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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
252,363 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
252,363 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2011
L7: Teacher
> bubble2 2,088 Posts
776 Reputation
dmoneyownz
09-15-2023 at 08:01 AM.
09-15-2023 at 08:01 AM.
Quote from oasisallure :
Do I have to keep two $250 DD in the account for 90 days?
nope i already transferred my $500 back to originating account. cap1 checking only has my 350 bonus now. not sure how i will use it yet lol.
Reply
Joined Jun 2007
L3: Novice
> bubble2 138 Posts
10 Reputation
spriteuser
09-15-2023 at 08:19 AM.
09-15-2023 at 08:19 AM.
What time of day are ppl seeing their bonus hit? Morning? Day?
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,816 Posts
2,211 Reputation
desi_babu_2010
09-15-2023 at 11:33 AM.
09-15-2023 at 11:33 AM.
2nd deposit was [today] the 15th.
waiting for bonus .
Reply
Joined Nov 2013
L2: Beginner
> bubble2 42 Posts
268 Reputation
antramusic
09-15-2023 at 01:40 PM.
09-15-2023 at 01:40 PM.
Quote from blizzardoo :
did chase std transfer

capone says "deposit from jpmorgan chase ext trnsfr". memo ext trnsfr

is this good to go?
did you end up getting it?
Reply
Joined Dec 2017
L2: Beginner
> bubble2 88 Posts
18 Reputation
specialized408
09-15-2023 at 02:14 PM.
09-15-2023 at 02:14 PM.
Quote from LeBoom :
2nd deposit was the 13th and still no bonus for me. Hope I'm just a little delayed.

My 2nd fidelity deposit was also cleared on the 13th . I checked this morning and still no bonus. I just checked right now and I got the 350 bonus!
Reply
Joined Jan 2013
EDWIN!U4GOTYOURMONEY!
> bubble2 218 Posts
179 Reputation
Pro
aubrechon
09-15-2023 at 02:37 PM.
09-15-2023 at 02:37 PM.
Quote from spriteuser :
What time of day are ppl seeing their bonus hit? Morning? Day?
My Chase deposits cleared on the 12th and 13th and just got the $350 bonus today around 12 noon.
Reply
Joined May 2008
L8: Grand Teacher
> bubble2 3,049 Posts
476 Reputation
ListedGuru
09-15-2023 at 02:47 PM.
09-15-2023 at 02:47 PM.
My 2nd deposit from Ally cleared on the 13th and I see the bonus in my account now. It wasn't there when I checked this morning.
Reply

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Joined Dec 2014
L10: Grand Master
> bubble2 7,985 Posts
487 Reputation
someoneslick
09-15-2023 at 04:00 PM.
09-15-2023 at 04:00 PM.
Have fun. They are constantly declining me moving my own money.
Reply
Joined Dec 2011
L4: Apprentice
> bubble2 317 Posts
18 Reputation
LeBoom
09-16-2023 at 07:42 AM.
09-16-2023 at 07:42 AM.
Quote from specialized408 :
My 2nd fidelity deposit was also cleared on the 13th . I checked this morning and still no bonus. I just checked right now and I got the 350 bonus!
Good call because mine just went into my account too - thanks!!
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 15,816 Posts
2,211 Reputation
desi_babu_2010
09-16-2023 at 09:26 AM.
09-16-2023 at 09:26 AM.
Quote from LeBoom :
Good call because mine just went into my account too - thanks!!
bonus deposited today? on Saturdays?

i was gonna check Monday, assuming no activity on weekend
Reply
Joined May 2020
L5: Journeyman
> bubble2 594 Posts
148 Reputation
Pro
PurpleHorn832
09-16-2023 at 10:13 AM.
09-16-2023 at 10:13 AM.
Had 2nd transfer completed on 09/13, cha ching arrived Friday 🙌
Reply
Joined Apr 2005
L6: Expert
> bubble2 1,036 Posts
444 Reputation
HTB
09-16-2023 at 10:47 AM.
09-16-2023 at 10:47 AM.
Quote from homers54321 :
The terms say you will receive the bonus within 60 days of your 2nd qualifying direct deposit. Will we get a notification that our direct deposits were successful?

I don't want to wait 60 days only to find out the "push" transfers weren't eligible
I received the bonus 7 days after the 2nd deposit and that really surprised me as other banks will never give you bonus until 90 days later.
Reply
Joined Dec 2011
L4: Apprentice
> bubble2 317 Posts
18 Reputation
LeBoom
09-16-2023 at 12:08 PM.
09-16-2023 at 12:08 PM.
Quote from desi_babu_2010 :
bonus deposited today? on Saturdays?

i was gonna check Monday, assuming no activity on weekend
Shows as 9/15, but it must have been towards the end of the (business?) day because it definitely wasn't in there by noon.
Reply
Joined Dec 2011
L4: Apprentice
> bubble2 317 Posts
18 Reputation
LeBoom
09-16-2023 at 12:45 PM.
09-16-2023 at 12:45 PM.
This is my first time taking advantage of a checking account promo. If I have no intentions of using this, is it wise to just close the account so that I can take advantage of a different promo years down the road if that's what I'd like to do?
Reply

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Joined Jul 2023
L2: Beginner
> bubble2 38 Posts
26 Reputation
OrangePickle8757
09-16-2023 at 01:30 PM.
09-16-2023 at 01:30 PM.
Quote from LeBoom :
This is my first time taking advantage of a checking account promo. If I have no intentions of using this, is it wise to just close the account so that I can take advantage of a different promo years down the road if that's what I'd like to do?

You will have trouble opening the account again once it is closed. You have to call in and remove some kind of block that they put on the account.

That's what happened to me.
Reply
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