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Select Chase Freedom/Flex Cardholders: Paypal, Wholesale Clubs, Select Charities Expired

5% Back
(Valid October 1 - December 30, 2023)
+191 Deal Score
181,347 Views
Chase is offering select Chase Freedom/Freedom Flex Cardholders: 5% Back on Eligible Purchases at PayPal, Wholesale Clubs, and Select Charities when you activate this offer on your qualifying card. Offer valid from October 1 to December 31, 2023 for these bonus categories.

Thanks to community member unknownanonymous for sharing this deal.

Note, must enter your info on the promotion page to activate the 5% back on your qualifying card. You may earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter (on each eligible account).

Original Post

Written by
Edited September 15, 2023 at 02:44 AM by
Chase Freedom/Freedom Flex 5% bonus cashback categories for Oct-Dec 2023 are
  • PayPal
  • Wholesale Clubs
  • Select Charities
You can activate by visiting below site from Sept 15th to Dec 14th:
https://www.chasebonus.com/
Merchant list: https://creditcards.chase.com/fre.../merchants
It can also be enabled after logging into your account and going to 5% cashback. calendar.
Remember it can be activated tomorrow i.e. Sept 15th onwards.

Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category. Mastercard not accepted at Costco warehouses or at gas stations.

Tip: Buying Costco cash card at costco.com with Freedom mastercard is eligible for 5% cashback. Use this Costco cash card in Costco stores and gas station. I did that for Discover card earlier this year and got 5% cashback.
Max cashback in total: $75 (total of $1500 in purchase)
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
181,347 Views
5% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Yup-including buying costco giftcards at costco.com making this quarter pretty terrific and damn easy to max both of my Freedom cards.
First thing to know is you need a "paid" Chase card- that is, one with an annual fee.

There's several that are $95 a year but don't really offer much other than the ability to transfer points--- if you don't travel significantly then your best route to max point value for travel is when you ARE finally planning a big trip, get the signup bonus for one of those cards (which will vastly outweigh the $95 fee) and do your transfers under that 1 year of $95 fee.

But if you travel a significant amount then getting- and keeping- the much higher fee CSR can be pretty profitable- especially if you can use some of the various monthly and annual credits for other things it offers.


Either way you have 2 routes to book travel with Chase in general-


ALL cards even free ones can use the chase travel portal... but free cards only get 1 cent per point this way so it's a waste of your time- just take 1 cent cash instead.

The $95 fee cards get 1.25 cents a point- which is still not terrific compared to most point transfer options.

The CSR gets 1.5 cents a point- which CAN be worthwhile in a few specific cases rather than transfers (for example to book Southwest Airlines-- because transfers to them usually only get you ~1.4 cents a point).

Chase points if you have a paid card transfer 1:1 to a bunch of Airlines...and several hotels (though only Hyatt is ever worth considering the rest suck for value of points).

For most airlines though (and also Hyatt hotels) you can usually get nearer 2 cents a point at the low end for coach fares or Hyatt hotels.... and often 4-6 cents a point or more for business or first class flights.



Typically if you just google something like "best use of chase points to X" where X is where you're wanting to go, you'll find all the usual travel blogs with posts about the best airlines and programs and values.

There's also more general ones lilke:

https://thepointsguy.com/guide/re...mum-value/

https://upgradedpoints.com/credit...ds-points/

https://onemileatatime.com/guides...ds-points/

as examples.
Yes, but only visa cards like freedom can be used in warehouse, not mastercard (flex). Last time discover had warehouse as 5 percent category earlier this year, i had purchased gift cards online to use in store so that 5 percent Cashback would apply.

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Joined Sep 2009
L10: Grand Master
> bubble2 15,315 Posts
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Knightshade
09-15-2023 at 11:23 AM.

Our community has rated this post as helpful. If you agree, why not thank Knightshade

09-15-2023 at 11:23 AM.
Quote from unknownanonymous :
I have never done a transfer or UR points to partners. Do you have any recommendation or reference which would give more idea on how to get max from that?

First thing to know is you need a "paid" Chase card- that is, one with an annual fee.

There's several that are $95 a year but don't really offer much other than the ability to transfer points--- if you don't travel significantly then your best route to max point value for travel is when you ARE finally planning a big trip, get the signup bonus for one of those cards (which will vastly outweigh the $95 fee) and do your transfers under that 1 year of $95 fee.

But if you travel a significant amount then getting- and keeping- the much higher fee CSR can be pretty profitable- especially if you can use some of the various monthly and annual credits for other things it offers.


Either way you have 2 routes to book travel with Chase in general-


ALL cards even free ones can use the chase travel portal... but free cards only get 1 cent per point this way so it's a waste of your time- just take 1 cent cash instead.

The $95 fee cards get 1.25 cents a point- which is still not terrific compared to most point transfer options.

The CSR gets 1.5 cents a point- which CAN be worthwhile in a few specific cases rather than transfers (for example to book Southwest Airlines-- because transfers to them usually only get you ~1.4 cents a point).

Chase points if you have a paid card transfer 1:1 to a bunch of Airlines...and several hotels (though only Hyatt is ever worth considering the rest suck for value of points).

For most airlines though (and also Hyatt hotels) you can usually get nearer 2 cents a point at the low end for coach fares or Hyatt hotels.... and often 4-6 cents a point or more for business or first class flights.



Typically if you just google something like "best use of chase points to X" where X is where you're wanting to go, you'll find all the usual travel blogs with posts about the best airlines and programs and values.

There's also more general ones lilke:

https://thepointsguy.com/guide/re...mum-value/

https://upgradedpoints.com/credit...ds-points/

https://onemileatatime.com/guides...ds-points/

as examples.
1
5
Reply
Joined Dec 2014
L6: Expert
> bubble2 1,290 Posts
1,177 Reputation
Original Poster
unknownanonymous
09-15-2023 at 11:28 AM.
09-15-2023 at 11:28 AM.
Quote from Knightshade :
First thing to know is you need a "paid" Chase card- that is, one with an annual fee.

There's several that are $95 a year but don't really offer much other than the ability to transfer points--- if you don't travel significantly then your best route to max point value for travel is when you ARE finally planning a big trip, get the signup bonus for one of those cards (which will vastly outweigh the $95 fee) and do your transfers under that 1 year of $95 fee.

But if you travel a significant amount then getting- and keeping- the much higher fee CSR can be pretty profitable- especially if you can use some of the various monthly and annual credits for other things it offers.


Either way you have 2 routes to book travel with Chase in general-


ALL cards even free ones can use the chase travel portal... but free cards only get 1 cent per point this way so it's a waste of your time- just take 1 cent cash instead.

The $95 fee cards get 1.25 cents a point- which is still not terrific compared to most point transfer options.

The CSR gets 1.5 cents a point- which CAN be worthwhile in a few specific cases rather than transfers (for example to book Southwest Airlines-- because transfers to them usually only get you ~1.4 cents a point).

Chase points if you have a paid card transfer 1:1 to a bunch of Airlines...and several hotels (though only Hyatt is ever worth considering the rest suck for value of points).

For most airlines though (and also Hyatt hotels) you can usually get nearer 2 cents a point at the low end for coach fares or Hyatt hotels.... and often 4-6 cents a point or more for business or first class flights.



Typically if you just google something like "best use of chase points to X" where X is where you're wanting to go, you'll find all the usual travel blogs with posts about the best airlines and programs and values.

There's also more general ones lilke:

https://thepointsguy.com/guide/re...mum-value/ [thepointsguy.com]

https://upgradedpoints.com/credit...ds-points/ [upgradedpoints.com]

https://onemileatatime.com/guides...ds-points/ [onemileatatime.com]

as examples.
This is helpful. Rep'd. Thanks.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
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tenderidol
09-15-2023 at 11:29 AM.
09-15-2023 at 11:29 AM.
Thanks for the write up, Knightshade (repped). Once the points are transferred to a specific airline, are they treated like cash? Moreover, if you want to pay for the ticket(s) with your transferred points, are there any restrictions (e.g., similar to Rewards tickets) or are they treated like a "regular" ticket purchase. Thanks!
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Joined Sep 2009
L10: Grand Master
> bubble2 15,315 Posts
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Knightshade
09-15-2023 at 12:05 PM.
09-15-2023 at 12:05 PM.
Quote from tenderidol :
Thanks for the write up, Knightshade (repped). Once the points are transferred to a specific airline, are they treated like cash? Moreover, if you want to pay for the ticket(s) with your transferred points, are there any restrictions (e.g., similar to Rewards tickets) or are they treated like a "regular" ticket purchase. Thanks!

When you use the chase portal (even at 1.25 or 1.5x value) then, to the airline, they are cash tickets.

When you transfer points to the airline instead you're getting, 1:1, airline miles- so you're booking an award ticket-- this has pros and cons... a pro is usually refunds are less restrictive if you have to cancel (but YMMV between airlines here) a con is you sometimes have to be more flexible about what specific day you travel depending on award seat availability.
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Joined Apr 2011
L3: Novice
> bubble2 255 Posts
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jrhuang
09-15-2023 at 01:53 PM.
09-15-2023 at 01:53 PM.
Quote from tenderidol :
Thanks for the write up, Knightshade (repped). Once the points are transferred to a specific airline, are they treated like cash? Moreover, if you want to pay for the ticket(s) with your transferred points, are there any restrictions (e.g., similar to Rewards tickets) or are they treated like a "regular" ticket purchase. Thanks!
I find the most frustrating part with airline award ticket is their availability. Even if there are open seats on a flight, it does not mean there are award seats available for your to book with points. This varies with airlines, but unless you are extremely flexible with your schedule and not trying to fly the whole family, airline awards are hard to use IMO, especially for non-economy seats.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,315 Posts
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Knightshade
09-16-2023 at 09:33 AM.
09-16-2023 at 09:33 AM.
Quote from jrhuang :
I find the most frustrating part with airline award ticket is their availability. Even if there are open seats on a flight, it does not mean there are award seats available for your to book with points. This varies with airlines, but unless you are extremely flexible with your schedule and not trying to fly the whole family, airline awards are hard to use IMO, especially for non-economy seats.

Yeah if you're trying to find like 6 seats on the same flight, esp not in coach, that's gonna be very very difficult for award seating.

I typically only fly 2 people total at a time in those kinds of seats though, once in a while 3 or 4, and don't usually have much trouble as long as you're flexible on the exact day you fly (like you might have to fly on a Wednesday instead of a Friday or something)---

Also some routes tend to fill up quickly when released (the really good JAL or ANA biz or first seats to Japan for example-- you have to book those as soon as they open up, usually 330 days in advance- it's pretty wide open then but if you wait a month they're full- especially since Japan reopened post pandemic) versus say Europe where's it usually a lot easier to get good awards without having to book right at the open window.
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Joined Dec 2010
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radars
09-17-2023 at 06:55 AM.
09-17-2023 at 06:55 AM.
Does it include Walmart?
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Joined May 2004
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Bunduckie
09-17-2023 at 07:43 AM.
09-17-2023 at 07:43 AM.
Quote from happygooddeal :
Darn my Chase card is Mastercard and Costco only accept Visa.

You buy Costco gift card from online they accept MasterCard for online orders, you get the 5%
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Joined Jul 2012
L7: Teacher
> bubble2 2,187 Posts
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linksyss
09-17-2023 at 07:56 AM.
09-17-2023 at 07:56 AM.
Quote from khalid7412002 :
So for Costco it would be 5% using Freedom card + 2% Costco executive cashback correct?

Quote from unknownanonymous :
Yes, that is correct

Same deal for Sam's Club Plus members. They give 2% for in-club purchases that can be redeemed frequently. At checkout, I'm asked if I want to use my $X.XX dollars. You don't have to wait like you do with Costco's annual rebate check.
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Joined Jun 2007
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frugalbabe
09-17-2023 at 08:11 AM.
09-17-2023 at 08:11 AM.
Does anyone know if Costco pharmacy is included in the 5% off? It doesn't state it either way in the FAQ.
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Joined Jul 2012
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linksyss
09-17-2023 at 08:14 AM.
09-17-2023 at 08:14 AM.
Quote from stevodiaz :
Does this include gas you buy at Sam's club or bjs?
"Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category."
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Joined Jul 2019
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Maheshvs16
09-17-2023 at 08:16 AM.
09-17-2023 at 08:16 AM.
Quote from pyroskater85 :
Not for freedom unlimited, at least not for me

never mind, it says activate starting on the 15th

Not working for me on freedom unlimited
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Joined Feb 2006
~ Always Spinning ~
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Tazmania99
09-17-2023 at 08:34 AM.
09-17-2023 at 08:34 AM.
Such 5% CB on rotating categories never works on CFU.

Quote from Maheshvs16 :
Not working for me on freedom unlimited
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Joined Mar 2013
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Kr3456
09-17-2023 at 08:44 AM.
09-17-2023 at 08:44 AM.
Does charity include gofundme?
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Joined Dec 2005
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cj0r
09-17-2023 at 08:50 AM.
09-17-2023 at 08:50 AM.
I'm finding it baffling reading through the comments on how many people aren't familiar with rotating categories? This isn't really a deal, just a heads up to remember to activate your upcoming Chase quarter (Discover is Amazon and Target but frankly you should have store cards to both of those for year round 5% cb).

Some very odd questions flying around as if this is a limited/secret promotion or super deal 😂
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