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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,927 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
298,927 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Mar 2013
L5: Journeyman
> bubble2 921 Posts
applepie100
11-11-2023 at 10:20 PM.
11-11-2023 at 10:20 PM.
Quote from gotkwah :
Is there any min age restriction on this? Can i open one for each kid?

(i already opened for myself in the spring/summer when they had this last time)

At least 18 years old.
Reply
Joined Dec 2015
L3: Novice
> bubble2 258 Posts
28 Reputation
Kurbiseater
11-11-2023 at 10:40 PM.
11-11-2023 at 10:40 PM.
I'm poor, that's why I use slick deals 👁️👄👁️
Reply
Joined Oct 2014
L3: Novice
> bubble2 119 Posts
102 Reputation
Original Poster
srhearts
11-11-2023 at 11:56 PM.
11-11-2023 at 11:56 PM.
Quote from kb08 :
So wire transfer is the only option for 50k+ transfer?

No u can do ACH if other bank allows. Mine did
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 594 Posts
45 Reputation
machop
11-12-2023 at 05:49 AM.
11-12-2023 at 05:49 AM.
Looks like I am not eligible for this offer. I have an existing savings account with them, opened long time ago, with $0 balance. Wondering thats why.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 606 Posts
130 Reputation
PhrostByte
11-12-2023 at 06:23 AM.
11-12-2023 at 06:23 AM.
Quote from newbharry :
Marcus pays 5.5 if u have aarp
where are you seeing 5.5%?

I only found this:

https://www.aarp.org/membership/b...man-sachs/

https://www.aarp.org/membership/b...man-sachs/
Reply
Joined Jan 2009
L9: Master
> bubble2 4,996 Posts
574 Reputation
bigballs
11-12-2023 at 10:07 AM.
11-12-2023 at 10:07 AM.
Do they allow cash deposit at the branch for some of the required amounts? I just want to have backup in case there is trouble with external transfers noted here.
Reply
Joined Feb 2010
L6: Expert
> bubble2 1,510 Posts
376 Reputation
nojmplease
11-12-2023 at 10:47 AM.
11-12-2023 at 10:47 AM.
Quote from bigballs :
Do they allow cash deposit at the branch for some of the required amounts? I just want to have backup in case there is trouble with external transfers noted here.
You won't have trouble with external transfers. It's very easy through ACH.
Reply

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Joined Dec 2012
L4: Apprentice
> bubble2 317 Posts
240 Reputation
BornSupercharged
11-12-2023 at 04:07 PM.
11-12-2023 at 04:07 PM.
If you've already done the $500 yieldstreet bonus (for depositing $10k) this is probably the next best one. Keep $100k here for 105 days (15day + 90day) then transfer it back out to other places like Redneck Bank (5.05% APY) or Schwab for easy T-Bills (5.5% APY).
Reply
Joined Oct 2005
SD Forever...
> bubble2 4,620 Posts
365 Reputation
Elpee
11-12-2023 at 04:51 PM.
11-12-2023 at 04:51 PM.
I have a quick question. The only way I can deposit my huge money from externally sourced fund via a CHECK. Should I go to any C1 branch to deposit the check individually or I can do it online? Because I have never opened a saving account with C1 so far, I have no idea/experience how I can transfer the money to saving account with a CHECK. I prefer the transfer electronically though.
Thanks for your prompt reply. I appreciate it.
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,270 Posts
641 Reputation
Truth-Serum
11-12-2023 at 07:08 PM.
11-12-2023 at 07:08 PM.
Quote from BornSupercharged :
If you've already done the $500 yieldstreet bonus (for depositing $10k) this is probably the next best one. Keep $100k here for 105 days (15day + 90day) then transfer it back out to other places like Redneck Bank (5.05% APY) or Schwab for easy T-Bills (5.5% APY).

Link to the yieldstreet offer?
Reply
Joined Dec 2012
L4: Apprentice
> bubble2 317 Posts
240 Reputation
BornSupercharged
11-12-2023 at 07:23 PM.
11-12-2023 at 07:23 PM.
Quote from Truth-Serum :
Link to the yieldstreet offer?

https://wallethacks.com/yieldstreet-review/

Scroll down and click "learn more about this offer" under yieldstreet. Going through that link qualifies you for the $500 bonus, no investment needed. Just deposit and hold, easy.
Reply
Joined Aug 2016
L2: Beginner
> bubble2 87 Posts
92 Reputation
Abbyzone
11-13-2023 at 10:08 PM.
11-13-2023 at 10:08 PM.
So, i spoke to the Customer service rep and found that C1 system will impose some limits on ACH transfers when you try to pull from an external account. But if you push from an external account and external account doesn't have limits, you should be able to push 100k+ to get the benefit from this deal.
Once the 90 days are over, there are chances that when you try to pull out the money, C1 system will have some limits on external bank ACH transfers.

One other thing i got clarification is, 15days is the initial funding time, but they do have an exception of 5 days beyond that. So if your funds arrives between 15-20days, that would still qualify for the promotion.
1
Reply
Joined Jan 2005
L10: Grand Master
> bubble2 7,951 Posts
860 Reputation
Starrx05
11-14-2023 at 06:43 PM.
11-14-2023 at 06:43 PM.
Did anyone get this type of saving bonus from them before? How long after the initial 90 days will they actually deposit the bonus? From the terms, I see it can be up to 60 days. Will we likely have to call and remind them about it?
Reply
Joined Jul 2014
L3: Novice
> bubble2 265 Posts
141 Reputation
toodles_co
11-15-2023 at 01:12 AM.
11-15-2023 at 01:12 AM.
Is this dead?
Reply

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Joined Mar 2014
L3: Novice
> bubble2 133 Posts
14 Reputation
Robo_tommy
11-15-2023 at 01:24 AM.
11-15-2023 at 01:24 AM.
I have a checking account with them. Is this account considered as an existing customer?
Reply
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