Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,883 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
298,883 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

Your comment cannot be blank.

Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2014
L5: Journeyman
> bubble2 691 Posts
102 Reputation
Mangolover111
11-15-2023 at 05:10 AM.
11-15-2023 at 05:10 AM.
Quote from toodles_co :
Is this dead?

I don't see it either is it dead?
Reply
Joined Nov 2015
L4: Apprentice
> bubble2 400 Posts
22 Reputation
innergflow
11-15-2023 at 07:33 AM.
11-15-2023 at 07:33 AM.
Quote from toodles_co :
Is this dead?

What makes you say that
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 366 Posts
118 Reputation
thairicanrob
11-15-2023 at 10:24 AM.
11-15-2023 at 10:24 AM.
Quote from innergflow :
What makes you say that

I can confirm. This morning, the landing page was different. Now it's back again. Not sure what happened, but it seems to be live at the moment
Reply
Joined Nov 2015
L4: Apprentice
> bubble2 400 Posts
22 Reputation
innergflow
11-15-2023 at 10:30 AM.
11-15-2023 at 10:30 AM.
Quote from thairicanrob :
I can confirm. This morning, the landing page was different. Now it's back again. Not sure what happened, but it seems to be live at the moment

I called 3 hrs ago to double check, Agent said it was still going on. Told her the page was bringing you to the main page and she checked. Said she was gonna pass it along so maybe they fixed it idk
Reply
Joined Sep 2011
L1: Learner
> bubble2 11 Posts
14 Reputation
toneepham
11-15-2023 at 05:49 PM.
11-15-2023 at 05:49 PM.
Deal is not dead. Signed up and transferred money from another account. I called the rep to confirm my "pay out" date this morning to get an idea of when I can expect the bonus in my account.
Reply
Joined Nov 2016
New User
> bubble2 11 Posts
10 Reputation
at_thakkar
11-15-2023 at 08:48 PM.
11-15-2023 at 08:48 PM.
Can you close the account once u get the bonus?
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
11-16-2023 at 04:35 AM.
11-16-2023 at 04:35 AM.
Quote from at_thakkar :
Can you close the account once u get the bonus?
What do you think? 🥴
2
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2006
L6: Expert
> bubble2 1,673 Posts
98 Reputation
ktv1969
11-16-2023 at 07:40 AM.
11-16-2023 at 07:40 AM.
Once you get your bonus, can you move your money to one of their CDs? Theirs are relatively competitive comparing to brick and mortar banks like Chase and US Bank.
Reply
Joined Jun 2006
L6: Expert
> bubble2 1,673 Posts
98 Reputation
ktv1969
11-16-2023 at 07:45 AM.
11-16-2023 at 07:45 AM.
Quote from Catfish500 :
if you put in 100k and left it there 90 days, and earned $1,500 that's 1.5% for 90 days or 6%. The APY for an account for a full year would probably run about 5%, approximately, since the other 9 months would only be at 4.3%. but you're right, you get the bonus and the 4.3%. if you keep it there a year.
Do you have to keep your money there for a year to get 4.3 % with your money? I thought your money starts earning the 4.3% interest once your money is deposited.
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
11-16-2023 at 10:05 AM.
11-16-2023 at 10:05 AM.
Quote from ktv1969 :
Do you have to keep your money there for a year to get 4.3 % with your money? I thought your money starts earning the 4.3% interest once your money is deposited.
You get interest EVERY month. The rate is slighly lower than 4.3 because that is the APY which is what the effecrive rate will average out to by keeping your money in for 12 months since the interest is compounded. You can take out whatever you want at amy time after you receive the bonus.
Reply
Joined Oct 2014
L3: Novice
> bubble2 119 Posts
102 Reputation
Original Poster
srhearts
11-17-2023 at 04:37 PM.
11-17-2023 at 04:37 PM.
Quote from ktv1969 :
Once you get your bonus, can you move your money to one of their CDs? Theirs are relatively competitive comparing to brick and mortar banks like Chase and US Bank.

Yes you can
Reply
Joined Dec 2019
L3: Novice
> bubble2 284 Posts
177 Reputation
Wall-e_o7
11-18-2023 at 09:52 AM.
11-18-2023 at 09:52 AM.
In for $50,100.00. lol. Wish me luck.
Reply
Joined Jun 2011
L4: Apprentice
> bubble2 311 Posts
51 Reputation
str8
11-18-2023 at 02:46 PM.
11-18-2023 at 02:46 PM.
Quote from newbharry :
Someone needs to pin this to the first post to educate those who are saying this is only 4% blahblah and t bill is better
Agreed! I would be surprised if those same people have two nickels that they can rub together.
Reply
Joined Nov 2016
New User
> bubble2 6 Posts
10 Reputation
babypearl82
11-19-2023 at 06:25 AM.
11-19-2023 at 06:25 AM.
Quote from newbharry :
transferred 100100$. Good deal. I just finished my discover 250 for 25k last week lol..

That was the best. $250 for 25k for just 30 days and existing customers... Still unbeatable ..

Did you transfer 110k at one time break it into smaller amounts?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Mar 2012
L7: Teacher
> bubble2 2,949 Posts
459 Reputation
cyclops13
11-19-2023 at 06:32 AM.
11-19-2023 at 06:32 AM.
Quote from srhearts :
no just called and confirmed. You don't have to be new customer. Please call and confirm
I have an account opened in 2019. How to check if I'm eligible? Was your account open or closed?
Reply
Page 20 of 36
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.