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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+297 Deal Score
263,419 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+297
263,419 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

640 Comments

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Joined Feb 2010
is PRO
> bubble2 19,137 Posts
4,622 Reputation
Binar
10-05-2023 at 11:40 AM.
10-05-2023 at 11:40 AM.
Quote from bargainfinder09 View quoted comment :
No, I used bank to bank transfer and chose the 3 day option, not 1 day.
it was a $30 fee.. correct?
Reply
Joined Jul 2006
L6: Expert
> bubble2 1,035 Posts
1,941 Reputation
Pro
xseanx
10-05-2023 at 06:47 PM.
10-05-2023 at 06:47 PM.
Quote from candyapple1 View quoted comment :
I did 2 transfers from PayPal and also 2 transfer from cashapp… still no bonus yet

I wonder if capital one is catching on this issue.
I believed so. Last month my niece deposit with zelle and got the bonus in 3 days. 2 weeks ago my friend deposit with zelle but he still haven't got the bonus yet. I opened an account for my mom over the weekend and the transfer was posted on Monday, 4 business days already still no bonus. When I did mine back in August, I got the bonus within 2 days.
Reply
Joined Jan 2016
L5: Journeyman
> bubble2 600 Posts
181 Reputation
singhster
10-06-2023 at 08:42 AM.
10-06-2023 at 08:42 AM.
Quote from CoolAndy2000 View quoted comment :
After how many days you got the bonus? My same transfer got completed on 09/27 (shows P2P) and now waiting for bonus to post.

Did you get the bonus yet? Mine 2nd DD completed on 09/27 too. Waiting…
Reply
Joined Nov 2011
L3: Novice
> bubble2 183 Posts
22 Reputation
CoolAndy2000
10-06-2023 at 12:16 PM.
10-06-2023 at 12:16 PM.
Quote from singhster View quoted comment :
Did you get the bonus yet? Mine 2nd DD completed on 09/27 too. Waiting…
No, still waiting.
Reply
Joined May 2020
I like good deals
> bubble2 110 Posts
66 Reputation
Yevdaslickdealer
10-06-2023 at 12:51 PM.
10-06-2023 at 12:51 PM.
Still waiting for bonus as well. I completed two Ally Bank transfers on 9/25, and did not get the bonus, so completed two transfers from First Republic Bank on 10/02 just to make sure I could get it. Today is 10/6 and still no bonus.
Reply
Joined Jun 2009
L8: Grand Teacher
> bubble2 3,288 Posts
1,804 Reputation
TheChosenCheif
10-06-2023 at 03:08 PM.
10-06-2023 at 03:08 PM.
Completed my second direct deposit on 9/28. Received bonus today (10/6)
Reply
Joined Dec 2008
L1: Learner
> bubble2 10 Posts
10 Reputation
alphagfx
10-06-2023 at 03:24 PM.
10-06-2023 at 03:24 PM.
Quote from TheChosenCheif View quoted comment :
Completed my second direct deposit on 9/28. Received bonus today (10/6)
Were both DDs payroll ones?
Reply

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Joined Jun 2009
L8: Grand Teacher
> bubble2 3,288 Posts
1,804 Reputation
TheChosenCheif
10-06-2023 at 03:39 PM.
10-06-2023 at 03:39 PM.
Quote from alphagfx View quoted comment :
Were both DDs payroll ones?

Yes they were
Reply
Joined Dec 2008
L1: Learner
> bubble2 10 Posts
10 Reputation
alphagfx
10-06-2023 at 03:54 PM.
10-06-2023 at 03:54 PM.
Quote from TheChosenCheif View quoted comment :
Yes they were
Thank you for confirming.
It sounds like there is no more paypal / ACH-push fun for everyone Smilie
Reply
Joined Feb 2010
h0me22
> bubble2 162 Posts
homebg
10-06-2023 at 07:49 PM.
10-06-2023 at 07:49 PM.
Mine from Discover Saving Acct transferred to C1 works just fine, took 7 business days and 12hrs to show up the bonus.
- 2nd deposit posted 9/27.
- checked 10/6 morning: nothing.
- checked 10/6 at night: Bonus posted.
Reply
Joined Jun 2007
L3: Novice
> bubble2 142 Posts
10 Reputation
spriteuser
10-06-2023 at 11:55 PM.
10-06-2023 at 11:55 PM.
Pushing from fidelity, sofi and PayPal didn't work so I did two DD. Second one just hit on Wednesday so hope to see bonus next week
Reply
Joined May 2013
L4: Apprentice
> bubble2 320 Posts
38 Reputation
wankawitz
10-07-2023 at 01:37 AM.
10-07-2023 at 01:37 AM.
Did anyone else keep getting a message when trying to sign up that they need more information from you and to call their 1-800 number?
Reply
Joined Oct 2006
L6: Expert
> bubble2 1,966 Posts
281 Reputation
hpdw
10-07-2023 at 09:08 AM.
10-07-2023 at 09:08 AM.
Data Point:

Open: 9/6
1st DD from work: 9/15
2nd DD from work: 9/30
Bonus: 10/6
Reply
Joined Nov 2015
L7: Teacher
> bubble2 2,650 Posts
330 Reputation
Dxcellent
10-07-2023 at 01:55 PM.
10-07-2023 at 01:55 PM.
Quote from spriteuser View quoted comment :
Pushing from fidelity, sofi and PayPal didn't work so I did two DD. Second one just hit on Wednesday so hope to see bonus next week

Did you do two from the same one or one from each. Can't really rule one out that way.
Reply

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Joined Jul 2023
L2: Beginner
> bubble2 38 Posts
26 Reputation
OrangePickle8757
10-07-2023 at 09:17 PM.
10-07-2023 at 09:17 PM.
Quote from wankawitz View quoted comment :
Did anyone else keep getting a message when trying to sign up that they need more information from you and to call their 1-800 number?

I closed a capital one checking account years ago. That's the message I got trying to open a new account for years. I called in but they did not remove the block. After 5+ years, I decided to call in again and they finally removed it.
Reply
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