Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Popular Advertiser Disclosure

Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,140 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+298
244,140 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

640 Comments

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Oct 2008
L7: Teacher
> bubble2 2,194 Posts
100 Reputation
flightxxx
08-04-2023 at 07:46 AM.
08-04-2023 at 07:46 AM.
No early termination fee? If account is closed right after bonus posts?
Reply
Joined Aug 2014
L3: Novice
> bubble2 120 Posts
22 Reputation
samxba
08-04-2023 at 07:51 AM.
08-04-2023 at 07:51 AM.
I already have a personal capital one 360 checking. If I create a new JOINT ACCOUNT with my wife, would that work?
Reply
Joined Jul 2016
L3: Novice
> bubble2 204 Posts
26 Reputation
cgp061000
08-04-2023 at 07:58 AM.
08-04-2023 at 07:58 AM.
Quote from SonofZeus :
...and you get access to CapOne Shopping portal.

What is the benefit to using that
Reply
Joined Dec 2010
L1: Learner
> bubble2 16 Posts
22 Reputation
hounton
08-04-2023 at 08:10 AM.
08-04-2023 at 08:10 AM.
Quote from GreyHose946 :
If you travel abroad this is the best debit card I found. No ATM fees on their own (only from the ATM itself) and no foreign transaction fee, so you just need to find which ATM has no/low fees in that country. I've used it successfully in Mexico (citi, $1), Japan (7-eleven, no fee) and Spain (caixa, no fee)
Thank you! I've been looking for a good atm card for international travel
Reply
Joined Nov 2020
L2: Beginner
> bubble2 41 Posts
10 Reputation
BraveLaborer5237
08-04-2023 at 08:34 AM.
08-04-2023 at 08:34 AM.
how do I set up direct deposit for my wife who doesn't work?
Reply
Joined Dec 2011
Two Minds Became One
> bubble2 13,448 Posts
Peerless_Warrior
08-04-2023 at 08:45 AM.
08-04-2023 at 08:45 AM.
Damn I have an active account. So you need an inactive account for about 2yrs...so I'll close mine out soon and see you guys in a few years 🤣
2
Reply
Joined Oct 2006
Deal Finder
> bubble2 888 Posts
310 Reputation
anthem_the_cat
08-04-2023 at 08:48 AM.
08-04-2023 at 08:48 AM.
Quote from hpark21 :
Do it for you, your wife AND joint. 3 separate accounts!!!!
Can someone confirm that a joint account qualifies as one additional bonus?

Person 1 - $360
Person 2 - $360
Person 1 & 2 (Joint) - $360

Thanks!
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2016
L1: Learner
> bubble2 23 Posts
15 Reputation
SonofJob
08-04-2023 at 09:38 AM.
08-04-2023 at 09:38 AM.
Doctor of credit has a pretty good list of what transactions qualify as direct deposits
Reply
Joined Nov 2006
L3: Novice
> bubble2 177 Posts
38 Reputation
TJD
08-04-2023 at 10:16 AM.
08-04-2023 at 10:16 AM.
Just signed up. I'm already a CapitalOne credit card holder so the account opening information was all pre-populated. Easy-peasy!

I was looking for a no-fee "burner" checking account to use for my T-Mobile auto-pay method. I didn't want to give T-Mo unfettered access to my real bank account just so they can lose it in another security breach. So, this is perfect timing and the $350 bonus is a nice cherry on top! Thanks, OP!
Reply
Joined Apr 2021
New User
> bubble2 11 Posts
14 Reputation
spatnakr
08-04-2023 at 10:20 AM.
08-04-2023 at 10:20 AM.
Can I combine it with someone's referral?
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 437 Posts
54 Reputation
Topher22
08-04-2023 at 10:20 AM.
08-04-2023 at 10:20 AM.
anyone able to sign up with your credit reports frozen? I thought soft pulls didn't need credit report access, so i'm wondering if it's failing because they are trying to hard pull my credit.
Reply
Joined Dec 2011
L2: Beginner
> bubble2 99 Posts
26 Reputation
nxsteven
08-04-2023 at 10:44 AM.
08-04-2023 at 10:44 AM.
Is there any penalty for simply withdrawing the sign up bonus and closing the account?

Is that bonus taxable?
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,349 Posts
95 Reputation
bargainfinder09
08-04-2023 at 11:14 AM.
08-04-2023 at 11:14 AM.
What are the requirements to open? Do you need an initial deposit? How about minimum balance to avoid monthly maintenance fees? Can I use my direct deposit money when it posts?

I want to open this account and then see how I can trigger the bonus. Thanks
Reply
Last edited by bargainfinder09 August 4, 2023 at 11:22 AM.
Joined Sep 2006
L7: Teacher
> bubble2 2,312 Posts
393 Reputation
hpark21
08-04-2023 at 11:23 AM.
08-04-2023 at 11:23 AM.
Quote from anthem_the_cat :
Can someone confirm that a joint account qualifies as one additional bonus?

Person 1 - $360
Person 2 - $360
Person 1 & 2 (Joint) - $360

Thanks!
Issue appears that there is no way to create a joint account right off the get go. You open a single account, then add additional person.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2014
L5: Journeyman
> bubble2 654 Posts
mephi5to
08-04-2023 at 11:32 AM.
08-04-2023 at 11:32 AM.
Quote from anthem_the_cat :
Can someone confirm that a joint account qualifies as one additional bonus?

Person 1 - $360
Person 2 - $360
Person 1 & 2 (Joint) - $360

Thanks!
Technically no. Reqs says - you need not to have an account with them on or after 01 2021. So when you have single and try to create joint you do not satisfy that condition. You do however get extra FDIC insured account.
Reply
Page 5 of 43
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.