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Ink Business Unlimited® Credit Card Expired

$900 Bonus Cash Back
w/ $6K Spent in First 3 Months
+60 Deal Score
203,714 Views
Update: This popular deal is still available

Chase
is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Thanks to Staff Member EfficientGame645 for finding this deal.

Card Details:
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC


Read our review on the Ink Business Unlimited® Credit Card




Slickdeals may be compensated by Chase.

Original Post

Written by
Edited January 17, 2024 at 03:21 PM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Card Details:
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
Read our review on the Ink Business Unlimited® Credit Card


Slickdeals may be compensated by Chase.
Created 09-21-2023 at 12:01 PM by EfficientGame645
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+60
203,714 Views
$900 Bonus Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

lol..why is everyone asking to get the message PM to them? How hard is it to write a few sentences?
"Hi, I recently was approved for the business ink unlimited card with a 75k sign up bonus. I just noticed that the sign up bonus on this card has now increased to 90K. Would it be possible for you to match the 90K offer ? thank you"
Pretty good.

Before anyone asks, no you can't get a referral and 90k points. Its the 90k, or referral of 40k + new card 75k bonus.

These check 5/24 but do not count towards it.
Yes, just make up a business. Don't listen to that other guy. Just say online sales and $20k revenue. Use your name as the biz name and your SS#. Make all personal purchases. I've been doing this for years. So has my wife.

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Joined Nov 2005
L8: Grand Teacher
> bubble2 3,118 Posts
125 Reputation
kabukicho
01-21-2024 at 10:34 AM.
01-21-2024 at 10:34 AM.
0% introductory APR for 12 months on purchases... does this mean I can throw whatever charges i want onto this card without having to pay chase a penny at the end of each billing cycle, and NOT incurr any of the usual fees associated with having a outsanding balance?

i do or don't, have to even make minimum monthly payments?

The envelope that provided my card didn't seem to have any paperwork giving me any details.

just remembered, the credit limit they gave me, does not surpass Frown the $6k promo spending requirement to collect the promo.....


I have another chase business card, an older one. would i be able to have chase move some credit ability over to this new chase card. I'm assuming i can't move any credit from chase non- business cards however.
Reply
Last edited by kabukicho January 21, 2024 at 10:55 AM.
Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
01-21-2024 at 11:09 PM.
01-21-2024 at 11:09 PM.
Quote from kabukicho View quoted comment :
0% introductory APR for 12 months on purchases... does this mean I can throw whatever charges i want onto this card without having to pay chase a penny at the end of each billing cycle, and NOT incurr any of the usual fees associated with having a outsanding balance?

i do or don't, have to even make minimum monthly payments?

The envelope that provided my card didn't seem to have any paperwork giving me any details.

just remembered, the credit limit they gave me, does not surpass Frown the $6k promo spending requirement to collect the promo.....


I have another chase business card, an older one. would i be able to have chase move some credit ability over to this new chase card. I'm assuming i can't move any credit from chase non- business cards however.
You do have to make the minimum monthly payment. Otherwise, you can charge however much to the card, and not accrue interest for 12 months after the card was opened.

You CAN transfer credit limit from your older Chase business card to the new Ink; the only requirement is leaving at least $500 in credit limit on the older card. You are correct that you cannot transfer credit limit from personal Chase cards.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 20,072 Posts
8,953 Reputation
Pro
tenderidol
01-22-2024 at 07:34 PM.
01-22-2024 at 07:34 PM.
Quick question for the guru... I applied for the Ink Unlimited while my wife applied for the Ink Cash. I already received the $900 bonus and she should be done with the spending requirement in a day or two.

When she logs into her account, there's a "you're pre-approved for Ink Premier" card banner (I don't have this) with $1,000 promo. This card has a $95 annual fee but has 25% more UR redemption feature.

My question is... since she's getting the $900 promo, will she still be eligible for the $1,000 promo? I remember seeing posts indicating that people get more than one of these cards, but this one is during the same promo period.

I don't mind the $95 annual fee, because I'm keeping a Sapphire card with the same annual fee for redeeming UR for 25% more.... if she's approved, I'll cancel mine and transfer the UR points to her.

Thanks in advance!
Reply
Joined Nov 2015
New User
> bubble2 412 Posts
98 Reputation
Theful13ffect
01-23-2024 at 07:56 AM.
01-23-2024 at 07:56 AM.
Quote from tenderidol View quoted comment :
Quick question for the guru... I applied for the Ink Unlimited while my wife applied for the Ink Cash. I already received the $900 bonus and she should be done with the spending requirement in a day or two.

When she logs into her account, there's a "you're pre-approved for Ink Premier" card banner (I don't have this) with $1,000 promo. This card has a $95 annual fee but has 25% more UR redemption feature.

My question is... since she's getting the $900 promo, will she still be eligible for the $1,000 promo? I remember seeing posts indicating that people get more than one of these cards, but this one is during the same promo period.

I don't mind the $95 annual fee, because I'm keeping a Sapphire card with the same annual fee for redeeming UR for 25% more.... if she's approved, I'll cancel mine and transfer the UR points to her.

Thanks in advance!
I think you mean Ink Preferred, which does have a public sign up bonus of 100k points and a $95 annual fee. Yes, your wife should be eligible for that bonus regardless of her having the Ink Cash credit card.

There is an Ink Premier credit card as well, but that has a $195 annual fee AND the sign up bonus is cash, so it's not in the form of Chase UR points. You wouldn't be able to transfer your UR points to an Ink Premier card if that's the card you're really talking about. But it sounds more likely that you were referring to the Preferred.

Question for you. Since you have the Ink Unlimited, why not send a referral to your wife from that account? She should be able to apply for the Ink Preferred through your referral and still earn 100k points, and you'd get 40k points.
Reply
Last edited by Theful13ffect January 23, 2024 at 08:04 AM.
Joined Feb 2006
L10: Grand Master
> bubble2 20,072 Posts
8,953 Reputation
Pro
tenderidol
01-23-2024 at 08:19 AM.
01-23-2024 at 08:19 AM.
Quote from Theful13ffect View quoted comment :
I think you mean Ink Preferred, which does have a public sign up bonus of 100k points and a $95 annual fee. Yes, your wife should be eligible for that bonus regardless of her having the Ink Cash credit card.

There is an Ink Premier credit card as well, but that has a $195 annual fee AND the sign up bonus is cash, so it's not in the form of Chase UR points. You wouldn't be able to transfer your UR points to an Ink Premier card if that's the card you're really talking about. But it sounds more likely that you were referring to the Preferred.

Question for you. Since you have the Ink Unlimited, why not send a referral to your wife from that account? She should be able to apply for the Ink Preferred through your referral and still earn 100k points, and you'd get 40k points.
Thanks so much for your reply!

Yes, it's the Ink Business Preferred (and not the Premier). I didn't refer her for the Ink Cash from my Ink Unlimited, but I'll do that for the Preferred for the additional 40K points.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 20,072 Posts
8,953 Reputation
Pro
tenderidol
01-23-2024 at 02:51 PM.
01-23-2024 at 02:51 PM.
Dang. She wasn't approved instantly, and there was a missed call on her phone (from Chase) while she was in a meeting at work; they didn't leave a message. Her Experian account sent out a "credit inquiry" alert. Now what? Smilie

Part of me just wants to wait and see... mine was approved after a week in a similar situation (without the phone call). Alternatively, I can have her call them and see what they need, but if they start asking for specific business documents, etc., she'll just probably panic and hang up Smilie
Reply
Joined Aug 2008
L3: Novice
> bubble2 265 Posts
26 Reputation
NeedaSlickDeal
01-23-2024 at 10:16 PM.
01-23-2024 at 10:16 PM.
Quote from gibsonbass View quoted comment :
Is this deal dead?
not necessarily. I was able to get it matched even after it expired.
Reply

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Joined Apr 2014
L3: Novice
> bubble2 202 Posts
22 Reputation
Reach4Thesky
01-24-2024 at 08:47 PM.
01-24-2024 at 08:47 PM.
I called the bank near me and they honored 120k points on Ink Unlimited 1.5% cashback after $6k spend in 3 months. The rep sent me a Docusign link to fill in details. they told me the application will go to underwriter and will get a response in 10-15 business days. not sure, why does mine need underwriter. have legit business checking account at same location.
Reply
Joined Jun 2009
L4: Apprentice
> bubble2 494 Posts
175 Reputation
don813
02-04-2024 at 09:33 AM.
02-04-2024 at 09:33 AM.
Quote from NeedaSlickDeal View quoted comment :
not necessarily. I was able to get it matched even after it expired.

How do you get it matched after the deal has expired
Reply
Joined Aug 2008
L3: Novice
> bubble2 265 Posts
26 Reputation
NeedaSlickDeal
02-04-2024 at 05:43 PM.
02-04-2024 at 05:43 PM.
Quote from don813 View quoted comment :
How do you get it matched after the deal has expired
send chase a secure message
Reply
Joined Jun 2009
L4: Apprentice
> bubble2 494 Posts
175 Reputation
don813
02-05-2024 at 12:57 PM.
02-05-2024 at 12:57 PM.
Quote from NeedaSlickDeal View quoted comment :
send chase a secure message
is there any way to do this before you signup for the card, or basically taking a gamble that they do it?

when did you get them to match you?
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 20,072 Posts
8,953 Reputation
Pro
tenderidol
02-06-2024 at 12:49 PM.
02-06-2024 at 12:49 PM.
Quote from tenderidol View quoted comment :
Dang. She wasn't approved instantly, and there was a missed call on her phone (from Chase) while she was in a meeting at work; they didn't leave a message. Her Experian account sent out a "credit inquiry" alert. Now what? Smilie

Part of me just wants to wait and see... mine was approved after a week in a similar situation (without the phone call). Alternatively, I can have her call them and see what they need, but if they start asking for specific business documents, etc., she'll just probably panic and hang up Smilie
They were able to chase her down at work and asked only a few questions to verify that the application wasn't fraudulent. Received the "congrats, you're approved email". Now fingers crossed for another no fee Staples Visa/MC deal within the next 90 days.
Reply
Joined Mar 2011
L10: Grand Master
> bubble2 11,263 Posts
1,208 Reputation
gibsonbass
02-06-2024 at 01:04 PM.
02-06-2024 at 01:04 PM.
Quote from tenderidol View quoted comment :
They were able to chase her down at work and asked only a few questions to verify that the application wasn't fraudulent. Received the "congrats, you're approved email". Now fingers crossed for another no fee Staples Visa/MC deal within the next 90 days.
I m about to apply for my wife. Could you tell me what kind kind of question did that ask?
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 20,072 Posts
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Pro
tenderidol
02-06-2024 at 08:14 PM.
02-06-2024 at 08:14 PM.
Quote from gibsonbass View quoted comment :
I m about to apply for my wife. Could you tell me what kind kind of question did that ask?
Apparently it was a matter of mismatched phone numbers (application vs what's in existing accounts). Nothing about the "business".
Reply

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Joined Dec 2007
L6: Expert
> bubble2 1,947 Posts
287 Reputation
FrapGiabby
02-14-2024 at 09:54 PM.
02-14-2024 at 09:54 PM.
is there a way to see how much of the $6000 minimum spend you're currently at for the $900 bonus ? I'm looking for something specifically showing progress towards the $900, not my spend total from statements. I just want to be sure that what Chase considers my progress to be matches what I'm actually spending on the card.
Reply
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