Citi® Personal Loan: Earn 0.5% Discount with Automatic Enrollment

Citi is offering 0.5% discount on the Citi® Personal Loan for enrolling in automatic payments when you submit your loan application. Zero fees.

Offer Details:

• Loans up to $30,000 with fixed rates from 10.49% to 19.49% APR**
• Loan Terms: 12‐60 months
• Zero fees – no origination fees, no late fees, no prepayment penalty, and no hidden fees
• Quick and easy online application process
• Fast funding when using direct deposit – same day with an existing Citi account, or within 2 business days with a non‐Citi account
• Discount for enrolling in automatic payments when you submit your loan application

**Rates as of 10-06-2023 . Your APR may be as low as 10.49% or as high as 19.49% for the term of your loan. The lowest rate quoted assumes excellent credit, and a loan term of 36 months or shorter. Otherwise, a higher rate will apply. For example, if you borrow $10,000 for 36 months at 15.99% APR, to repay your loan you will have to make 36 monthly payments of approximately $351.52.
There is a 0.5% APR discount if you enroll in automatic payments at loan origination. Additionally, existing Citigold and Citi Priority customers will receive a 0.25% discount to the interest rate. If you are in default, your APR may increase by 2.00%. No down payment is required. Rates subject to change without notice.
You must be at least 18 years of age (21 years of age in Puerto Rico). Co-applicants are not permitted. Loan proceeds cannot be used for post-secondary educational or business purposes.
If you apply online, you must agree to receive the loan note and all other account disclosures provided at loan origination in an electronic format and provide your signature electronically.
Credit cards issued by Citibank, N.A. or its affiliates, as well as Checking Plus and Ready Credit accounts, are not eligible for debt consolidation, and Citibank will not issue payoff checks for these accounts. If you are unsure of the issuer on the account, please visit https://www.citi.com/affiliatesproducts for a list of Citi products and affiliates.

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