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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,425 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,425 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2008
L7: Teacher
> bubble2 2,999 Posts
200 Reputation
calisoldier83
08-14-2023 at 07:57 PM.
08-14-2023 at 07:57 PM.
I tried opening an account for P2 a few years ago when they had BONUS400. P2 let a capital one credit card balance go to collections 15-20 years ago and they wouldn't let her open an account. I'm wondering if I should try again or is P2 perm blacklisted?
Reply
Joined Dec 2011
Two Minds Became One
> bubble2 13,450 Posts
Peerless_Warrior
08-14-2023 at 09:01 PM.
08-14-2023 at 09:01 PM.
Quote from calisoldier83 :
I tried opening an account for P2 a few years ago when they had BONUS400. P2 let a capital one credit card balance go to collections 15-20 years ago and they wouldn't let her open an account. I'm wondering if I should try again or is P2 perm blacklisted?
P2 means...?
Reply
Joined Dec 2014
L6: Expert
> bubble2 1,823 Posts
143 Reputation
joshs1930
08-14-2023 at 09:11 PM.
08-14-2023 at 09:11 PM.
Quote from jevoyager :
According to Doctor of Credit "Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done."

the link they said they got the info from is broken but I saw a couple other comments doing a quick google search that suggest the same thing. If you want to know for sure I'd contact their CS.

I don't recall seeing the option to opt out of overdraft protection during the process.
Reply
Joined Nov 2015
New User
> bubble2 63 Posts
10 Reputation
Johnnyhoboy
08-14-2023 at 10:17 PM.
08-14-2023 at 10:17 PM.
Just received $350 bonus today. All I did was transfer 2x from my Chase banking (slower) option as suggested in this thread earlier. It does show up as "Ext Transfer" but it still counts. I was in the middle of trying to do it from Robinhood as well in case, but guess I don't need to anymore.
Reply
Joined Aug 2014
L3: Novice
> bubble2 199 Posts
74 Reputation
4ndrogenic
08-15-2023 at 03:46 AM.
08-15-2023 at 03:46 AM.
Quote from Johnnyhoboy :
Just received $350 bonus today. All I did was transfer 2x from my Chase banking (slower) option as suggested in this thread earlier. It does show up as "Ext Transfer" but it still counts. I was in the middle of trying to do it from Robinhood as well in case, but guess I don't need to anymore.

Mine just hit too. I also did 2 slow transfers via Chase.
Reply
Joined Jun 2004
L4: Apprentice
> bubble2 481 Posts
206 Reputation
yoogenetics
08-15-2023 at 04:02 AM.
08-15-2023 at 04:02 AM.
Quote from Peerless_Warrior :
P2 means...?

Means player 2 aka partner or spouse
Reply
Joined Feb 2009
L6: Expert
> bubble2 1,726 Posts
212 Reputation
dabuddha
08-15-2023 at 07:07 AM.
08-15-2023 at 07:07 AM.
I can't get the damn thing to process my drivers license. When I snap both pics and submit, it just tells me "We weren't able to process your ID"
Reply

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Joined Nov 2006
L3: Novice
> bubble2 151 Posts
106 Reputation
dbcmeplease
08-15-2023 at 07:26 AM.
08-15-2023 at 07:26 AM.
Two external transfers in from an online bank. Posted. Bonus credited within a couple days. Nice!
Small hiccup with the drivers license issue others have mentioned. I uploaded it. And it accepted it. But then when trying to access my accounts it said I need to call in for assistance. Had to go through license upload again, but it was all done while on phone with the CSR.

All in all, mildly impressed. May actually stick around with C1
Reply
Joined Mar 2016
New User
> bubble2 17 Posts
10 Reputation
AP69
08-15-2023 at 07:31 AM.
08-15-2023 at 07:31 AM.
+1 for success with 2 slow push transfers (08/07 and 08/08) from chase checking. Received the bonus on 08/14
Reply
Joined Jun 2019
New User
> bubble2 3 Posts
10 Reputation
Anish13
08-15-2023 at 08:36 AM.
08-15-2023 at 08:36 AM.
They declined my application due to Early Warning Services score, first time I've been declined for an account
Reply
Joined Jun 2012
New User
> bubble2 10 Posts
10 Reputation
boomheadshot
08-15-2023 at 09:27 AM.
08-15-2023 at 09:27 AM.
Quote from 4ndrogenic :
Mine just hit too. I also did 2 slow transfers via Chase.

How many days after the transfers was it?
Reply
Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-15-2023 at 10:34 AM.
08-15-2023 at 10:34 AM.
Quote from dabuddha :
I can't get the damn thing to process my drivers license. When I snap both pics and submit, it just tells me "We weren't able to process your ID"
Had the same issue. Put the DL on black background and took the pictures. It worked then.
Reply
Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-15-2023 at 11:23 AM.
08-15-2023 at 11:23 AM.
Quote from AP69 :
+1 for success with 2 slow push transfers (08/07 and 08/08) from chase checking. Received the bonus on 08/14
Quote from 4ndrogenic :
Mine just hit too. I also did 2 slow transfers via Chase.
How did you transfer to capital one account on chase website?
I did transfer from chase to capital one and it showed up as instant transfer
Reply
Last edited by dshoppr August 15, 2023 at 11:28 AM.
Joined Aug 2018
L3: Novice
> bubble2 115 Posts
26 Reputation
Living_Legend
08-15-2023 at 12:21 PM.
08-15-2023 at 12:21 PM.
Quote from Johnnyhoboy :
Just received $350 bonus today. All I did was transfer 2x from my Chase banking (slower) option as suggested in this thread earlier. It does show up as "Ext Transfer" but it still counts. I was in the middle of trying to do it from Robinhood as well in case, but guess I don't need to anymore.

I did the same from Chase as a slow transfer and was surprised at how quickly I got the bonus.
Reply

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Joined Aug 2018
L3: Novice
> bubble2 115 Posts
26 Reputation
Living_Legend
08-15-2023 at 12:22 PM.
08-15-2023 at 12:22 PM.
Quote from dshoppr :
How did you transfer to capital one account on chase website?
I did transfer from chase to capital one and it showed up as instant transfer

There are 2 options with Chase, Instant and the other option is what you want to select with is the slower ACH transfer. It won't say ACH but will give you a timeframe of like 3-5 days to process. This is the one you want.
Reply
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