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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
252,243 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
252,243 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2014
New User
> bubble2 151 Posts
34 Reputation
deal_seeker_rj
09-11-2023 at 10:03 AM.
09-11-2023 at 10:03 AM.
Quote from bargainfinder09 :
Didn't? Or Did? 🤔
It did not. Bonus only posted once the employer paycheck hit the account via direct deposit.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
09-11-2023 at 11:33 AM.
09-11-2023 at 11:33 AM.
Well both my transfers from BofA completed today as P2P. I don't know if it will work, but we'll see after a few days if the bonus posts.
Reply
Joined Dec 2011
L7: Teacher
> bubble2 2,088 Posts
776 Reputation
dmoneyownz
09-11-2023 at 12:59 PM.
09-11-2023 at 12:59 PM.
Quote from dmc310 :
Nice anyone do this with Wells Fargo?
I did it with Wells Fargo. Second deposit went in today. Will update once the bonus hits.
Reply
Joined Dec 2013
L5: Journeyman
> bubble2 832 Posts
198 Reputation
dmc310
09-11-2023 at 01:10 PM.
09-11-2023 at 01:10 PM.
Quote from dmoneyownz :
I did it with Wells Fargo. Second deposit went in today. Will update once the bonus hits.

Awesome will either do it with WF or PayPal
Reply
Joined Oct 2022
L2: Beginner
> bubble2 72 Posts
22 Reputation
NervousBoundary652
09-11-2023 at 01:17 PM.
09-11-2023 at 01:17 PM.
Sorry if this has been covered.. when you guys say "PUSH" from an Ally or other bank account.. how exactly are you doing that? Is it "bill pay"? Thanks
Reply
Joined Jun 2005
Sickdeals master
> bubble2 4,367 Posts
1,216 Reputation
hacklovemaster
09-11-2023 at 03:18 PM.
09-11-2023 at 03:18 PM.
Quote from confusedpal :
Got my bonus after 2 transfers from Ally — how long do you have to keep the account opened after getting the bonus? How have others closed the account down?

I belive you can cancel it anytime (after you withdraw your money)
Reply
Joined Jul 2023
L2: Beginner
> bubble2 38 Posts
26 Reputation
OrangePickle8757
09-11-2023 at 05:55 PM.
09-11-2023 at 05:55 PM.
Quote from NervousBoundary652 :
Sorry if this has been covered.. when you guys say "PUSH" from an Ally or other bank account.. how exactly are you doing that? Is it "bill pay"? Thanks

Push is linking capital one using your ally account and sending the money to Capital One using your ally account.
Reply
Last edited by OrangePickle8757 September 12, 2023 at 03:55 PM.

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Joined Feb 2006
Infinity POOP!
> bubble2 2,474 Posts
2,849 Reputation
johnec4
09-11-2023 at 05:59 PM.
09-11-2023 at 05:59 PM.
how do I know if my deposit has been counted towards the two?
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
09-11-2023 at 08:27 PM.
09-11-2023 at 08:27 PM.
Quote from johnec4 :
how do I know if my deposit has been counted towards the two?
You don't until you see the bonus post or not 😀
Reply
Joined Jul 2016
L3: Novice
> bubble2 250 Posts
26 Reputation
Rudrash
09-12-2023 at 10:49 AM.
09-12-2023 at 10:49 AM.
Quote from RickC9954 :
I wonder if my wife and I could both open a separate individual account with our same address to each get the bonus? Thanks for the find. Switching from PNC in the coming days

Any reason from PNC? Not a good experience?
Reply
Joined Jun 2004
L4: Apprentice
> bubble2 487 Posts
206 Reputation
yoogenetics
09-12-2023 at 10:50 AM.
09-12-2023 at 10:50 AM.
Received the bonus less than a week after posting 2nd ACH push from Chase
Reply
Joined Jul 2016
L3: Novice
> bubble2 250 Posts
26 Reputation
Rudrash
09-12-2023 at 10:56 AM.
09-12-2023 at 10:56 AM.
Quote from EricPost :
How hard is this to close considering I have no branch banks in my state? Also anyone know which ATM network it uses for free ATM transactions?

It's a mastercard debit so it runs on the MasterCard/Cirrus network. On the app it gives you a list of capital one atms. Those will give you no fees. I used a few outside those and haven't been charged definitely recommend not closing it. Use it a backup account for any reason.
Reply
Joined Jul 2016
L2: Beginner
> bubble2 60 Posts
19 Reputation
jrlutz29
09-12-2023 at 01:34 PM.
09-12-2023 at 01:34 PM.
Did two chase transfers of $251 and just got my bonus, about 2 days after the last transfer
Reply
Joined Jun 2016
L3: Novice
> bubble2 121 Posts
18 Reputation
phutranh
09-12-2023 at 01:40 PM.
09-12-2023 at 01:40 PM.
Just get my bonus. One push transactions from Ally (showed as transfer ) + one direct deposit from payroll. Took 4 business days.
Reply

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Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
09-12-2023 at 07:02 PM.
09-12-2023 at 07:02 PM.
Wow 1 day since my 2nd transfer and bonus just hit my account. Cha-Ching!
Reply
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