direct deposit? I and many others have the ability to easily change DD accounts and even split it amongst multiple accounts for each paycheck.
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Also the 4.50% requires a large amount every month when capital one and discover are both about the same % and i do not have to deposit a dime. You can go on but i am done replying to you about this i have done banks for years and none as hard as this so have at it but its not a great deal but i guess since you did this offer you feel different but trust me its far from a good deal BYE.
Also see the actual requirements if you don't have access to direct deposit:
"Qualifying deposits include:
ACH deposits"
But yeah, you do you. The rest of us will take advantage of this slick deal. Bye!
https://www.depositacco
So is SoFi the best-rated highest rate one?
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https://www.depositaccounts.com/b...-bank.html [depositaccounts.com]
So is SoFi the best-rated highest rate one?
Wealthfront - 4.8%. With referral it adds 3 months of +0.5%. You can stack two such referrals for a total of 6 months. If u need a routing and checking number, pls do not open a join account, just do Individual account
Marcus - 4.3% with 1% referral boost for 3 months for a net 5.3%. You can stack five such referral boosts. cons - if u link external account and try withdrawing large amounts from Marcus, I've read reports of them locking the account and having to call their CS to unlock. So always use a pull from another account if taking out money, just to be safe. Pros - no monthly transaction count limits for the account. So, I use this as my autopay account from where credit cards, mortgage, etc are paid.
Betterment cash account - 4.85% but becomes 5.5% with a single direct deposit (ach counts) will end of year.