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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,533 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
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Deal
Score
+142
298,533 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Nov 2014
L3: Novice
> bubble2 138 Posts
30 Reputation
zbb0674
02-29-2024 at 08:29 PM.
02-29-2024 at 08:29 PM.
It could be 165days, so I need to wait until end of April…
Reply
Joined Nov 2015
L5: Journeyman
> bubble2 831 Posts
181 Reputation
itsssmeee
03-01-2024 at 08:10 AM.
03-01-2024 at 08:10 AM.
It's my money and I want it now! half /s

Jokes aside, I was really hoping they would have paid out so I can close and consolidate my saving accounts since they're spread all over the place.
Reply
Joined May 2016
L1: Learner
> bubble2 24 Posts
10 Reputation
Cherting
03-01-2024 at 11:37 AM.
03-01-2024 at 11:37 AM.
Quote from vguard :
It's been more than 105 days for me but still nothing. I read somewhere on reditt that some users have got it.
Where did you see in on Reddit? I have been checking it on Reddit but did not see anyone saying that they have received the bonus.
Reply
Joined Sep 2011
L3: Novice
> bubble2 169 Posts
38 Reputation
TheCrownedking
03-01-2024 at 03:00 PM.
03-01-2024 at 03:00 PM.
Quote from thegman230 :
Yes but you can withdraw your original funding amount plus the interest leaving only $1 in the account and invest it into something else higher as soon as you pass the 105 days

Where is there a higher return?
Reply
Joined Jun 2012
L6: Expert
> bubble2 1,057 Posts
120 Reputation
orangejuice57
03-01-2024 at 09:09 PM.
03-01-2024 at 09:09 PM.
I opened mine on Nov 8th and fully funded by Nov 13. Nothing on my end yet.
Reply
Joined Dec 2016
L5: Journeyman
> bubble2 589 Posts
54 Reputation
samsungs70
03-01-2024 at 09:32 PM.
03-01-2024 at 09:32 PM.
Quote from thegman230 :
Yes but you can withdraw your original funding amount plus the interest leaving only $1 in the account and invest it into something else higher as soon as you pass the 105 days
That's what I plan to do. Only $1 left while waiting for the bonus.
Reply
Joined Dec 2016
L5: Journeyman
> bubble2 589 Posts
54 Reputation
samsungs70
03-01-2024 at 09:41 PM.
03-01-2024 at 09:41 PM.
Quote from thegman230 :
Im going to go with the date the deposit cleared and funded plus 105 days to be safe. Can't trust reps amd then you get fked
I don't see the day the transfer was cleared so I would add 7 days to be safe: 15+90+7=112 days.
Reply

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Joined Mar 2018
L3: Novice
> bubble2 291 Posts
154 Reputation
IlyaR5441
03-02-2024 at 04:40 PM.
03-02-2024 at 04:40 PM.
Quote from orangejuice57 :
I opened mine on Nov 8th and fully funded by Nov 13. Nothing on my end yet.
Same here. Nothing.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
03-03-2024 at 03:23 AM.
03-03-2024 at 03:23 AM.
Quote from orangejuice57 :
I opened mine on Nov 8th and fully funded by Nov 13. Nothing on my end yet.
My account only shows Nov 6. How did you find out when yours was fully funded? Capital One did not send any confirmation to me.
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
03-03-2024 at 05:05 AM.
03-03-2024 at 05:05 AM.
I believe fully funded means when the balance reaches the required minimum for the bonus. I opened an account on 11/28/23 and funded within the first 15 days, so I believe I'll meet the requirements on 3/12/24. I plan to keep the money till 3/15/24 and then will withdraw most of it.
Quote from LiamNg :
My account only shows Nov 6. How did you find out when yours was fully funded? Capital One did not send any confirmation to me.
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
03-03-2024 at 05:07 AM.
03-03-2024 at 05:07 AM.
You should be able to see the deposit date online or on your statement. Regardless it should not matter for this offer, as long as it's within the 1st 15 days.

I opened an account on 11/28/23 and funded within the first 15 days, so I believe I'll meet the requirements on 3/12/24. I plan to keep the money till 3/15/24 and then will withdraw most of it.
Quote from samsungs70 :
I don't see the day the transfer was cleared so I would add 7 days to be safe: 15+90+7=112 days.
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
03-03-2024 at 09:38 AM.
03-03-2024 at 09:38 AM.
115 days since fully funded on Nov 9th and nothing yet. Intial account opening was on Nov 6th
Reply
Joined Apr 2006
L10: Grand Master
> bubble2 9,681 Posts
1,049 Reputation
Tnyc
03-03-2024 at 05:05 PM.
03-03-2024 at 05:05 PM.
Fully funded on Nov 15th, 2023 and as of 3/3/24 still waiting for the bonus to drop.
Reply
Joined Dec 2015
L5: Journeyman
> bubble2 934 Posts
404 Reputation
selfwriteclick
03-04-2024 at 11:07 PM.
03-04-2024 at 11:07 PM.
102 days for me so far since I made the qualifying deposit.
Reply

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Joined May 2010
L1: Learner
> bubble2 16 Posts
14 Reputation
run1run
03-05-2024 at 07:54 AM.
03-05-2024 at 07:54 AM.
as of 3/5/24

Fully funded on 11/6 and nothing so far
Reply
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