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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,289 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,289 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-15-2023 at 01:24 PM.
08-15-2023 at 01:24 PM.
Quote from Living_Legend :
There are 2 options with Chase, Instant and the other option is what you want to select with is the slower ACH transfer. It won't say ACH but will give you a timeframe of like 3-5 days to process. This is the one you want.
I am on Chase App, it shows instant and standard options. Is that the one ?
Now I chose standard. It showed me deposit will be available tomorrow.
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-15-2023 at 01:27 PM.
08-15-2023 at 01:27 PM.
Got the bonus for my spouses account. Transferred from BoA (3-5 days option) and another from E*Trade.

I opened one up yesterday for myself and will do the two transfers from BoA.
Reply
Joined Mar 2011
L2: Beginner
> bubble2 71 Posts
18 Reputation
zebilmnc
08-16-2023 at 07:43 AM.
08-16-2023 at 07:43 AM.
Quote from slayu :
Got the bonus for my spouses account. Transferred from BoA (3-5 days option) and another from E*Trade.

I opened one up yesterday for myself and will do the two transfers from BoA.
How long after the transfers hit did you get the bonus deposited?
Reply
Joined Jul 2005
L9: Master
> bubble2 4,130 Posts
1,293 Reputation
badboy2man
08-16-2023 at 10:06 AM.
08-16-2023 at 10:06 AM.
Closed my long-non-active 360 Checking acct on Aug 4 2023. What's my chance to reapply it, get approved and receive the $350 bonus? Smilie
1
Reply
Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-16-2023 at 10:11 AM.
08-16-2023 at 10:11 AM.
Quote from badboy2man :
Closed my long-non-active 360 Checking acct on Aug 4 2023. What's my chance to reapply it, get approved and receive the $350 bonus? Smilie
Zero

"If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus."

Wait a few years
Reply
Joined Aug 2009
L5: Journeyman
> bubble2 852 Posts
341 Reputation
nothingbutdeals
08-16-2023 at 10:35 AM.
08-16-2023 at 10:35 AM.
Quote from Johnnyhoboy :
Just received $350 bonus today. All I did was transfer 2x from my Chase banking (slower) option as suggested in this thread earlier. It does show up as "Ext Transfer" but it still counts. I was in the middle of trying to do it from Robinhood as well in case, but guess I don't need to anymore.
How far apart between your 2x transfer from Chase account?
Reply
Joined Nov 2015
New User
> bubble2 63 Posts
10 Reputation
Johnnyhoboy
08-16-2023 at 10:49 AM.
08-16-2023 at 10:49 AM.
Quote from nothingbutdeals :
How far apart between your 2x transfer from Chase account?

It was just one immediately after another.
Reply

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Joined Jul 2005
L9: Master
> bubble2 4,130 Posts
1,293 Reputation
badboy2man
08-16-2023 at 11:25 AM.
08-16-2023 at 11:25 AM.
Quote from JaTaN :
Zero

"If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus."

Wait a few years
I guess procrastination has a price LOL
Reply
Joined Mar 2011
L2: Beginner
> bubble2 71 Posts
18 Reputation
zebilmnc
08-16-2023 at 04:53 PM.
08-16-2023 at 04:53 PM.
Quote from Johnnyhoboy :
It was just one immediately after another.
How long after the transfers did you get the bonus?
Reply
Joined Nov 2015
New User
> bubble2 63 Posts
10 Reputation
Johnnyhoboy
08-16-2023 at 04:55 PM.
08-16-2023 at 04:55 PM.
Quote from zebilmnc :
How long after the transfers did you get the bonus?

About a week like all the other posters
Reply
Joined May 2008
L7: Teacher
> bubble2 2,804 Posts
432 Reputation
ListedGuru
08-17-2023 at 10:50 AM.
08-17-2023 at 10:50 AM.
Can we push money from a savings account at another institution into this Capital One checking account? Or does the money have to come from a checking account?

Looks like folks are reporting that pushing money from Fidelity worked but from what type of account at Fidelity? Wondering if a push from Discover savings or Ally savings account would work?
Reply
Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-17-2023 at 11:11 AM.
08-17-2023 at 11:11 AM.
Quote from ListedGuru :
Can we push money from a savings account at another institution into this Capital One checking account? Or does the money have to come from a checking account?

Looks like folks are reporting that pushing money from Fidelity worked but from what type of account at Fidelity? Wondering if a push from Discover savings or Ally savings account would work?
They can't tell checking vs savings

Ally push has been confirmed to work -- Ally checking/savings doesn't matter since the transaction posts the same

Fidelity is a brokerage firm (not a bank) -- they have something similar to a checking account that they call Cash Management Account which most people use for bank transfers (otherwise they might have investment/retirement account funds they're withdrawing)
Reply
Joined May 2008
L7: Teacher
> bubble2 2,804 Posts
432 Reputation
ListedGuru
08-17-2023 at 11:34 AM.
08-17-2023 at 11:34 AM.
Quote from JaTaN :
They can't tell checking vs savings

Ally push has been confirmed to work -- Ally checking/savings doesn't matter since the transaction posts the same

Fidelity is a brokerage firm (not a bank) -- they have something similar to a checking account that they call Cash Management Account which most people use for bank transfers (otherwise they might have investment/retirement account funds they're withdrawing)
Thanks for the info. So do we have to fund the account initially at all when we open it up or just open it and then push (2) deposits to it?
Reply
Joined Aug 2004
...
> bubble2 9,772 Posts
5,114 Reputation
JaTaN
08-17-2023 at 11:40 AM.
08-17-2023 at 11:40 AM.
Quote from ListedGuru :
Thanks for the info. So do we have to fund the account initially at all when we open it up or just open it and then push (2) deposits to it?
I chose "fund later" since the bonus terms don't mention initial funding requirement and I didn't have a bank account linked -- I think the website said I had 60 days to fund it otherwise they would close it

You can fund $5-$10 initially if you want to play it safe
Reply

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Joined May 2008
L7: Teacher
> bubble2 2,804 Posts
432 Reputation
ListedGuru
08-17-2023 at 11:44 AM.
08-17-2023 at 11:44 AM.
Quote from JaTaN :
I chose "fund later" since the bonus terms don't mention initial funding requirement and I didn't have a bank account linked -- I think the website said I had 60 days to fund it otherwise they would close it

You can fund $5-$10 initially if you want to play it safe
Ok. Did you receive your bonus yet? I guess if I choose to fund it initially it would fund after my external account was linked and verified via the small deposits? Just making sure I don't screw this up, lol.
Reply
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