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SoFi Checking & Savings: Earn Up to 4.60% APY + Up to $250 with Direct Deposit, terms apply Expired
SoFi is offering up to $250 with direct deposit, terms apply. Up to 4.60% APY on savings and 0.50% APY on checking. No account fees.
Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.
Details/Features:
Slickdeals may be compensated by SoFi
Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.
Details/Features:
- After Opening a New Account and setting up Direct Deposit, wait for your direct deposit to hit your account (typically 2-4 weeks).
- Amount of Direct Deposit Cash Bonus depends on Total Direct Deposit amount in 25-day Evaluation Period :
- $1,000 - $4,999 Total Direct Deposit: $50 Cash Bonus
- $5,000 or more Total Direct Deposit: $250 Cash Bonus
- SoFi will credit members who meet qualification criteria within seven business days of the end of the Evaluation Period.
- No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint Network.
- Up to 2-day-early-paycheck
- Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Organize your money, set savings goals, and save your change with Vaults and Roundups.
- You'll earn up to 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances.
- There is no minimum direct deposit amount required. However, please note that there is a minimum direct deposit required for No-Fee Overdraft Coverage ($1,000).
10/24/2023. Additional information can be found at https://www.sofi.com/banking/
Slickdeals may be compensated by SoFi
Original Post
Written by
Edited December 7, 2023
at 11:30 AM
SoFi is offering up to $250 with direct deposit, terms apply. Up to 4.60% APY on savings and 0.50% APY on checking. No account fees.
Details/Features:
Slickdeals may be compensated by SoFi
Details/Features:
- After Opening a New Account and setting up Direct Deposit, wait for your direct deposit to hit your account (typically 2-4 weeks).
- Amount of Direct Deposit Cash Bonus depends on Total Direct Deposit amount in 25-day Evaluation Period :
- $1,000 - $4,999 Total Direct Deposit: $50 Cash Bonus
- $5,000 or more Total Direct Deposit: $250 Cash Bonus
- SoFi will credit members who meet qualification criteria within seven business days of the end of the Evaluation Period.
- No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint Network.
- Up to 2-day-early-paycheck
- Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Organize your money, set savings goals, and save your change with Vaults and Roundups.
- You'll earn up to 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances.
- There is no minimum direct deposit amount required. However, please note that there is a minimum direct deposit required for No-Fee Overdraft Coverage ($1,000).
10/24/2023. Additional information can be found at https://www.sofi.com/banking/
Slickdeals may be compensated by SoFi
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
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looked into Synchrony Bank earlier in the year
long story short, they are sketchy, glad i didnt pull the trigger
so with that experience, i looked into ally and now sofi
based on what i have seen, hard pass
https://wallethub.com/profile/pl/...3i#reviews [wallethub.com]
CIT bank
So correct me if I'm wrong, but does this mean if you're someone who gets paid monthly, there's no chance to get the 250 (since that will be >25 days)?
Amount of Direct Deposit Cash Bonus depends on Total Qualifying Direct Deposit amount in 25-day Evaluation Period :
$1,000 - $4,999 Total Qualifying Direct Deposit: $50 Cash Bonus
$5,000 or more Total Qualifying Direct Deposit: $250 Cash Bonus
Sign up for a Slickdeals account to remove this ad.
Amount of Direct Deposit Cash Bonus depends on Total Qualifying Direct Deposit amount in 25-day Evaluation Period :
$1,000 - $4,999 Total Qualifying Direct Deposit: $50 Cash Bonus
$5,000 or more Total Qualifying Direct Deposit: $250 Cash Bonus
I signed up for this deal and regret it.
The 4.5% rate comes with huge amount of conditions and restrictions, the least of which is direct deposit. There are countless other banks that offer the same rate or better for savings without any such conditions/restrictions: UFB, wealthfront, etc...
If you're looking for an online bank, then maybe sofi is for you but if you're looking for rates, stay away from them.
I signed up for this deal and regret it.
The 4.5% rate comes with huge amount of conditions and restrictions, the least of which is direct deposit. There are countless other banks that offer the same rate or better for savings without any such conditions/restrictions: UFB, wealthfront, etc...
If you're looking for an online bank, then maybe sofi is for you but if you're looking for rates, stay away from them.
I signed up for this deal and regret it.
The 4.5% rate comes with huge amount of conditions and restrictions, the least of which is direct deposit. There are countless other banks that offer the same rate or better for savings without any such conditions/restrictions: UFB, wealthfront, etc...
If you're looking for an online bank, then maybe sofi is for you but if you're looking for rates, stay away from them.
Sign up for a Slickdeals account to remove this ad.