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Ink Business Unlimited® Credit Card Expired

$900 Bonus Cash Back
w/ $6K Spent in First 3 Months
+60 Deal Score
193,090 Views
Update: This popular deal is still available

Chase
is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC


Read our review on the Ink Business Unlimited® Credit Card




Slickdeals may be compensated by Chase.

Original Post

Written by
Edited January 17, 2024 at 03:21 PM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Card Details:
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
Read our review on the Ink Business Unlimited® Credit Card


Slickdeals may be compensated by Chase.
Created 09-21-2023 at 12:01 PM by EfficientGame645
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+60
193,090 Views
$900 Bonus Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

468 Comments

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Featured Comments

lol..why is everyone asking to get the message PM to them? How hard is it to write a few sentences?
"Hi, I recently was approved for the business ink unlimited card with a 75k sign up bonus. I just noticed that the sign up bonus on this card has now increased to 90K. Would it be possible for you to match the 90K offer ? thank you"
Pretty good.

Before anyone asks, no you can't get a referral and 90k points. Its the 90k, or referral of 40k + new card 75k bonus.

These check 5/24 but do not count towards it.
Yes, just make up a business. Don't listen to that other guy. Just say online sales and $20k revenue. Use your name as the biz name and your SS#. Make all personal purchases. I've been doing this for years. So has my wife.

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Joined Dec 2008
L2: Beginner
> bubble2 297 Posts
rayb02
11-22-2023 at 10:22 AM.
11-22-2023 at 10:22 AM.
Do buying Gift cards count towards $6k spend - anybody can confirm?
Reply
Joined Jul 2017
L3: Novice
> bubble2 243 Posts
38 Reputation
Pulgasari
11-25-2023 at 02:15 AM.
11-25-2023 at 02:15 AM.
Quote from Minger :
Pretty good.

Before anyone asks, no you can't get a referral and 90k points. Its the 90k, or referral of 40k + new card 75k bonus.

These check 5/24 but do not count towards it.

Still a rookie to the CC game here. How does one get the 40k+75k bonus? I have a Chase Biz Ink Cash card so are you saying I could refer myself for 40k points and get the SUB for 75k? What am I missing? 🤔
Reply
Last edited by Pulgasari November 25, 2023 at 09:28 AM.
Joined Jul 2017
L3: Novice
> bubble2 243 Posts
38 Reputation
Pulgasari
11-25-2023 at 02:17 AM.
11-25-2023 at 02:17 AM.
Quote from rayb02 :
Do buying Gift cards count towards $6k spend - anybody can confirm?

I got the Chase Ink Biz Cash card earlier this year and bought $200 Visa and MC gift cards at Staples because every month they would have them fee free for a week. Not only did it count to towards the spend bonus but also got 5% CB since I got them at Staples. Also FWIW Reddit is a good place to get answers to questions like you have. I learned a lot of what I know from there.
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,809 Posts
378 Reputation
Minger
11-25-2023 at 05:41 AM.
11-25-2023 at 05:41 AM.
Quote from Pulgasari :
Still a rookie to the CC game here. How does one yet the 40k+75k bonus? I have a Chase Biz Ink Cash card so are you saying I could refer myself for 40k points and get the SUB for 75k? What am I missing? 🤔

You cannot refer yourself. You can use someone else's referral and it's split that way.

That and it's 90k now lol
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,809 Posts
378 Reputation
Minger
11-25-2023 at 06:14 AM.
11-25-2023 at 06:14 AM.
Quote from rayb02 :
Do buying Gift cards count towards $6k spend - anybody can confirm?

Been buying staples and OfficeMax visas. They count.
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
11-25-2023 at 06:29 AM.
11-25-2023 at 06:29 AM.
Quote from Minger :
Been buying staples and OfficeMax visas. They count.

So if you buy a Staples Visa, does it still earn you the "1.5% cash back on every purchase" or do CCards not count towards that?
Reply
Joined Jun 2005
L6: Expert
> bubble2 1,809 Posts
378 Reputation
Minger
11-25-2023 at 06:30 AM.
11-25-2023 at 06:30 AM.
Quote from localHero :
So if you buy a Staples Visa, does it still earn you the "1.5% cash back on every purchase" or do CCards not count towards that?

I've been using the ink cash with 5% back. It's been counting with the 5%.

Suggest waiting for staples to have no fee on $200 cards or office Depot $15 off per $300 in gift cards to offset costs. They come around monthly.
Reply

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Joined Mar 2013
L6: Expert
> bubble2 1,977 Posts
248 Reputation
BondT
11-25-2023 at 07:08 AM.
11-25-2023 at 07:08 AM.
fees on international transactions? boo!
Reply
Joined Oct 2008
L5: Journeyman
> bubble2 712 Posts
61 Reputation
weigojmi
11-26-2023 at 05:51 AM.
11-26-2023 at 05:51 AM.
Quote from localHero :
Try calling
Strange. I called and they are requiring a document with "Computer Consulting" or whatever I put as business name which I don't have. I actually do this kind of work from time to time but its nothing official. This was never required for the past cards. She suggested I reapply with my name only for the biz name but assume that will be an additional hard credit pull as well?
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
11-26-2023 at 07:49 AM.
11-26-2023 at 07:49 AM.
Quote from weigojmi :
Strange. I called and they are requiring a document with "Computer Consulting" or whatever I put as business name which I don't have. I actually do this kind of work from time to time but its nothing official. This was never required for the past cards. She suggested I reapply with my name only for the biz name but assume that will be an additional hard credit pull as well?

Interesting. I do have an incorporated business with an FEIN and I've gotten several Chase business cards with that business already. Maybe that's why they didn't ask me for any documentation. I did spend 30 minutes on the phone and answered a number of questions about my business though and that's the first time I had to do that.
How hard would it be to get a business license in your municipality? Might be worth it as it's sometimes pretty easy and inexpensive.
Reply
Joined Nov 2023
New User
> bubble2 1 Posts
10 Reputation
FeistyCable323
11-26-2023 at 10:56 AM.
11-26-2023 at 10:56 AM.
I got approved for the card without referral. I will not be able to spend $6k in first 3 months. Is there anyway I can talk to them and change it to the referral?
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
11-26-2023 at 11:12 AM.
11-26-2023 at 11:12 AM.
Quote from FeistyCable323 :
I got approved for the card without referral. I will not be able to spend $6k in first 3 months. Is there anyway I can talk to them and change it to the referral?

Does the spend requirement change when it's through a referral? I think either way you'll need to spend the $6k. As noted recently, you could just buy gift cards at Staples to meet the spend requirement.
Reply
Joined Aug 2004
...
> bubble2 9,797 Posts
5,126 Reputation
JaTaN
11-26-2023 at 12:19 PM.
11-26-2023 at 12:19 PM.
Quote from FeistyCable323 :
I got approved for the card without referral. I will not be able to spend $6k in first 3 months. Is there anyway I can talk to them and change it to the referral?
Nope -- need to use their link for person to get reff credit (can't apply it after)
Quote from localHero :
Does the spend requirement change when it's through a referral? I think either way you'll need to spend the $6k. As noted recently, you could just buy gift cards at Staples to meet the spend requirement.
Offer is the same ($900 bonus on $6k) but person making it would get 40k pts ($400) on approval -- doesn't matter if the person applying hits their min spend or not
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
11-26-2023 at 12:31 PM.
11-26-2023 at 12:31 PM.
Quote from JaTaN :
Offer is the same ($900 bonus on $6k) but person making it would get 40k pts ($400) on approval -- doesn't matter if the person applying hits their min spend or not

That's what I thought. So if the person asking can't meet the spend requirement, then everything else is moot.
Reply

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Joined Feb 2011
L7: Teacher
> bubble2 2,224 Posts
727 Reputation
bru_that
11-26-2023 at 12:38 PM.
11-26-2023 at 12:38 PM.
Quote from weigojmi :
Strange. I called and they are requiring a document with "Computer Consulting" or whatever I put as business name which I don't have. I actually do this kind of work from time to time but it's nothing official. This was never required for the past cards. She suggested I reapply with my name only for the biz name but assume that will be an additional hard credit pull as well?
"… they are requiring a document with "Computer Consulting" or whatever I put as business name which I don't have."

And that's where you screwed up. When applying as a sole proprietor, don't get cute with the name. Your business name should literally be your name. First name, last name, maybe your middle initial if you are feeling fancy. Once you start putting anything indicating a business which would imply a real, licensed registered business, Chase up has been known to request documents as such. Sounds like you might have gotten lucky in haven gotten Chase business cards in the past, but in communities that take going after the Ink's seriously, that is very basic info.

The rep you talked with was exactly right, though you may need to wait 30 days to reapply correctly.
Reply
Last edited by bru_that November 26, 2023 at 12:43 PM.
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