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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,661 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
298,661 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Apr 2018
L2: Beginner
> bubble2 30 Posts
14 Reputation
givemeagooddeal
01-03-2024 at 04:26 PM.
01-03-2024 at 04:26 PM.
Did anyone receive the bonus yet?
Reply
Joined Apr 2009
L7: Teacher
> bubble2 2,883 Posts
379 Reputation
crazycreations
01-03-2024 at 09:10 PM.
01-03-2024 at 09:10 PM.
Quote from givemeagooddeal :
Did anyone receive the bonus yet?

Not yet.
Reply
Joined Mar 2020
L2: Beginner
> bubble2 25 Posts
10 Reputation
GreyGame958
01-04-2024 at 03:46 AM.
01-04-2024 at 03:46 AM.
Quote from givemeagooddeal :
Did anyone receive the bonus yet?

It's within 60 days after the 90 day holding period.
Reply
Joined Mar 2013
L1: Learner
> bubble2 14 Posts
10 Reputation
Mrbernal
01-04-2024 at 11:46 PM.
01-04-2024 at 11:46 PM.
Will 70k yield $1050?!
Reply
Joined Mar 2013
L3: Novice
> bubble2 187 Posts
90 Reputation
NITISOOD35
01-05-2024 at 10:24 AM.
01-05-2024 at 10:24 AM.
Open a 360 Performance Savings account with promo code FALL23 by 1/9/2024.
1. Open
Open a new 360 Performance Savings account with promo code FALL23 by 1/9/2024.

2. Deposit
Deposit $20,000+ of external funds during the 15-day Initial Funding Period after opening your account.

3. Hold
Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.

4. Earn
See the bonus in your new account within 60 days after holding. See chart for bonus amounts.

DEPOSIT BONUS
$20,000+ $300
$50,000+ $750
$100,000+ $1,500

Remember you also get 4.35% APY on the deposit !!
------------------------------------------------------

https://www.capitalone.com/bank/f..._EA-003037
Reply
Last edited by NITISOOD35 January 5, 2024 at 10:28 AM.
Joined Jun 2016
L5: Journeyman
> bubble2 918 Posts
74 Reputation
kwchan79
01-05-2024 at 12:10 PM.
01-05-2024 at 12:10 PM.
can i withdraw the interest earned during the 105 days holding period?
Reply
Joined Nov 2010
L3: Novice
> bubble2 187 Posts
37 Reputation
lrryjrry
01-05-2024 at 01:11 PM.
01-05-2024 at 01:11 PM.
Quote from kwchan79 :
can i withdraw the interest earned during the 105 days holding period?
Ask their customer service, it has not stated you can't, so you should be able to
Reply

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Joined Nov 2019
L2: Beginner
> bubble2 46 Posts
10 Reputation
AmusedTable792
01-06-2024 at 10:21 AM.
01-06-2024 at 10:21 AM.
Quote from ir3ka :
You're assuming this is for one year. The is a good deal for the bonus AND 4.3% rate for 105 days. You can cash out after the 105 days and invest somewhere else.

Are you sure it's bonus plus 4.3% from Day 1?
Reply
Joined Nov 2019
L2: Beginner
> bubble2 46 Posts
10 Reputation
AmusedTable792
01-06-2024 at 10:29 AM.
01-06-2024 at 10:29 AM.
Quote from newbharry :
transferred 100100$. Good deal. I just finished my discover 250 for 25k last week lol..

That was the best. $250 for 25k for just 30 days and existing customers... Still unbeatable ..

By opening up a savings account? Is the deal still on?
Reply
Joined Dec 2016
L5: Journeyman
> bubble2 589 Posts
54 Reputation
samsungs70
01-06-2024 at 11:47 AM.
01-06-2024 at 11:47 AM.
Quote from kwchan79 :
can i withdraw the interest earned during the 105 days holding period?
I talked to customer service and was told as long as the amount drawn does not cause the balance to be under $100k then the bonus is still $1500.
Reply
Joined Jan 2024
New User
> bubble2 4 Posts
10 Reputation
GreenCemetery9471
01-06-2024 at 03:42 PM.
01-06-2024 at 03:42 PM.
If I have a CD with capital one currently, is there any way that I can still get this promo?

I have funds in other banks that I can wire to capital one if its considered "new" money
Reply
Joined Nov 2015
L5: Journeyman
> bubble2 677 Posts
444 Reputation
r2mbo
01-06-2024 at 08:15 PM.
01-06-2024 at 08:15 PM.
Quote from CatCatLei :
I am getting "You're not eligible to use the promo code FALL23. This promo only applies to new customers." despite I only have credit cards with Capital One.

Well, I will have to pass then.
did you call their customer service? there is a possibility that your account is already created and possible glitch in the last screen. happened in my case
Reply
Joined Jan 2009
L9: Master
> bubble2 4,996 Posts
574 Reputation
bigballs
01-06-2024 at 09:34 PM.
01-06-2024 at 09:34 PM.
Quote from GreyGame958 :
It's within 60 days after the 90 day holding period.
They don't want you to escape to higher yield savings or CD. Their rate is good but not great. I was getting .007% higher at CIT. So the bonus really is approximately $1200 and not $1500 for me. $300 lost on interest during 5 months. Not only that but if the fed starts cutting interest rate, we're stuck as we cannot move the money out to CD to lock in the rate.
Reply
Joined May 2013
L2: Beginner
> bubble2 76 Posts
22 Reputation
As2602
01-07-2024 at 12:40 PM.
01-07-2024 at 12:40 PM.
When it comes to transferring or withdrawing money, is there a monthly limit?

appear there is not.

opened 2, one for me and one for wife.
Reply
Last edited by As2602 January 7, 2024 at 03:27 PM.

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Joined Dec 2012
L5: Journeyman
> bubble2 559 Posts
713 Reputation
scorpionguy
01-09-2024 at 11:59 PM.
01-09-2024 at 11:59 PM.
Recently opened the savings account and need to fund it within 15 days limit. Can someone confirm if I can get the funding through paypal from my spouse account? Doing a wire transfer costing $30-$50 but i think no such limit in paypal transfer. But just concerned if that will be considered right funding for this promo . Please comment.

EDIT: Checked with CO customer rep and yes zelle, venmo, paypal are all accepted as far as used source back is not capitalone.
1
Reply
Last edited by scorpionguy January 10, 2024 at 08:50 PM.
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