Bank of America is offering a
$200 online cash rewards bonus after you make at least
$1,000 in purchases in the
first 90 days of account opening with their
Bank of America® Customized Cash Reward credit card. No Annual fee.
Card Details:
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Slickdeals may be compensated by Bank of America.
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Bank of America - Bank Advertiser
257 Comments
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I can let that money sit in Bank of America to get "preferred awards status", which after three months gives me an additional 2.25% cashback on purchases in a single category (say online stores like amazon) which assumes I know what category a purchase will be applied to (I don't).
OR I can put that 100k in treasury bills that return 5% non-competitively over 13 weeks... who the hell would pick first option???
Edit: I have nothing against this card or this deal, but definitely don't go into this card for preferred rewards...
1. You cannot pay online, no way to add it, CS do not know why.
2. They do NOT even provide you a monthly stmt, no paper stmt, no e-stmt. Just NO stmt at all. CS does not know why.
3. Complaints with CFPB just go to a black hole.
Good for u
I used to be preferred, but felt my money was wasting away. What do people do with the amount of money in their account to stay preferred? The bonus was nice, but the HYSA in Ally made me switch
You can also have your IRAs with them and that balance also counts
Unlimited foreign atm withdrawals no fee, even at a crazy expensive atm like at the casino (my fav perk), regular checks for free, free stop payments, up to 4 checking and 4 savings account no fee.
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I used to generate a card number for any sketchy ecommerce sites, subscriptions I planned to cancel, anything where I didn't trust the merchant
Why have most of the cc companies deprecated this?
All of those are free if you have a checking or savings account with BoA.
Really? I plan to go overseas in a few months for vacation. I am bringing my ATM bank card from my credit union. I might need to get an ATM card from BoA since i already have a checking account with them, but rarely use it. So you sure about the no fee at ATMs even overseas? Reason i ask is that i wanted to get some foreign currency before i go. BoA has some low exchange rates since they factored in fees, etc. Very poor so i didn't bother.
so no 3% foreign transaction fee now?
Platinum tier (>$100,000?) and above get a discount on the exchange rate for foreign currency orders, which are shipped to you.
Not sure about foreign transaction fees on the credit card itself
BofA rarely increases the credit limit automatically, and a customer-initiated limit increase needs a hard credit check.
They had a nice virtual card functionality, but that is no more offered. They stopped it like years ago.
This is simply a vanilla card. Not bad; but not great at all!
BofA rarely increases the credit limit automatically, and a customer-initiated limit increase needs a hard credit check.
They had a nice virtual card functionality, but that is no more offered. They stopped it like years ago.
This is simply a vanilla card. Not bad; but not great at all!
The best all rounder as far as I'm aware is the PayPal credit card with 2% back on all categories. Not a great sign on bonus when I signed up years ago, though.
I think another card just began offering 2% back recently. I'm hoping the % back battle begins now
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