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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,558 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
298,558 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Sep 2018
L6: Expert
> bubble2 1,803 Posts
70 Reputation
Ryson11
01-30-2024 at 10:43 AM.
01-30-2024 at 10:43 AM.
Quote from FrenchAngeles :
Actually, the answer is, you can take the money out after 105 days! Even before the bonus posts...which should be from day 105 to day 165

Do people close account after bonus is given?
Reply
Joined Jul 2021
L2: Beginner
> bubble2 66 Posts
18 Reputation
FrenchAngeles
01-31-2024 at 10:39 AM.
01-31-2024 at 10:39 AM.
Quote from Ryson11 :
Do people close account after bonus is given?
They have this option, or keep it open as 4.30% is not bad for a saving account with a major bank!
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
02-02-2024 at 03:39 AM.
02-02-2024 at 03:39 AM.
Quote from FrenchAngeles :
They have this option, or keep it open as 4.30% is not bad for a saving account with a major bank!
It's 4.35 APY now. I will leave my account open for now.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
02-05-2024 at 06:49 AM.
02-05-2024 at 06:49 AM.
Please inform here when you receive the bonus.
I'm about to hit the 90-day requirement.
When opened my account, I did not get any confirmation from Capital One either.
Reply
Joined May 2018
New User
> bubble2 6 Posts
10 Reputation
Tony0578202
02-05-2024 at 10:48 AM.
02-05-2024 at 10:48 AM.
It Expired
Reply
Joined Apr 2018
L2: Beginner
> bubble2 30 Posts
14 Reputation
givemeagooddeal
02-06-2024 at 11:48 AM.
02-06-2024 at 11:48 AM.
Quote from LiamNg :
Please inform here when you receive the bonus.
I'm about to hit the 90-day requirement.
When opened my account, I did not get any confirmation from Capital One either.

Same. Still waiting
Reply
Joined Mar 2013
L3: Novice
> bubble2 144 Posts
22 Reputation
Esco9300
02-07-2024 at 08:34 AM.
02-07-2024 at 08:34 AM.
Has anyone received their bonus? Yesterday was my 90 days but so far nothing showing beyond normal monthly interest.
Reply

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Joined Dec 2012
L3: Novice
> bubble2 140 Posts
14 Reputation
vguard
02-07-2024 at 09:39 PM.
02-07-2024 at 09:39 PM.
Same here hit 90 days yesterday but still nothing . Please post if you get any update
Reply
Joined Nov 2017
L3: Novice
> bubble2 236 Posts
31 Reputation
Torins18
02-08-2024 at 04:08 AM.
02-08-2024 at 04:08 AM.
Quote from vguard :
Same here hit 90 days yesterday but still nothing . Please post if you get any update

The terms say they will pay the bonus 60 days after the 90 day holding period, let us know when you get your bonus. I'll be at 90 days next week.
Reply
Joined Dec 2013
New User
> bubble2 45 Posts
14 Reputation
Neil1
02-08-2024 at 02:38 PM.
02-08-2024 at 02:38 PM.
Same, transferrd initial funds on 11/7/23. No bonus received yet.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 716 Posts
389 Reputation
homer-56k
02-08-2024 at 11:43 PM.
02-08-2024 at 11:43 PM.
I spoke with a rep a couple months ago and the explanation is that the bonus qualification is 105 days from when you initially open the account. As long as you made the deposit within 15 days of opening the account, the bonus payout qualification is still the date you opened the account plus 105 days.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 716 Posts
389 Reputation
homer-56k
02-08-2024 at 11:58 PM.
02-08-2024 at 11:58 PM.
Quote from Neil1 :
Same, transferrd initial funds on 11/7/23. No bonus received yet.
105 days after 11/7/2023 is 2/20/2024. You need 105 days, not 90 days.
Reply
Joined Dec 2014
L2: Beginner
> bubble2 74 Posts
10 Reputation
JL44516
02-18-2024 at 10:20 AM.
02-18-2024 at 10:20 AM.
Anyone get their bonus yet?
Reply
Joined Feb 2005
L3: Novice
> bubble2 102 Posts
21 Reputation
Gujarati
02-19-2024 at 09:01 AM.
02-19-2024 at 09:01 AM.
Not yet!
Reply

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Joined Mar 2013
L3: Novice
> bubble2 144 Posts
22 Reputation
Esco9300
02-19-2024 at 03:17 PM.
02-19-2024 at 03:17 PM.
Still nothing
Reply
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