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Amex Hilton Honors Business Credit Card 150K Points + Free Night Reward $95

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American Express [americanexpress.com] has the Hilton Honors American Express Business Card with Earn 150,000 Hilton Honors Bonus Points + a Free Night Reward after you spend $4,000 on eligible purchases with your Card in the first 3 months. Annual fee of $95 is not waived the first year.

Card benefits:

- 12X Hilton Honors Bonus Points at Hilton
- 6X Hilton Honors Bonus Points at U.S. gas stations, shipping providers, and wireless phone services purchased directly from service providers
- 6X Hilton Honors Bonus Points at U.S. restaurants, flights, and car rentals
- 3X Hilton Honors Bonus Points on other purchases

Plus

- Complimentary Hilton Honors Gold Status
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 in a calendar year
- Earn a second Night Reward from Hilton Honors after you spend $60,000 in a calendar year
- Priority Pass™ Select 10 Complimentary Visits
- Upgrade to Hilton Honors™ Diamond Status after $40,000 on eligible purchases

Offer Ends 7/19/2023

https://www.americanexpress.com/u...on-honors/
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Joined Nov 2010
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slickdude1234
07-17-2023 at 03:10 AM.
07-17-2023 at 03:10 AM.
FNC makes it decent deal
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Joined Mar 2005
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flangomango
07-17-2023 at 06:51 AM.
07-17-2023 at 06:51 AM.
What if you cancel the card before redemption of points and free night?
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Joined Jul 2009
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xfree
07-17-2023 at 07:06 AM.
07-17-2023 at 07:06 AM.
Quote from slickdude1234 :
fnc makes it decent deal
fnc ?
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Joined Sep 2009
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Knightshade
07-17-2023 at 07:15 AM.

Our community has rated this post as helpful. If you agree, why not thank Knightshade

07-17-2023 at 07:15 AM.
Quote from flangomango :
What if you cancel the card before redemption of points and free night?

Points and cert go to your hilton account, they're unconnected to the credit card once earned.

There's no reason to cancel before next annual fee posts of course- and doing so is likely to PO amex- but after you've had the card 1 year feel free to cancel and avoid a second AF (you will prob. lose any unused PP benefits though)


Quote from xfree :
fnc ?

free night certificate
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Joined Nov 2011
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youssef123456
07-17-2023 at 07:30 AM.
07-17-2023 at 07:30 AM.
Quote from Knightshade :
Points and cert go to your hilton account, they're unconnected to the credit card once earned.

There's no reason to cancel before next annual fee posts of course- and doing so is likely to PO amex- but after you've had the card 1 year feel free to cancel and avoid a second AF (you will prob. lose any unused PP benefits though)





free night certificate

You mean a 3rd annual fee, as it's recommended to keep the card at least a year (2 AF)
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Joined Sep 2009
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Knightshade
07-17-2023 at 10:27 AM.
07-17-2023 at 10:27 AM.
Quote from youssef123456 :
You mean a 3rd annual fee, as it's recommended to keep the card at least a year (2 AF)

No, I do not.

As long as you cancel the card within 30 days of the 2nd fee posting Amex will refund it in full.

So you wait for 2nd fee to post (thus avoiding any negative impact with Amex for holding less than a year after getting a bonus) and THEN cancel it, and you still don't pay a 2nd annual fee.
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youssef123456
07-17-2023 at 10:47 AM.
07-17-2023 at 10:47 AM.
Quote from Knightshade :
No, I do not.

As long as you cancel the card within 30 days of the 2nd fee posting Amex will refund it in full.

So you wait for 2nd fee to post (thus avoiding any negative impact with Amex for holding less than a year after getting a bonus) and THEN cancel it, and you still don't pay a 2nd annual fee.

Great thanks
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Joined Jun 2006
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mcali786
07-17-2023 at 08:11 PM.
07-17-2023 at 08:11 PM.
Only thing I notice with Hilton devaluation of points and dynamic pricing, in most metro areas, you can't get 2-3 nights with these points. Please share any details of recent changes unless youve seen good redemptions.
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Joined Sep 2009
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Knightshade
07-18-2023 at 06:37 AM.
07-18-2023 at 06:37 AM.
Quote from mcali786 :
Only thing I notice with Hilton devaluation of points and dynamic pricing, in most metro areas, you can't get 2-3 nights with these points. Please share any details of recent changes unless youve seen good redemptions.

0.5 cents a point has been a rough approximate value for a while now... but there's plenty of outliers in both directions (and you can also increase value using the 5th night free of redemptions)
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Joined Nov 2015
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pvk15
07-18-2023 at 06:39 AM.
07-18-2023 at 06:39 AM.
I see Hilton Honors American Express Surpass® Card
is giving "Earn 130,000 Hilton Honors Bonus Points + A Free Night Reward" and $95 annual fee
need not spend $15,000 in a calendar year to earn free night.
Please suggest
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Joined Dec 2010
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bluking
07-18-2023 at 07:07 AM.
07-18-2023 at 07:07 AM.
Quote from pvk15 :
I see Hilton Honors American Express Surpass® Card
is giving "Earn 130,000 Hilton Honors Bonus Points + A Free Night Reward" and $95 annual fee
need not spend $15,000 in a calendar year to earn free night.
Please suggest
thats a personal card, the one posted here is a biz. biggest benefit here is that this card will not count towards your 5/24 chase status and shouldnt have any bearings on your personal credit score if you happen to carry a balance. Also this comes with a free night certificate just like the surpass. if you spend 15k then you get another fnc on top of that. HTH. Given the elevated bonus and the FNC, id go for the biz over the personal. or if you are already over 5/24 then id apply for both as it would give you 280k plus 2FNC after meeting the total 7k SUB.
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Joined Aug 2017
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ExtraMediums89
07-18-2023 at 01:26 PM.
07-18-2023 at 01:26 PM.
Quote from bluking :
thats a personal card, the one posted here is a biz. biggest benefit here is that this card will not count towards your 5/24 chase status and shouldnt have any bearings on your personal credit score if you happen to carry a balance. Also this comes with a free night certificate just like the surpass. if you spend 15k then you get another fnc on top of that. HTH. Given the elevated bonus and the FNC, id go for the biz over the personal. or if you are already over 5/24 then id apply for both as it would give you 280k plus 2FNC after meeting the total 7k SUB.
Looks like both require $15k spend to get a SINGLE FNC. If you got it automatically by keeping the card open, they'd be advertising it. Blogs seem to agree $15k is required. This is a big downside vs. IHG but still nice to get a huge chunk of points if you plan to use in the next couple of years. But IHG you can just keep open forever as the $99 gets you a night valued at least $200 (40,000 points).
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Joined Sep 2009
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Knightshade
07-18-2023 at 02:36 PM.
07-18-2023 at 02:36 PM.
Quote from ExtraMediums89 :
Looks like both require $15k spend to get a SINGLE FNC. If you got it automatically by keeping the card open, they'd be advertising it. Blogs seem to agree $15k is required. This is a big downside vs. IHG but still nice to get a huge chunk of points if you plan to use in the next couple of years. But IHG you can just keep open forever as the $99 gets you a night valued at least $200 (40,000 points).

The FNC is part of the signup bonus. They DO advertise that. It's right in the title of the thread- and when you click on the link in the OP it clearly says at the top

Quote from Amex :
Earn 150,000 Hilton Honors Bonus Points & a Free Night Reward after spending $4,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership


You don't get one for keeping it open each year after by default, which is why for most folks this card will be closed after 1 year and 1 day.


The only Hilton card usually worth keeping open after your SUB year is the Aspire- which can be profitable pretty easily each year if you travel much at all.... ($250 airline credit, $250 resort credit, and a free night annually plus Diamond status (and a couple other much more niche perks like a $100 property credit at Waldorfs and stuff) for just a $450 AF... honestly I'm shocked the AF has remained that low without benefit cuts given what has happened on the comparable Marriott card from Amex.
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Last edited by Knightshade July 18, 2023 at 02:40 PM.
Joined May 2004
L9: Master
> bubble2 5,859 Posts
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oyouno
07-19-2023 at 05:24 AM.
07-19-2023 at 05:24 AM.
Quote from mcali786 :
Only thing I notice with Hilton devaluation of points and dynamic pricing, in most metro areas, you can't get 2-3 nights with these points. Please share any details of recent changes unless youve seen good redemptions.
Yes, the constant devaluing of all points/miles/etc from all rewards credit cards is annoying... It's always best to use them as soon as you can to get the current/most value out of them.. The longer you hold on and horde them.. the lower the value becomes.
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