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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,383 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
298,383 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined May 2013
L3: Novice
> bubble2 132 Posts
17 Reputation
spoiledintelligent
11-08-2023 at 08:50 AM.
11-08-2023 at 08:50 AM.
Opened new account today and initiated 101k one time, didn't see any fee imposed so far.
Reply
Joined Dec 2016
New User
> bubble2 541 Posts
83 Reputation
Madman999
11-08-2023 at 08:55 AM.
11-08-2023 at 08:55 AM.
What's the pros and cons to opening a 360 account on Capital One? Is it limited in any way? Do they have a generally good or bad reputation?

Sounds like you don't have access to your money and services via their physical brick and mortar branches and atms?
Reply
Joined Dec 2015
KD
> bubble2 27 Posts
14 Reputation
deals.kd
11-08-2023 at 09:52 AM.
11-08-2023 at 09:52 AM.
Quote from newbharry :
Marcus pays 5.5 if u have aarp

Could you please share the link, if possible? Thanks in advance.
Reply
Joined Dec 2015
KD
> bubble2 27 Posts
14 Reputation
deals.kd
11-08-2023 at 09:55 AM.
11-08-2023 at 09:55 AM.
Quote from deals.kd :
Could you please share the link, if possible? Thanks in advance.

https://www.marcus.com/us/en/savings
Reply
Last edited by deals.kd November 8, 2023 at 09:57 AM.
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
11-08-2023 at 04:34 PM.
11-08-2023 at 04:34 PM.
Link broken
Reply
Joined Dec 2014
New User
> bubble2 11 Posts
10 Reputation
vt00m
11-08-2023 at 11:49 PM.
11-08-2023 at 11:49 PM.
Transferred 175 k from bofa, no issue
Reply
Joined May 2006
E - 1/2 - junk - 3/4 - F
> bubble2 3,651 Posts
537 Reputation
dregan
11-09-2023 at 06:17 AM.
11-09-2023 at 06:17 AM.
Quote from vt00m :
Transferred 175 k from bofa, no issue
Why? Merrill is paying 5% then link to BofA plus platinum rewards gets you 5.25% back on their credit card. For this promo only move as much as you need to get the bonus, we may have to fight for it in the end.
Reply

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Joined Sep 2018
L6: Expert
> bubble2 1,803 Posts
70 Reputation
Ryson11
11-09-2023 at 06:50 AM.
11-09-2023 at 06:50 AM.
what does the 15-day holding period mean? After the 90-day or it's initially when you open the account?
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
11-09-2023 at 09:51 AM.
11-09-2023 at 09:51 AM.
Quote from Ryson11 :
what does the 15-day holding period mean? After the 90-day or it's initially when you open the account?
You have 15 days to fund and then 90 days that you have to keep it in there which means that you have to keep the money there for a total of 105 days to get the bonus. The 90 days doesn't start until after the 15 days to fund period is over
Reply
Joined Sep 2018
L6: Expert
> bubble2 1,803 Posts
70 Reputation
Ryson11
11-09-2023 at 09:53 AM.
11-09-2023 at 09:53 AM.
Quote from thegman230 :
You have 15 days to fund and then 90 days that you have to keep it in there which means that you have to keep the money there for a total of 105 days to get the bonus. The 90 days doesn't start until after the 15 days to fund period is over

Ahhh thx
Reply
Joined Nov 2012
L4: Apprentice
> bubble2 422 Posts
115 Reputation
indian90
11-09-2023 at 11:18 AM.
11-09-2023 at 11:18 AM.
Been having trouble funding it. Last transfer failed so now doing 25k increments.
Reply
Joined Sep 2011
L6: Expert
> bubble2 1,064 Posts
71 Reputation
slicklorey
11-09-2023 at 11:22 AM.
11-09-2023 at 11:22 AM.
I have a question. Do we need to put in any promo code when it says "the Promo code Fall23 is active on all pages of application?"
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
11-09-2023 at 02:35 PM.
11-09-2023 at 02:35 PM.
Quote from slicklorey :
I have a question. Do we need to put in any promo code when it says "the Promo code Fall23 is active on all pages of application?"
Nope already activated
Reply
Joined Dec 2014
L3: Novice
> bubble2 179 Posts
14 Reputation
kb08
11-09-2023 at 02:53 PM.
11-09-2023 at 02:53 PM.
Can I do check deposit through mobile app to fund the 360 savings account ?
Reply

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Joined Apr 2017
L6: Expert
> bubble2 1,013 Posts
188 Reputation
publicpersona
11-09-2023 at 07:29 PM.
11-09-2023 at 07:29 PM.
Shoot. I went to open my account and discovered I had a 360 Performance Savings account with them that I "closed" in 2020, before the January 1, 2021 threshold. Great! Except ... I see the account still there with zero balance and statements as recent as last month. I guess it was never "closed" after all.
Reply
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