Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Frontpage

UFB Portfolio Savings: Earn Expired

up to 5.15% APY
+115 Deal Score
261,167 Views
UFB Direct, our partner, offers the following benefits with their UFB Portfolio Savings account:
  • Earn up to 5.25% -> now $5.15% APY*.
  • No monthly maintenance fees.
  • No minimum deposit requirement
  • Complimentary ATM card
  • Digital tools for seamless remote banking
  • Free transfers between direct deposit accounts
Thanks to staff member EfficientGame645 for finding this deal.

Slickdeals may be compensated by UFB Direct

Original Post

Written by
Edited September 19, 2024 at 10:43 AM by
UFB Direct our partner, offers the following benefits with their UFB Secure Savings account:
  • Earn up to 5.25% APY*.
  • No monthly maintenance fees.
  • No minimum deposit requirement
  • Complimentary ATM card
  • Digital tools for seamless remote banking
  • Free transfers between direct deposit accounts
Slickdeals may be compensated by UFB Direct
Created 08-11-2023 at 02:49 PM by EfficientGame645
in Finance Axos Bank
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+115
261,167 Views
up to 5.15% APY
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

454 Comments

Your comment cannot be blank.

Featured Comments

I have this account, started a few months ago. Only drawback I've found is that if/when they increase the interest rate on their accounts, you have to manually request an increase each time. I started at 5.03%, now requested an increase to 5.25%. I messaged them in the app at 4:53pm, they responded and updated my rate at 5:03pm (exactly 10 min). I'm ok doing a couple minutes worth of work a couple/few times a year to maintain the highest percentage. Works exactly as promised otherwise, great rates.
As per their website FAQ...

The dollar limits at funding are:

Maximum to transfer in: $250,000.00

The dollar limits after your account is funded are:

Maximum per day in or out $30,000.00 

Maximum per month $60,000.00

You may not make funds transfers in excess of limits described on the External Bank Transfer service.

We reserve the right to change from time to time the dollar amount of funds transfers you are permitted to make using our service.

https://www.ufbdirect.com/Support/faqs
I had the same experience today. Happened to check my account and found that my 5.09% rate had been downgraded to 4.5%. I spoke to CS on the phone and they raised my rate to 5.25%. I asked what the deal was with lowering my interest rate when rates are rising -- including the rates they offer new customers. He said that I just have to check my account every week or so to see if they do it again!

So basically, this is a great account for folks willing to call them on their BS. Apparently enough customers don't do that to make it worthwhile for them to play games like this.

Sign up for a Slickdeals account to remove this ad.

Joined May 2006
L8: Grand Teacher
> bubble2 3,159 Posts
862 Reputation
RedStripeE90
11-08-2023 at 10:15 PM.
11-08-2023 at 10:15 PM.
Quote from Ivan.A :
Milli Bank has High Yield Savings Account 5.25%

I've been with them for about 6 months,
Thanks. Never heard of them before. Looks like they are a part of FNBO. App only
Reply
Joined Jan 2011
L2: Beginner
> bubble2 91 Posts
14 Reputation
BradytheGOAT
11-09-2023 at 08:56 PM.
11-09-2023 at 08:56 PM.
marcus funds interface is so easy and they provide 5.30% Annual Interest CD's now.
Reply
Joined Jun 2019
L5: Journeyman
> bubble2 638 Posts
70 Reputation
UniqueAlpaca719
11-10-2023 at 03:47 AM.
11-10-2023 at 03:47 AM.
Quote from SlickCrowd6832 :
for which product are you referring too?
R u talking about ibonds? Which do not make sense to buy but if you have it, like me... it does not make sense to sell.

With CDs.... you buy them... currently at 5.45% at Merrill 3 month term.... at the end of the three months the money and interest is deposited in your account.

With money market mutual funds... they follow market trend, last week it paid 5.38% and this week it is paying 5.39%

He was talking about UFB HYSA, everyone else is now off topic talking about something completely different.
Reply
Joined Apr 2020
L10: Grand Master
> bubble2 8,565 Posts
523 Reputation
SlickCrowd6832
11-11-2023 at 11:02 AM.
11-11-2023 at 11:02 AM.
Quote from UniqueAlpaca719 :
He was talking about UFB HYSA, everyone else is now off topic talking about something completely different.
really.... im off topic.... get a life.
3
Reply
Joined Jan 2007
L6: Expert
> bubble2 1,144 Posts
1,311 Reputation
wellcum
11-16-2023 at 07:45 AM.
11-16-2023 at 07:45 AM.
Just be aware, they will quietly lower your rate in a few months, come up with a new name and advertise higher rate. Did it thrice on me already. Sneak and slick indeed!
Reply
Joined Feb 2009
L3: Novice
> bubble2 259 Posts
32 Reputation
fxclm5
11-16-2023 at 07:55 AM.
11-16-2023 at 07:55 AM.
Quote from wellcum :
Just be aware, they will quietly lower your rate in a few months, come up with a new name and advertise higher rate. Did it thrice on me already. Sneak and slick indeed!
okkk and loose the $20 and ignore the 1k you gained Applause
Reply
Joined Mar 2016
L5: Journeyman
> bubble2 533 Posts
34 Reputation
Diisturbance
11-16-2023 at 12:29 PM.
11-16-2023 at 12:29 PM.
Quote from Crazymex923 :
Seems like the way they can offer the great new rate is by calculating that a good portion (majority is my guess) will not notice for some time that their rate has dropped and that supplements the "sugar" they can offer to new customers and the folks that catch it. It appears to be a shell game at best but I guess if you have the time to check every day then you'll maintain the best rate offered. My money is moving and I'll sacrifice 0.2% for a bank that doesn't play this game.

Which bank do you have? At 5.05%?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Mar 2019
L3: Novice
> bubble2 250 Posts
14 Reputation
majestic2020
11-17-2023 at 09:47 AM.
11-17-2023 at 09:47 AM.
Quote from BradytheGOAT :
marcus funds interface is so easy and they provide 5.30% Annual Interest CD's now.

Marcus is scam. I had the worst posible experience with them and they cost me a lot of money in damages when they refused to let me withdraw my own money. Just read through the complains against them on BBB. Avoid Marcus like the plague. It took me 30+ calls, hours on the phone, multiple BBB complaints, inquiries through CFPB and DM through Twitter for them to even provide modicum of customer service.
Reply
Joined Jan 2011
L2: Beginner
> bubble2 91 Posts
14 Reputation
BradytheGOAT
11-17-2023 at 10:14 AM.
11-17-2023 at 10:14 AM.
Quote from UhsarpA :
Marcus is scam. I had the worst posible experience with them and they cost me a lot of money in damages when they refused to let me withdraw my own money. Just read through the complains against them on BBB. Avoid Marcus like the plague. It took me 30+ calls, hours on the phone, multiple BBB complaints, inquiries through CFPB and DM through Twitter for them to even provide modicum of customer service.
Interesting , i withdrew my money with them before within the 15 days grace period and I had no problems getting my money into my bank. But I will keep what you said in mind.
Reply
Joined Oct 2005
SD Forever...
> bubble2 4,609 Posts
361 Reputation
Elpee
11-18-2023 at 12:58 PM.
11-18-2023 at 12:58 PM.
Quote from Diisturbance :
Which bank do you have? At 5.05%?
Here it is.
Reply
Joined Dec 2011
L6: Expert
> bubble2 1,653 Posts
270 Reputation
jjl212
11-21-2023 at 04:36 AM.
11-21-2023 at 04:36 AM.
Raisin is much better.
Reply
Joined Feb 2009
L3: Novice
> bubble2 259 Posts
32 Reputation
fxclm5
11-21-2023 at 05:02 AM.
11-21-2023 at 05:02 AM.
Quote from jjl212 :
Raisin is much better.
LMAO no it is not, read the earlier posts
Reply
Joined Jun 2019
New User
> bubble2 1 Posts
10 Reputation
Hari1915
11-21-2023 at 09:42 AM.
11-21-2023 at 09:42 AM.
Although they provide high yielding Apr at beginning but about a month or so they reduce this.
Reply
Joined Oct 2016
New User
> bubble2 8 Posts
14 Reputation
Corey9009
11-22-2023 at 01:39 PM.
11-22-2023 at 01:39 PM.
I've had them for 8 months. They've lowered my rate ONCE months ago, I caught it because I check my accounts. It took less than a 5 minute chat for them to fix it and it's been fine ever since
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jul 2018
L4: Coconut Wizard
> bubble2 1,079 Posts
223 Reputation
rastatech
11-23-2023 at 05:27 PM.
11-23-2023 at 05:27 PM.
Had some issues getting the account to work and setup, even had to call CSR twice. Very cumbersome old school bank and procedures. Nothing like modern banking. Each and everyone of their transactions is slow as $&@).
Every money in takes 4-7 business days. You submit today so they will process it the day after the next bus day so that would be Monday as of now and then 5-7 days until the money is available. Ridiculous. $2000 transaction limits for new accounts every day.
Keeping it for now as the money is in now and gets a high rate but this is nothing like SoFi or anything modern. I recently opened the Amex checking for the promo and boy was that a pleasure everything online and instead and easy. These guys are even slower than USBank.
BMO to compare offers a 5.1% online savings and is much easier to deal with any modern and fast.
Keeping it for now but if you need more frequent transactions then BMO might be better.
Sofi is a pleasure to have but is only 4.6% but that is the fastest checking I ever had. Gives me access to incoming deposits as soon as they see it when work starts sending faster than any other account I tested. Us bank, for example gives it only on the exact target posting date. Anyway, for UFB they really need to offer more as it is an accommodation for dealing with their super slow system.
Reply
Page 13 of 31
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.