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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
296,781 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 08:09 PM by
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Deal
Score
+142
296,781 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
Read More
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Apr 2007
L4: Apprentice
> bubble2 432 Posts
86 Reputation
porshuh
11-05-2023 at 08:21 PM.
11-05-2023 at 08:21 PM.
Quote from srhearts :
Probably for someone who has 100k sitting somewhere else and don't need it for 90 days

*raises hand*
1
1
Reply
Joined Feb 2013
L1: Learner
> bubble2 12 Posts
10 Reputation
moomber
11-05-2023 at 08:21 PM.
11-05-2023 at 08:21 PM.
I literally just opened this account. Does anyone have any luck adding the promo code retroactively ?
1
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-05-2023 at 08:32 PM.
11-05-2023 at 08:32 PM.
Quote from moomber :
I literally just opened this account. Does anyone have any luck adding the promo code retroactively ?

You will have hard time convincing them to honor the promo. I opened this account followed every step and still was given a runaround. Finally had to involve cfpb and ftc to get my bonus
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-05-2023 at 08:33 PM.
11-05-2023 at 08:33 PM.
Quote from snaik9127 :
Did anyone get a credit report pulled on their account? It appears on the disclosure that they might. My experience with Capone has been subpar ... had the credit card .. eventually had to close it.

They don't. I have got my bonus already
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-05-2023 at 08:37 PM.
11-05-2023 at 08:37 PM.
Quote from BeigeIdea523 :
Always take screenshots

Especially with sign up promo. They will use every trick in the book to deny if you don't have evidence that you met all the terms
Reply
Joined Sep 2015
L6: Expert
> bubble2 1,479 Posts
606 Reputation
Pro
soloma
11-05-2023 at 08:48 PM.
11-05-2023 at 08:48 PM.
Quote from snaik9127 :
Did anyone get a credit report pulled on their account? It appears on the disclosure that they might. My experience with Capone has been subpar ... had the credit card .. eventually had to close it.
It's a savings account. They use totally different system to pull your info. Credit report is only for credit products like loans, credit cards.
Reply
Joined Jun 2006
L5: Journeyman
> bubble2 694 Posts
34 Reputation
n8236
11-05-2023 at 08:49 PM.
11-05-2023 at 08:49 PM.
Quote from hunterssze :
How do you pull 100k or 50k, is not there a limit on bank transfer

Always do a push (from the financial institution the $ is sourcing from). A pull has limits and could trigger fraud alerts
Reply

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Joined Nov 2010
L2: Beginner
> bubble2 63 Posts
38 Reputation
muppy6973
11-05-2023 at 08:53 PM.
11-05-2023 at 08:53 PM.
I opened the same account 10 days ago… anyone thinks they'd apply this offer to me?
Reply
Joined Apr 2007
L10: Grand Master
> bubble2 8,946 Posts
2,600 Reputation
snowcrash
11-05-2023 at 09:05 PM.
11-05-2023 at 09:05 PM.
Quote from n8236 :
Always do a push (from the financial institution the $ is sourcing from). A pull has limits and could trigger fraud alerts
I think it's going to trigger no matter what due to the large amount. It did for me with Chase pushing to C1 but it was a quick and simple question to confirm the transfer.
Reply
Joined Dec 2008
L9: Master
> bubble2 5,914 Posts
494 Reputation
Pro
regcustomer88
11-05-2023 at 09:07 PM.
11-05-2023 at 09:07 PM.
Quote from srhearts :
If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021,
I realized i had 360 checking from sometime ago that i never closed. must have opened for some bonus back then. I should be eligible for this offer?
Reply
Joined Jul 2006
L7: Teacher
> bubble2 2,866 Posts
320 Reputation
TeamSharkie
11-05-2023 at 09:16 PM.
11-05-2023 at 09:16 PM.
Quote from disco_fever :
Curious if anyone knows if a spouse can open a new account to take advantage of this offer. I am not on an existing capital one account created by my spouse to take advantage of an earlier offer. So this would be my first capital one account. The funds would come from another bank, but those funds were at one point in my spouses Capital one account.

Any ideas?
Also wondering if this is possible. Wife's never had any Capital One account but we keep our savings in my account that I had since before we were married. According to their terms, she should qualify if she opened her own account and we simply transferred the money out of my account into another bank and then into her account. But I wonder if they'll find a reason to get out of paying the bonus if we share the same address and last name.
Reply
Joined Oct 2013
L4: Apprentice
> bubble2 366 Posts
45 Reputation
4thedeal
11-05-2023 at 09:53 PM.
11-05-2023 at 09:53 PM.
Quote from newbharry :
transferred 100100$. Good deal. I just finished my discover 250 for 25k last week lol..

That was the best. $250 for 25k for just 30 days and existing customers... Still unbeatable ..
What is the $250 for 25,000 deal?
Reply
Joined Oct 2005
valueamerica.com dayz
> bubble2 2,374 Posts
862 Reputation
ValueAmerica
11-05-2023 at 09:59 PM.
11-05-2023 at 09:59 PM.
Not eligible for this offer
You're not eligible to use the promo code FALL23. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?
Reply
Joined Nov 2009
L2: Beginner
> bubble2 39 Posts
11 Reputation
quaj
11-05-2023 at 10:40 PM.
11-05-2023 at 10:40 PM.
Nice!
Reply

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Joined Oct 2014
L3: Novice
> bubble2 116 Posts
102 Reputation
Original Poster
srhearts
11-05-2023 at 11:06 PM.
11-05-2023 at 11:06 PM.
Quote from acbharath14 :
You will have hard time convincing them to honor the promo. I opened this account followed every step and still was given a runaround. Finally had to involve cfpb and ftc to get my bonus

I took screen shots where it was saying promo is applied
Reply
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