Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Popular Advertiser Disclosure

Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,140 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+298
244,140 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

640 Comments

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined May 2019
L2: Beginner
> bubble2 48 Posts
10 Reputation
Chase1974
08-04-2023 at 11:35 AM.
08-04-2023 at 11:35 AM.
Can the direct deposits be on the same day or is there a time period that must be between the two deposits?
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,349 Posts
95 Reputation
bargainfinder09
08-04-2023 at 11:58 AM.
08-04-2023 at 11:58 AM.
Ok so I opened the free account and setup 2 direct deposits from Social Security that appear as 2 separate transfers. That should do it right? Problem is changing from my current bank to this 360 will happen til October, cutting it close to the 75 days 😁
Reply
Joined Aug 2020
New User
> bubble2 11 Posts
10 Reputation
FantasticGame694
08-04-2023 at 12:14 PM.
08-04-2023 at 12:14 PM.
Can the initial funding deposit count as a direct deposit?
Reply
Joined Mar 2023
New User
> bubble2 3 Posts
14 Reputation
LavenderRock5189
08-04-2023 at 12:15 PM.
08-04-2023 at 12:15 PM.
Quote from CalmFog194 :
Anyone know if there's a fee to close this account down the line?
Done it before for bonus and closed after 12 mo. No fee and no hassle.
Reply
Joined Aug 2022
L2: Beginner
> bubble2 31 Posts
10 Reputation
ElatedField381
08-04-2023 at 12:17 PM.
08-04-2023 at 12:17 PM.
Anyone know if eBay managed payment deposits would qualify? I have a few things to sell and it would be easier than switching direct deposit with my employer
Reply
Joined Oct 2019
L2: Beginner
> bubble2 66 Posts
28 Reputation
cnthunda
08-04-2023 at 01:12 PM.
08-04-2023 at 01:12 PM.
Quote from Undisclosed :
Yeah I noticed online some people said that Chase and Charles Schwab, Fidelity and Ally should work as well so this should be an easy Direct Deposit.
is it just transferring money from one of the banks like chase to cap one does it need to be ACH?
Reply
Joined Jun 2014
L5: Journeyman
> bubble2 649 Posts
94 Reputation
Mangolover111
08-04-2023 at 01:13 PM.
08-04-2023 at 01:13 PM.
Quote from nxsteven :
Is there any penalty for simply withdrawing the sign up bonus and closing the account?

Is that bonus taxable?

No shyt it's taxable
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2005
L10: Grand Master
> bubble2 6,123 Posts
2,734 Reputation
PhantasmX
08-04-2023 at 01:15 PM.
08-04-2023 at 01:15 PM.
Perfect. Tired of fees from Chase checking.
Reply
Joined Nov 2021
L1: Learner
> bubble2 22 Posts
14 Reputation
BrightWalrus613
08-04-2023 at 01:25 PM.
08-04-2023 at 01:25 PM.
I wonder if something like a PayPal or Venmo transfer would work. Anyone who did this before happen to know?
Reply
Joined Apr 2020
L6: Expert
> bubble2 1,614 Posts
364 Reputation
Pro
BrightCemetery5374
08-04-2023 at 01:42 PM.
08-04-2023 at 01:42 PM.
Quote from Lilyly :
free virtual credit card numbers too?

That's only if you have a credit card with them.
Reply

This comment has been rated as unhelpful by Slickdeals users

Show Comment
Joined May 2012
L5: Journeyman
> bubble2 713 Posts
88 Reputation
MaxwellJ
08-04-2023 at 02:46 PM.
08-04-2023 at 02:46 PM.
Quote from Pimpachuu :
No. Only from payroll, social security, pension ext
Doesn't seem to be the case for some banks in my experience. Like recent FifthThird deal. That is why I'm curious if that's the case for CapitalOne.
Reply
Joined Sep 2010
L5: Journeyman
> bubble2 661 Posts
134 Reputation
BigPapa2
08-04-2023 at 03:02 PM.
08-04-2023 at 03:02 PM.
My wife and I will open an account for each of us. Can i send direct deposit from my employer to her account? Or will that only work for my account? She's a homemaker.
Reply
Joined Jan 2007
L4: Apprentice
> bubble2 339 Posts
81 Reputation
doconline
08-04-2023 at 03:03 PM.
08-04-2023 at 03:03 PM.
Is there a minimum balance that we need toaintain
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2010
L5: Journeyman
> bubble2 661 Posts
134 Reputation
BigPapa2
08-04-2023 at 03:04 PM.
08-04-2023 at 03:04 PM.
.....
Reply
Last edited by BigPapa5 August 4, 2023 at 09:25 PM.
Page 6 of 43
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.