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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,883 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
298,883 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Sep 2013
In giving, do we receive
> bubble2 3,192 Posts
19,057 Reputation
giveNforgive
12-01-2023 at 02:57 PM.
12-01-2023 at 02:57 PM.
So what is the best method to transfer from Chase to Capitalone?
Push fronm Chase or Pull from Capitalone?
Also, how long should it take for the transfer?

Thanks in advance !!
Reply
Joined Apr 2013
L4: Apprentice
> bubble2 459 Posts
284 Reputation
slickdealer323
12-01-2023 at 03:52 PM.
12-01-2023 at 03:52 PM.
Initial Deposit has to be in 1 transfer or can do multiple transfers ? Can someone pls confirm it ?

Thanks in advance
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,384 Posts
87 Reputation
sunspotzsz
12-01-2023 at 10:32 PM.
12-01-2023 at 10:32 PM.
is there a way to definitively know whether I am eligible? I've had Capital One 360 long time ago but not sure exactly when
1
Reply
Joined Mar 2007
L2: Beginner
> bubble2 88 Posts
28 Reputation
workoutexcite
12-01-2023 at 10:37 PM.
12-01-2023 at 10:37 PM.
Quote from slickdealer323 :
Initial Deposit has to be in 1 transfer or can do multiple transfers ? Can someone pls confirm it ?

Thanks in advance
Multiple transfers are ok. Just make sure it is from "EXTERNAL" banks.
Reply
Joined Mar 2007
L2: Beginner
> bubble2 88 Posts
28 Reputation
workoutexcite
12-01-2023 at 10:41 PM.
12-01-2023 at 10:41 PM.
Quote from sunspotzsz :
is there a way to definitively know whether I am eligible? I've had Capital One 360 long time ago but not sure exactly when
If you Enter your promo code FALL23 it will give you error is you already had 360 account.

You have or had an account which makes you ineligible for this offer.
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,384 Posts
87 Reputation
sunspotzsz
12-02-2023 at 12:42 AM.
12-02-2023 at 12:42 AM.
so it doesn't make sense to transfer the money in early, right? the 90 days start only after the 15 days period. so one should transfer on like 14th day
1
Reply
Joined Apr 2013
L4: Apprentice
> bubble2 459 Posts
284 Reputation
slickdealer323
12-02-2023 at 09:33 AM.
12-02-2023 at 09:33 AM.
Quote from workoutexcite :
Multiple transfers are ok. Just make sure it is from "EXTERNAL" banks.
ok, got it. Assuming Pull request on new CP1 account from external BOA account qualifies ?

Thank you!
Reply

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Joined Jan 2009
L9: Master
> bubble2 4,996 Posts
574 Reputation
bigballs
12-02-2023 at 10:15 AM.
12-02-2023 at 10:15 AM.
Quote from slickdealer323 :
Initial Deposit has to be in 1 transfer or can do multiple transfers ? Can someone pls confirm it ?

Thanks in advance
Multiple is fine. You just have to get the total amount in before the 15 day period.
Reply
Joined Aug 2005
L5: Journeyman
> bubble2 850 Posts
251 Reputation
dong888
12-02-2023 at 10:36 AM.
12-02-2023 at 10:36 AM.
Quote from slickdealer323 :
Initial Deposit has to be in 1 transfer or can do multiple transfers ? Can someone pls confirm it ?

Thanks in advance

Yes, multiple is fine. I did $100 transfer first to make sure the transfer is ok without being stuck for whatever reason, then pull $50k to Capitalone.

$50k will actually show up in account within the day (not yet available) even though the money was still in my other banks.
Reply
Joined Apr 2013
L4: Apprentice
> bubble2 459 Posts
284 Reputation
slickdealer323
12-02-2023 at 12:42 PM.
12-02-2023 at 12:42 PM.
Quote from bigballs :
Multiple is fine. You just have to get the total amount in before the 15 day period.

Thank you!
Reply
Joined Apr 2013
L4: Apprentice
> bubble2 459 Posts
284 Reputation
slickdealer323
12-02-2023 at 12:43 PM.
12-02-2023 at 12:43 PM.
Quote from dong888 :
Yes, multiple is fine. I did $100 transfer first to make sure the transfer is ok without being stuck for whatever reason, then pull $50k to Capitalone.

$50k will actually show up in account within the day (not yet available) even though the money was still in my other banks.

Got it, thank you
Reply
Joined Nov 2017
Baccanalion
> bubble2 68 Posts
62 Reputation
Baccanalion
12-02-2023 at 01:15 PM.
12-02-2023 at 01:15 PM.
Quote from slickdealer323 :
Initial Deposit has to be in 1 transfer or can do multiple transfers ? Can someone pls confirm it ?

Thanks in advance

Confirmed with rep it can be multiple transfers but all need to be in 15 days' funding period. you can call n double check
Reply
Joined Aug 2009
L3: Novice
> bubble2 295 Posts
14 Reputation
cosmosischaos
12-02-2023 at 08:05 PM.
12-02-2023 at 08:05 PM.
Does $20,000+ mean at least $20,000.01? Or, $20k sharp works?
Reply
Joined Aug 2009
L3: Novice
> bubble2 295 Posts
14 Reputation
cosmosischaos
12-02-2023 at 08:24 PM.
12-02-2023 at 08:24 PM.
Where is the Delete button to delete my own reply?
Reply
Last edited by cosmosischaos December 2, 2023 at 09:52 PM.

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Joined Mar 2004
L7: Teacher
> bubble2 2,404 Posts
406 Reputation
Deals_junky
12-02-2023 at 10:50 PM.
12-02-2023 at 10:50 PM.
Quote from wule999 :
Looks like you have until 1/9/2024 to open an account now.
I would not trust the extension much. A couple of months ago, they had a promotion for the 360 checking and then extended to Jan/2024 (even shown on their website). But at the end of October, the promotion ended.
Reply
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