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Capital One Venture X: 90,000 Point Bonus

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Capital One Venture X is offering 90,000 miles after $4,000 in spend within the first three months, use this link
https://applynow.capitalone.com/?productId=24504

$395 Annual fee, not waived for first year
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Capital One Venture X: 90,000 Point Bonus
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HIDDENvegsmashed09-15-2023 at 01:44 PM.
Joined Jan 2016
L2: Beginner
> bubble2 64 Posts
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tokky
09-15-2023 at 01:48 PM.
09-15-2023 at 01:48 PM.
Just opened the card a week ago with 75000 points offer :/
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Joined Nov 2017
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> bubble2 2 Posts
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ljgavlick
09-15-2023 at 01:51 PM.
09-15-2023 at 01:51 PM.
Quote from tokky :
Just opened the card a week ago with 75000 points offer :/

Same! After waiting a while to see if it would go up too.
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Joined Oct 2009
L6: Expert
> bubble2 1,238 Posts
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finnerson
09-15-2023 at 01:52 PM.

Our community has rated this post as helpful. If you agree, why not thank finnerson

09-15-2023 at 01:52 PM.
Quote from vegsmashed :
Is it worth the 395 annual fee? Even the APR is pretty awful.

"
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Transfers 21.99%, 25.99% or 28.99%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate."

Taking into account that you receive a $300 travel credit and 10,000 points annually, you come out even with just those two.
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Joined Jan 2016
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> bubble2 64 Posts
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tokky
09-15-2023 at 01:54 PM.

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09-15-2023 at 01:54 PM.
Quote from ljgavlick :
Same! After waiting a while to see if it would go up too.
Same here. I have been waiting for awhile before making the move. I just called to see if they can match this offer. Unfortunately, they said, no.
1
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Joined Aug 2017
L3: Novice
> bubble2 102 Posts
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jim32190
09-15-2023 at 02:03 PM.

Our community has rated this post as helpful. If you agree, why not thank jim32190

09-15-2023 at 02:03 PM.
Quote from vegsmashed :
Is it worth the 395 annual fee? Even the APR is pretty awful.

"
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Transfers 21.99%, 25.99% or 28.99%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate."
If you have to question the APR of a credit card, you shouldn't be using one. It is irrelevant if you pay in full every month as you should. The value of this travel card for someone who would use it for its benefits is subjective.
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Joined Apr 2013
L2: Beginner
> bubble2 57 Posts
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dongster81
09-15-2023 at 02:04 PM.
09-15-2023 at 02:04 PM.
any similar deal out there for the $95 fee venture card?
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Joined Nov 2010
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Spurts06_june
09-15-2023 at 02:10 PM.
09-15-2023 at 02:10 PM.
Just closed mine after a year before renewal. There have cut out a couple of the benefits that I use (like no more priority club restaurant reimbursements and price matching refunds now, come in Capital One portal credits instead of back to the card. Pass.
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HIDDENSlimeyface09-15-2023 at 02:15 PM.
Joined May 2020
L2: Beginner
> bubble2 85 Posts
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WiseClover328
09-15-2023 at 02:16 PM.
09-15-2023 at 02:16 PM.
Quote from Spurts06_june :
Just closed mine after a year before renewal. There have cut out a couple of the benefits that I use (like no more priority club restaurant reimbursements and price matching refunds now, come in Capital One portal credits instead of back to the card. Pass.

Do they not allow downgrades?
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Joined Aug 2011
L3: Novice
> bubble2 240 Posts
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redmonkeyjunkie
09-15-2023 at 02:19 PM.
09-15-2023 at 02:19 PM.
Quote from vegsmashed :
Is it worth the 395 annual fee? Even the APR is pretty awful.

"
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Transfers 21.99%, 25.99% or 28.99%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate."
If you travel enough definitely. Especially if you live in a city where their lounges are
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Joined Nov 2010
L3: Novice
> bubble2 147 Posts
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jdartus
09-15-2023 at 02:29 PM.
09-15-2023 at 02:29 PM.
Quote from Slimeyface :
Wow, how many lines of credit do you have that it doesn't hurt to close an account?
closing an account doesn't automatically hurt your credit score. this is particularly true if the account is younger. if all your other accounts are much older, closing it could even result in a boost for your credit score as your average account age would go up.
3
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Joined Mar 2005
L5: Journeyman
> bubble2 582 Posts
110 Reputation
Bravo
09-15-2023 at 02:31 PM.
09-15-2023 at 02:31 PM.
I'm waiting for the Venture bonus to go up to at least 90,000 to sign up.
1
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