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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,383 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
298,383 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Jan 2009
L9: Master
> bubble2 4,996 Posts
574 Reputation
bigballs
03-06-2024 at 03:35 PM.
03-06-2024 at 03:35 PM.
Quote from LiamNg :
Not yet, 4.35 APY is okay for now.
CIT 5.05. That is more than extra 10%.
Reply
Joined Aug 2020
L2: Beginner
> bubble2 27 Posts
10 Reputation
StrongSnow8787
03-06-2024 at 05:13 PM.
03-06-2024 at 05:13 PM.
Moved the money out yesterday, bonus posted today, account funded 11/07
Reply
Joined May 2009
L2: Beginner
> bubble2 24 Posts
18 Reputation
azmonster
03-06-2024 at 05:42 PM.
03-06-2024 at 05:42 PM.
Just got mine an hour ago
Reply
Joined Apr 2005
L6: Expert
> bubble2 1,036 Posts
444 Reputation
HTB
03-06-2024 at 05:54 PM.
03-06-2024 at 05:54 PM.
Just got mine today too. Yay!
Reply
Joined Jun 2006
L6: Expert
> bubble2 1,673 Posts
98 Reputation
ktv1969
03-06-2024 at 07:08 PM.
03-06-2024 at 07:08 PM.
Quote from DaronMax :
Fully Funded On Nov 17th, $1500 bonus has NOT shown up.
You will be getting it soon. Funded on 11/17. Just saw the bonus today.
Reply
Joined Dec 2012
L3: Novice
> bubble2 140 Posts
14 Reputation
vguard
03-06-2024 at 07:42 PM.
03-06-2024 at 07:42 PM.
Got it today as well
Reply
Joined Jun 2006
L6: Expert
> bubble2 1,673 Posts
98 Reputation
ktv1969
03-06-2024 at 08:12 PM.
03-06-2024 at 08:12 PM.
Capital One has 5.0% for 1-year CD. Is that a good deal?
Reply

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Joined Sep 2009
\m/ Metal \m/
> bubble2 4,718 Posts
745 Reputation
metaldood
03-06-2024 at 08:20 PM.
03-06-2024 at 08:20 PM.
Got today. Moved to CD
Reply
Joined Jun 2006
L6: Expert
> bubble2 1,673 Posts
98 Reputation
ktv1969
03-06-2024 at 09:16 PM.
03-06-2024 at 09:16 PM.
Quote from metaldood :
Got today. Moved to CD
With Capital One CD?
Reply
Joined Sep 2009
\m/ Metal \m/
> bubble2 4,718 Posts
745 Reputation
metaldood
03-06-2024 at 09:55 PM.
03-06-2024 at 09:55 PM.
Quote from ktv1969 :
With Capital One CD?
Yes. It's guaranteed higher APY than Savings for 1 year.
Reply
Joined Jun 2006
L6: Expert
> bubble2 1,673 Posts
98 Reputation
ktv1969
03-06-2024 at 10:34 PM.
03-06-2024 at 10:34 PM.
Quote from metaldood :
Yes. It's guaranteed higher APY than Savings for 1 year.
Is it the 1-year CD at 5.0%?
Reply
Joined Jun 2012
L6: Expert
> bubble2 1,057 Posts
120 Reputation
orangejuice57
03-06-2024 at 11:51 PM.
03-06-2024 at 11:51 PM.
just got mine today as well!
Reply
Joined Aug 2012
L2: Beginner
> bubble2 66 Posts
30 Reputation
VivekK
03-07-2024 at 02:07 AM.
03-07-2024 at 02:07 AM.
Got mine yesterday and just transferred it back to my 5% Wealthfront cash account!
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
03-07-2024 at 03:51 AM.
03-07-2024 at 03:51 AM.
Quote from bigballs :
CIT 5.05. That is more than extra 10%.
My local DCCU (Delta Employee Credit Union) has 1-year CD for 5.15 APY. Moving the money now.

https://www.deltacommunitycu.com/...posit.html
Reply

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Joined Dec 2003
L5: Journeyman
> bubble2 849 Posts
104 Reputation
rvmehta
03-07-2024 at 06:06 AM.
03-07-2024 at 06:06 AM.
just got mine. cashing out now
Reply
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