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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
294,902 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 08:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
294,902 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Oct 2014
L3: Novice
> bubble2 112 Posts
102 Reputation
Original Poster
srhearts
11-05-2023 at 11:08 PM.
11-05-2023 at 11:08 PM.
Quote from ms123 :
I realized i had 360 checking from sometime ago that i never closed. must have opened for some bonus back then. I should be eligible for this offer?

Yes if u opened that account before Jan 21
Reply
Joined Oct 2014
L3: Novice
> bubble2 112 Posts
102 Reputation
Original Poster
srhearts
11-05-2023 at 11:08 PM.
11-05-2023 at 11:08 PM.
Quote from pkp413 :
Not eligible for this offer
You're not eligible to use the promo code FALL23. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?

Please talk to their customer service
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,107 Posts
625 Reputation
Truth-Serum
11-05-2023 at 11:56 PM.
11-05-2023 at 11:56 PM.
I had a 360 checking that I closed on 2/25/21. Am I eligible? It only mentions those with prior 360 savings don't qualify.
Reply
Joined Jul 2011
L6: Expert
> bubble2 1,290 Posts
132 Reputation
rcboosted
11-06-2023 at 12:46 AM.
11-06-2023 at 12:46 AM.
Quote from Pookymeister :
Login, and then click the link. If you don't get an error message, it might work. Didn't for me and same situation.
That "worked", meaning it was able to verify that I did not qualify. Frown. thanks for the pro tip.
Reply
Joined Dec 2017
L5: Journeyman
> bubble2 569 Posts
86 Reputation
ccs90
11-06-2023 at 03:15 AM.
11-06-2023 at 03:15 AM.
So, up to 5.5 months to get the bonus?
Reply
Joined Jul 2019
L3: Novice
> bubble2 294 Posts
26 Reputation
BraveHealth1818
11-06-2023 at 03:39 AM.
11-06-2023 at 03:39 AM.
Just great. I have been a customer for years. I recently opened this account in September due to old account wad at 0.10%. Then I moved most of my money to Fidelity to do Tbills. After thinking about this deal it seems great. You get the bonus and regular interest correct ? Dang you CP 1.
Reply
Joined Jun 2021
L6: Expert
> bubble2 1,446 Posts
53 Reputation
Hawaiiana
11-06-2023 at 03:45 AM.
11-06-2023 at 03:45 AM.
Quote from srhearts :
no. i confirmed with customer service that money should be coming from external source, so it can be check, cash or wire

So I can wire money from my current bank to capital one and be eligible for the 1500 + 4.3 % APY?on sa savings account?!

Please clarify if my assumption is correct!?
Reply

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Joined Aug 2019
L3: Novice
> bubble2 240 Posts
34 Reputation
Dondraper_
11-06-2023 at 03:54 AM.
11-06-2023 at 03:54 AM.
Quote from srhearts :
no just called and confirmed. You don't have to be new customer. Please call and confirm
Does it still have to be new money? i have 100k+ in my capital one 360 savings and had the account for over 5 years. Would I still qualify with my existing funds in capital one? Thank you.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-06-2023 at 04:08 AM.
11-06-2023 at 04:08 AM.
Quote from srhearts :
I took screen shots where it was saying promo is applied
You should be good then. Be ready to file a complaint if you dont see a bonus after 105 days with cfpb
Reply
Joined Mar 2005
L9: Master
> bubble2 4,541 Posts
623 Reputation
thegman230
11-06-2023 at 04:10 AM.
11-06-2023 at 04:10 AM.
Quote from Dondraper_ :
Does it still have to be new money? i have 100k+ in my capital one 360 savings and had the account for over 5 years. Would I still qualify with my existing funds in capital one? Thank you.
You qualify for still having an account that was before Jan 2021 but you need to open an additional account using the code and deposit NEW money into it to qualify for the bonus.
Reply
Joined Feb 2009
L4: Apprentice
> bubble2 348 Posts
30 Reputation
jvinhj240
11-06-2023 at 04:23 AM.
11-06-2023 at 04:23 AM.
You're not eligible to use the promo code FALL23. This promo only applies to new customers.
Reply
Joined Mar 2016
Pro
> bubble2 209 Posts
55 Reputation
onlybest
11-06-2023 at 04:35 AM.
11-06-2023 at 04:35 AM.
No where it mentioned that it is for new customer rather for new account. A couple of months back
I opened a checking account which is still active and now when I click to open this new account, it asked me login and after login it is giving message that promo code fall23 activated. Does it mean I am good? Will try to call them as well.
Reply
Joined Oct 2010
L2: Beginner
> bubble2 58 Posts
46 Reputation
ajc6719
11-06-2023 at 05:00 AM.
11-06-2023 at 05:00 AM.
I just opened this account a few months ago. Anyone tried talking to customer service to see if they'll give you the promo. I just got the $350 promo for the checking account, but I'll accept some more free money
Reply
Joined Dec 2007
L3: Novice
> bubble2 124 Posts
15 Reputation
ir3ka
11-06-2023 at 05:02 AM.
11-06-2023 at 05:02 AM.
Anyone else getting errors when trying to even operate the website when logged in?
I can't seem to add an external account on my own using 2-step secure, had to call in for them to manually add it. Now can't even transfer fund:
"Oops, we've hit a snag!
We apologize that we are unable to process your request at this time. Please try again later."
Reply

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Joined Apr 2017
L3: Novice
> bubble2 130 Posts
14 Reputation
idotic
11-06-2023 at 05:52 AM.
11-06-2023 at 05:52 AM.
I just signed up like 6 weeks ago 🥲
Reply
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